2024-05-15T15:21:43-04:00 2023-12-31 570568919 CANTEY TILLER PIERCE & GREEN LLP PO BOX 862 CAMDEN SC 29021 990 2023-01-01 560769519 CHARLOTTE FIRE DEPARTMENT CREDIT UN CHAR 7043753950 2121 COMMONWEALTH AVENUE CHARLOTTE NC 28205 DEBORAH H TROTTER MANAGER CEO 7043753950 2024-05-13 DEBORAH TROTTER 999009999 false JANET M PIERCE P00498837 8034321436 2024-05-13 2023 2023-04-26 12:10:37Z DEBORAH H TROTTER 6824 MANATEE DRIVE CONCORD NC 28025 2286874 false X WWW.CFDCU.ORG X 1955 NC TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AT REASONABLE RATES AND PAY REASONABLE DIVIDENDS 5 5 11 0 0 1496237 1694720 386545 592154 0 1882782 2286874 0 0 1130091 1100710 0 0 732697 1191521 1862788 2292231 19994 -5357 60616101 51705394 55479033 45758031 5137068 5947363 X TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AT REASONABLE RATES AND PAY REASONABLE DIVIDENDS false false DURING THE YEAR, THE CREDIT UNION SERVED ITS MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. DURING THE YEAR, THE CREDIT UNION SERVED ITS MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTS DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1850 0 true 11 true false false false false false false false false X 5 5 false false false false true true true true true false false false true true false false true false false false X ROBIN E STARKS 7043753950 2121 COMMONWEALTH AVE 2121 COMMONWEALTH AVE CHARLOTTE NC 28205 DEBORAH H TROTTER MANAGER CEO 40.00 X 131798 0 0 JAMES HANLINE BOARD MEMBER 1.00 X 0 0 0 JOHN M KEFFER VICE CHAIRMA 1.00 X 0 0 0 LC KELLY BOARD MEMBER 1.00 X 0 0 0 BRIAN KURZEL CHAIRMAN 1.00 X 0 0 0 EVERETTE PASSALY TREASURER 1.00 X 0 0 0 131798 1 false false false LOAN INTEREST 522100 1451684 1451684 OTHER INCOME 522100 149166 149166 FEE INCOME 524298 93870 93870 1694720 592154 592154 2286874 2286874 131798 131798 968912 968912 139293 139293 12142 12142 169903 169903 111115 111115 22745 22745 574393 574393 LOAN SERVICING 124848 124848 MISC OPERATING EXPENSE 25287 25287 OPERATING FEES 14700 14700 PROVISION FOR LOAN & LEAS -2905 -2905 2292231 2292231 0 0 531871 1271067 13040102 13941430 20541626 22110950 76765 54230 1704955 1491603 243069 213352 25299436 13431748 883232 682617 60616101 51705394 243850 798830 55235183 44959201 55479033 45758031 X 5137068 5947363 5137068 5947363 60616101 51705394 X -5357 797232 18420 X false false 170176 170176 347270 347270 1173004 1144333 28671 14505 14505 213352 SHARES 44959201 44959201 FORM 990, PAGE 2, PART III, LINE 4D DURING THE YEAR, THE CREDIT UNION SERVED ITS MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTS DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. FORM 990, PAGE 6, PART VI, LINE 6 MEMBERS FORM 990, PAGE 6, PART VI, LINE 7A DIRECTORS AND OFFICERS ARE ELECTED BY MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7B DECISIONS ARE SUBJECT TO MEMBERS VOTES. FORM 990, PAGE 6, PART VI, LINE 11B SENT TO CREDIT UNION MANAGEMENT FOR REVIEW FORM 990, PAGE 6, PART VI, LINE 19 PROVIDE COPIES UPON REQUEST FORM 990, PART XI LINE 8 PRIOR PERIOD ADJUSTMENT PRIOR PERIOD ADJUSTMENT IN UNDIVIDED EARINING DUE TO CHANGE IN METHODOLOGY OF LOAN LOSS FORM 990, PART XI, LINE 9 ONE TIME CECL ADJUSTMENT 18,420