Nonprofit · EIN 56-0769519
CHARLOTTE FIRE DEPARTMENT CREDIT
Also known as NORTH CAROLINACHARLOTTE FIRE
Tax-exempt (reinstated) · CHARLOTTE, NC 28205
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $2,476,668 | $2,431,812 | $44,856 | $52,696,689 | $45,921,997 | $6,774,692 |
| December 31, 2023 | 990 | $2,286,874 | $2,292,231 | -$5,357 | $51,705,394 | $45,758,031 | $5,947,363 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,815,682
- Investment income
- $660,986
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $142,636
- Other salaries and wages
- $872,141
- Salaries, compensation and benefits (total)
- $1,014,777
- Professional fundraising fees
- $0
- Occupancy
- $104,182
- Program services (functional)
- $2,431,812
Balance sheet and other
- Total assets, start of year
- $51,705,394
- Total assets, end of year
- $52,696,689
- Total liabilities, end of year
- $45,921,997
- Net assets, end of year
- $6,774,692
- Land, buildings and equipment
- $331,140
- Publicly traded securities
- $10,955,846
- Gross receipts
- $2,476,668
- Employees
- 11
- Year formed
- 1955
- State of legal domicile
- NC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DEBORAH H TROTTER | MANAGER CEO Officer | 40 | $142,636 | $11,481 |
| JAMES HANLINE | BOARD MEMBER Trustee or director | – | $0 | $0 |
| JOHN M KEFFER | VICE CHAIRMA Trustee or director | – | $0 | $0 |
| LC KELLY | BOARD MEMBER Trustee or director | – | $0 | $0 |
| BRIAN KURZEL | CHAIRMAN Trustee or director | – | $0 | $0 |
| EVERETTE PASSALY | TREASURER Trustee or director | – | $0 | $0 |
990 for the year ended December 31, 2023: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DEBORAH H TROTTER | MANAGER CEO Officer | 40 | $131,798 |
| JAMES HANLINE | BOARD MEMBER Trustee or director | 1 | $0 |
| JOHN M KEFFER | VICE CHAIRMA Trustee or director | 1 | $0 |
| LC KELLY | BOARD MEMBER Trustee or director | 1 | $0 |
| BRIAN KURZEL | CHAIRMAN Trustee or director | 1 | $0 |
| EVERETTE PASSALY | TREASURER Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 2121 COMMONWEALTH AVE, CHARLOTTE, NC 28205-5100
- In care of
- % DEBORAH TROTTER MGR
- Principal officer (990 for 2024)
- DEBORAH H TROTTER, 6824 MANATEE DRIVE, CONCORD, NC 28025
- Signed the 990
- DEBORAH H TROTTER, MANAGER CEO
- Phone
- (704) 375-3950
- Website
- WWW.CFDCU.ORG
- Return prepared by
- CANTEY TILLER PIERCE & GREEN LLP
Mission
TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AT REASONABLE RATES AND PAY REASONABLE DIVIDENDS
Program accomplishments
- DURING THE YEAR, THE CREDIT UNION SERVED ITS MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
- DURING THE YEAR, THE CREDIT UNION SERVED ITS MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTS DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 56-0769519
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2017
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $52,696,689
- Income (IRS master file)
- $2,476,668
Revocation and reinstatement
- Exemption revoked
- May 15, 2011
- Posted by the IRS
- February 22, 2012
- Reinstated
- Effective May 15, 2011
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $2,476,668 | $2,431,812 | $52,696,689 | IRS |
| 990 | December 2023 | $2,286,874 | $2,292,231 | $51,705,394 | XML |
| 990 | December 2022 | $1,882,782 | $1,862,788 | $60,616,101 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 56-0769519).
Questions about CHARLOTTE FIRE DEPARTMENT CREDIT
- What is the EIN of CHARLOTTE FIRE DEPARTMENT CREDIT?
- The employer identification number (EIN) of CHARLOTTE FIRE DEPARTMENT CREDIT is 56-0769519.
- Is CHARLOTTE FIRE DEPARTMENT CREDIT tax-exempt?
- Yes. The IRS revoked its exemption on May 15, 2011 and reinstated it effective May 15, 2011.
- Are donations to CHARLOTTE FIRE DEPARTMENT CREDIT tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CHARLOTTE FIRE DEPARTMENT CREDIT file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CHARLOTTE FIRE DEPARTMENT CREDIT due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CHARLOTTE FIRE DEPARTMENT CREDIT last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CHARLOTTE FIRE DEPARTMENT CREDIT?
- The 990 for the year ended December 31, 2024 names DEBORAH H TROTTER.
- Who are the officers and directors of CHARLOTTE FIRE DEPARTMENT CREDIT?
- The 990 for the year ended December 31, 2024 lists 6 people; 1 received compensation from the organization, the highest $142,636 (DEBORAH H TROTTER, MANAGER CEO).
- How much revenue does CHARLOTTE FIRE DEPARTMENT CREDIT have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $2,476,668, expenses of $2,431,812 and total assets of $52,696,689 at year end.
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All nonprofits in CHARLOTTE · North Carolina · Public and societal benefit