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Nonprofit · EIN 53-0112431

CONSUMER BANKERS ASSOCIATION

Tax-exempt · WASHINGTON, DC 20005

Financials

$17.3M$15.5M2022$20.2M$18.8M2023$23.8M$21.2M2024
Revenue Expenses · by fiscal year end
Financials of CONSUMER BANKERS ASSOCIATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
September 30, 2025990$23,758,024$21,213,382$2,544,642$28,107,391$16,619,277$11,488,114
September 30, 2024990$20,247,591$18,840,793$1,406,798$25,273,905$16,079,316$9,194,589
September 30, 2023990$17,298,679$15,524,278$1,774,401$19,521,223$12,231,391$7,289,832
Financial details: 990 for the year ended September 30, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$22,754,281
Investment income
$997,045
Net gain from sales of assets
$422,725
Other revenue
$6,698

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$4,050,385
Other salaries and wages
$5,700,331
Salaries, compensation and benefits (total)
$10,962,024
Professional fundraising fees
$0
Legal fees
$171,207
Accounting fees
$77,923
Occupancy
$1,092,005
Travel
$1,205,442
Depreciation
$208,432
Program services (functional)
$18,780,168
Management and general (functional)
$2,433,214

Balance sheet and other

Total assets, start of year
$25,273,905
Total assets, end of year
$28,107,391
Total liabilities, end of year
$16,619,277
Net assets, end of year
$11,488,114
Land, buildings and equipment
$818,664
Publicly traded securities
$7,928,664
Net assets without donor restrictions
$11,488,114
Gross receipts
$33,111,081
Employees
38
Volunteers
0
Year formed
1919
State of legal domicile
DC

