Nonprofit · EIN 59-0860768
STATE CHARTERED CREDIT UNIONS IN FLORIDA
Also known as COMMUNITY CREDIT UNION OF FLORIDA
Tax-exempt · ROCKLEDGE, FL 32955
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $78,734,084 | $74,320,222 | $4,413,862 | $1,372,263,273 | $1,226,064,767 | $146,198,506 |
| December 31, 2023 | 990 | $64,769,031 | $53,493,486 | $11,275,545 | $1,278,730,537 | $1,137,998,117 | $140,732,420 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $68,844,370
- Investment income
- $9,889,714
- Net gain from sales of assets
- $42,823
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,308,396
- Other salaries and wages
- $10,666,352
- Salaries, compensation and benefits (total)
- $17,020,558
- Professional fundraising fees
- $0
- Legal fees
- $175,566
- Accounting fees
- $211,588
- Occupancy
- $1,203,898
- Travel
- $96,996
- Depreciation
- $1,370,848
Balance sheet and other
- Total assets, start of year
- $1,278,730,537
- Total assets, end of year
- $1,372,263,273
- Total liabilities, end of year
- $1,226,064,767
- Net assets, end of year
- $146,198,506
- Land, buildings and equipment
- $23,595,422
- Gross unrelated business income
- $19,835
- Gross receipts
- $78,734,084
- Employees
- 205
- Volunteers
- 8
- Year formed
- 1953
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LAURIE CAPPELLI | CHIEF EXECUTIVE OFFICER Officer | 50 | $1,010,904 | $13,586 |
| DANIEL KELLEY | CHIEF LENDING OFFICER Key employee | 50 | $314,673 | $37,795 |
| LESLI DOOLEY | CHIEF OPERATING OFFICER Key employee | 50 | $325,225 | $24,193 |
| MARGARET HASENBECK | CHIEF FINANCIAL OFFICER Officer | 50 | $249,115 | $42,322 |
| DAVID HILL | CHIEF INFORMATION OFFICER Key employee | 50 | $248,933 | $40,240 |
| HEATHER HICKMAN | CHIEF EXPERIENCE OFFICER Highest-paid employee | 50 | $242,706 | $14,190 |
| AMANDA BANKS | VP OF OPERATIONS Highest-paid employee | 50 | $205,884 | $17,351 |
| KIMBERLY SEEFELD | VP OF BRANCH OPERATIONS Highest-paid employee | 50 | $197,839 | $7,028 |
| LESLIE TIBBETTS | VP OF COMMERCIAL SERVICES Highest-paid employee | 50 | $178,704 | $25,505 |
| JON PAULIN | VP OF ACCOUNTING AND FINANCE Highest-paid employee | 50 | $184,792 | $17,487 |
| MOSES HARVIN | VICE CHAIR OF THE BOARD Trustee or director, Officer | 1 | $1,412 | $0 |
| LINDA DALE | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JOHNETTE GINDLING | DIRECTOR Trustee or director, Officer | 1 | $0 | $0 |
| JAMES PLATMAN | CHAIR OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| SUZANNE RAINES | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LAURIE CAPPELLI | CHIEF EXECUTIVE OFFICER Officer | 50 | $834,051 | $13,416 |
| DANIEL KELLEY | CHIEF EXPERIENCE OFFICER Key employee | 50 | $275,334 | $31,005 |
| LESLI DOOLEY | CHIEF OPERATING OFFICER Key employee | 50 | $278,259 | $20,374 |
| DAVID HILL | CHIEF INFORMATION OFFICER Key employee | 50 | $205,305 | $38,175 |
| MARGARET HASENBECK | CHIEF FINANCIAL OFFICER Officer | 50 | $205,898 | $26,646 |
| BARBARA GUNTER | VP OF HUMAN RESOURCES Highest-paid employee | 50 | $190,913 | $15,349 |
| AMANDA BANKS | VP OF OPERATIONS Highest-paid employee | 50 | $190,557 | $15,556 |
| MELISSA ROUNDY | VP OF LENDING Highest-paid employee | 50 | $179,772 | $23,780 |
| KIMBERLY SEEFELD | VP OF BRANCH OPERATIONS Highest-paid employee | 50 | $179,903 | $7,037 |
| LESLIE TIBBETTS | VP OF COMMERCIAL SERVICES Highest-paid employee | 50 | $167,198 | $15,249 |
| MOSES HARVIN | VICE CHAIR OF THE BOARD Trustee or director, Officer | 1 | $3,301 | $0 |
| LINDA DALE | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JOHNETTE GINDLING | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JAMES PLATMAN | CHAIR OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| SUZANNE RAINES | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1030 US HIGHWAY 1, ROCKLEDGE, FL 32955-2716
- In care of
- % DAVID O BROOK PRES CEO
- Principal officer (990 for 2024)
- LAURIE CAPPELLI, 1030 US HIGHWAY 1, ROCKLEDGE, FL 32955
- Signed the 990
- MARGARET HASENBECK, CHIEF FINANCIAL OFFICER
- Phone
- (321) 637-3120
- Website
- WWW.CCUFLORIDA.ORG
- Return prepared by
- RSM US LLP
Mission
COMMUNITY CREDIT UNION OF FLORIDA IS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL CO-OPERATIVE FORMED IN 1953 BY LOCAL EDUCATORS. COMMUNITY CREDIT UNION OF FLORIDA HAS GROWN TO MORE THAN 55,000 MEMBERS. COMMUNITY CREDIT UNION OF FLORIDA'S MISSION IS TO "ALWAYS IMPROVE THE FINANCIAL WELL-BEING OF OUR MEMBERS AND MAKE A POSITIVE DIFFERENCE IN OUR COMMUNITY."
Program accomplishments
- COMMUNITY CREDIT UNION OF FLORIDA PROVIDED FINANCIAL SERVICES TO 55,000 MEMBERS AS OF 12/31/2024 AND SERVICED APPROXIMATELY 35,000 LOANS.
- COMMUNITY CREDIT UNION OF FLORIDA OFFERS FINANCIAL SERVICES TO 55,000 MEMBERS THROUGH DEPOSIT ACCOUNTS, DEBIT CARDS, MONEY ORDERS, SAFE DEPOSIT BOXES, WIRE TRANSFERS AND MANY OTHER SERVICES PROVIDED TO MEMBERS.
- INVESTMENTS ARE USED AS A MEANS OF EXTRA EARNINGS ON DEPOSITED FUNDS THAT HAVE NOT BEEN UTILIZED FOR ANY LENDING PROGRAMS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 59-0860768
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1972
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61Z)
- Group exemption
- 2106: STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN
- Assets (IRS master file)
- $1,372,263,273
- Income (IRS master file)
- $78,734,084
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $78,734,084 | $74,320,222 | $1,372,263,273 | IRS |
| 990 | December 2023 | $64,769,031 | $53,493,486 | $1,278,730,537 | XML |
| 990 | December 2022 | $47,699,278 | $32,792,091 | $1,120,501,481 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-0860768).
Questions about STATE CHARTERED CREDIT UNIONS IN FLORIDA
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN FLORIDA is 59-0860768.
- Is STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1972.
- Are donations to STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN FLORIDA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN FLORIDA due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN FLORIDA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2024 names LAURIE CAPPELLI.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2024 lists 15 people; 11 received compensation from the organization, the highest $1,010,904 (LAURIE CAPPELLI, CHIEF EXECUTIVE OFFICER).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN FLORIDA have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $78,734,084, expenses of $74,320,222 and total assets of $1,372,263,273 at year end.
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All nonprofits in ROCKLEDGE · Florida · Public and societal benefit