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended September 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
LINDSEY JOHNSONPRESIDENT & CHIEF EXECUTIVE OFFICER
Officer
40$1,706,440$44,678
KELVIN CHENSENIOR EXECUTIVE VICE PRES
Key employee
40$755,760$17,940
SAMUEL WHITFIELDSENIOR VICE PRESIDENT
Highest-paid employee
40$503,110$40,550
DAVID POMMEREHNSENIOR VICE PRESIDENT & GENERAL COUNSEL
Officer
40$370,649$36,011
MICHELLE AUGHINBAUGHCHIEF ADMINISTRATIVE OFFICER/TREASURER
Officer
40$347,878$45,290
JEAN BUNTONEXECUTIVE VICE PRESIDENT & CHIEF OF STAFF
Key employee
40$365,510$25,603
KEVIN O'CONNORSENIOR VICE PRESIDENT
Highest-paid employee
40$355,580$27,366
THOMAS DENTSENIOR VICE PRESIDENT
Highest-paid employee
40$294,420$35,567
WILLIAM RIELLYSENIOR VICE PRESIDENT
Highest-paid employee
40$252,590$22,065
DANNI LUSENIOR VICE PRESIDENT
Highest-paid employee
40$240,192$31,658
QUINCY MILLERIMMEDIATE PAST CHAIR
Trustee or director, Officer
1$0$0
VICTOR ALEXANDERDIRECTOR
Trustee or director
1$0$0
TODD BARNHARTDIRECTOR
Trustee or director
1$0$0
BRENDAN COUGHLINCHAIR
Trustee or director, Officer
1$0$0
STEVE GOODMANDIRECTOR
Trustee or director
1$0$0
23 more people on this return
NameTitleHours / weekCompensation
CASSANDRA MCKINNEYDIRECTOR
Trustee or director
1$0
KATE R DANELLADIRECTOR
Trustee or director
1$0
MARIA TEDESCOCHAIR-ELECT
Trustee or director, Officer
1$0
CELIA KARAMDIRECTOR
Trustee or director
1$0
BRANT STANDRIDGEDIRECTOR
Trustee or director
1$0
MIKE DRURYDIRECTOR
Trustee or director
1$0
ARIJIT ROYDIRECTOR
Trustee or director
1$0
MATT BOSSDIRECTOR
Trustee or director
1$0
JONATHAN AMBLERDIRECTOR
Trustee or director
1$0
SHAWN NIEHAUSDIRECTOR
Trustee or director
1$0
CHRISTINE CHANNELSDIRECTOR
Trustee or director
1$0
CRAIG VALLORANODIRECTOR
Trustee or director
1$0
SHAUN MCDOUGALLDIRECTOR
Trustee or director
1$0
ERNIE JOHANNSONDIRECTOR
Trustee or director
1$0
PATRICK SMITHDIRECTOR
Trustee or director
1$0
NITIN MHATREDIRECTOR
Trustee or director
1$0
MICHAEL MORANDIRECTOR
Trustee or director
1$0
ANDREW STUARTDIRECTOR
Trustee or director
1$0
PETER L SEFZIKDIRECTOR
Trustee or director
1$0
MARY HINES DROESCHDIRECTOR
Trustee or director
1$0
COURTNEY GENTLEMANDIRECTOR
Trustee or director
1$0
KATHERINE LUFTDIRECTOR
Trustee or director
1$0
LINDSEY SACKNOFFDIRECTOR
Trustee or director
1$0
990 for the year ended September 30, 2024: 33 people
NameTitleHours / weekCompensationOther / benefits
LINDSEY JOHNSONPRESIDENT & CEO
Officer
40$1,395,840$50,773
SAMUEL WHITFIELDSENIOR VICE PRESIDENT
Highest-paid employee
40$487,883$49,578
JEAN BUNTONEXECUTIVE VICE PRESIDENT
Officer
40$456,385$33,315
MICHELLE AUGHINBAUGHCAO
Officer
40$408,427$56,842
DAVID POMMEREHNSENIOR VICE PRESIDENT
Highest-paid employee
40$356,582$46,031
KEVIN O'CONNORSENIOR VICE PRESIDENT
Highest-paid employee
40$333,690$30,331
THOMAS DENTSENIOR VICE PRESIDENT
Highest-paid employee
40$283,989$49,248
DANNI LUEXEC VICE PRESIDENT OF FINANCE
Highest-paid employee
40$216,922$35,230
KELVIN CHENSENIOR EXECUTIVE VICE PRESIDENT
Officer
40$232,920$6,705
DANIEL SMITHEXEC VICE PRESIDENT (THRU 6/23)
Officer
40$178,131$27,562
RYAN BAILEYPAST CHAIR
Trustee or director, Officer
1$0$0
QUINCY MILLERDIRECTOR
Trustee or director
1$0$0
CHRISTINE CHANNELSDIRECTOR
Trustee or director
1$0$0
VICTOR ALEXANDERDIRECTOR
Trustee or director
1$0$0
TODD BARNHARTDIRECTOR
Trustee or director
1$0$0
CHAD BORTONDIRECTOR
Trustee or director
1$0$0
BRENDAN COUGHLINCHAIR
Trustee or director, Officer
1$0$0
BECKY GRIFFINDIRECTOR
Trustee or director
1$0$0
HOWARD HAMMONDDIRECTOR
Trustee or director
1$0$0
ERNIE JOHANNSONDIRECTOR
Trustee or director
1$0$0
CASSANDRA MCKINNEYDIRECTOR
Trustee or director
1$0$0
NITIN MHATREDIRECTOR
Trustee or director
1$0$0
MARIA TEDESCOCHAIR-ELECT
Trustee or director, Officer
1$0$0
BRIAN KINGDIRECTOR
Trustee or director
1$0$0
CELIA KARAMDIRECTOR
Trustee or director
1$0$0
PATRICK SMITHDIRECTOR
Trustee or director
1$0$0
BRANT STANDRIDGEDIRECTOR
Trustee or director
1$0$0
SHAUN MCDOUGALLDIRECTOR
Trustee or director
1$0$0
MIKE DRURYDIRECTOR
Trustee or director
1$0$0
KATE DANELLADIRECTOR
Trustee or director
1$0$0
ARIJIT ROYDIRECTOR
Trustee or director
1$0$0
CRAIG VALLORANODIRECTOR
Trustee or director
1$0$0
MATT BOSSDIRECTOR
Trustee or director
1$0$0
990 for the year ended September 30, 2023: 33 people
NameTitleHours / weekCompensationOther / benefits
RICHARD HUNTPRESIDENT & CEO
Officer
40$1,847,066$55,398
LINDSEY JOHNSONCURRENT PRESIDENT & CEO
Officer
40$500,480$36,975
SAMUEL WHITFIELDSENIOR VICE PRESIDENT
Highest-paid employee
40$446,529$46,148
DANIEL SMITHVICE PRESIDENT
Officer
40$445,442$46,117
JEAN BUNTONSENIOR VICE PRESIDENT
Officer
40$416,540$33,346
MICHELLE AUGHINBAUGHCAO
Key employee
40$360,607$55,458
DAVID POMMEREHNVICE PRESIDENT
Highest-paid employee
40$323,484$42,581
THOMAS DENTSTAFF
Highest-paid employee
40$262,625$45,333
LAUREN BIANCHISTAFF
Highest-paid employee
40$266,124$23,745
KEVIN O'CONNORSENIOR VICE PRESIDENT
Highest-paid employee
40$240,658$22,490
RYAN BAILEYDIRECTOR
Trustee or director, Officer
1$0$0
QUINCY MILLERDIRECTOR
Trustee or director, Officer
1$0$0
CHRISTINE CHANNELSDIRECTOR
Trustee or director
1$0$0
VICTOR ALEXANDERDIRECTOR
Trustee or director
1$0$0
TODD BARNHARTDIRECTOR
Trustee or director
1$0$0
CHAD BORTONDIRECTOR
Trustee or director
1$0$0
BRENDAN COUGHLINDIRECTOR
Trustee or director, Officer
1$0$0
BECKY GRIFFINDIRECTOR
Trustee or director, Officer
1$0$0
HOWARD HAMMONDDIRECTOR
Trustee or director
1$0$0
ERNIE JOHANNSONDIRECTOR
Trustee or director
1$0$0
CASSANDRA MCKINNEYDIRECTOR
Trustee or director
1$0$0
NITIN MHATREDIRECTOR
Trustee or director
1$0$0
MARIA TEDESCODIRECTOR
Trustee or director, Officer
1$0$0
BRIAN KINGDIRECTOR
Trustee or director
1$0$0
CELIA KARAMDIRECTOR
Trustee or director
1$0$0
PATRICK SMITHDIRECTOR
Trustee or director
1$0$0
BRANT STANDBRIDGEDIRECTOR
Trustee or director
1$0$0
SAMANTHA MELTINGDIRECTOR
Trustee or director
1$0$0
MICHELLE LEEDIRECTOR
Trustee or director
1$0$0
EARNIE DIAZDIRECTOR
Trustee or director
1$0$0
TIM WELSHDIRECTOR
Trustee or director
1$0$0
GONZALO LUCHETTIDIRECTOR
Trustee or director
1$0$0
ELLEN M FITZSIMMONSDIRECTOR
Trustee or director
1$0$0

Address and contacts

Address (IRS master file)
1225 NEW YORK AVE NW STE 1100, WASHINGTON, DC 20005-6400
Principal officer (990 for 2024)
LINDSEY JOHNSON, 1225 NEW YORK AVE NW 1100, WASHINGTON, DC 20005
Signed the 990
LINDSEY JOHNSON, PRESIDENT AND CEO
Phone
(202) 552-6378
Return prepared by
GROSS MENDELSOHN & ASSOCIATES PA

Mission

THE CONSUMER BANKERS ASSOCIATION PARTNERS WITH THE NATION'S LEADING RETAIL BANKS TO PROMOTE SOUND POLICY, PREPARE THE NEXT GENERATION OF DIVERSE BANKERS TO LEAD THE INDUSTRY, AND FINANCE THE DREAMS OF CONSUMERS AND SMALL BUSINESSES.

990 for the year ended September 30, 2025

Program accomplishments

  • CONFERENCES, WORKSHOPS AND WEBINARS: WEBINARS OFFER AN EFFICIENT AND ECONOMICAL WAY FOR MEMBERS TO STAY UP-TO-DATE WITH BUSINESS ISSUES AND REGULATORY CHANGES. THE ANNUAL CONFERENCE AND WORKSHOP OFFERS MORE THAN 90 HOURS OF PROGRAMMING, FEATURING MORE THAN 200 SPEAKERS. THE WEBINARS AND CONFERENCE PRESENTATION ARE PRESENTED BY INDUSTRY EXPERTS, EXECUTIVE LEVEL BANKERS, AND SENIOR REGULATORY REPRESENTATIVES WHO SHARE THEIR PERSPECTIVES AND INSIGHTS ON THE ISSUES, OPPORTUNITIES AND CHANGES IN THE INDUSTRY
    Expenses $4,029,794 · revenue $6,272,807
  • GOVERNMENT RELATIONS: CBA'S GOVERNMENT RELATIONS TEAM IS THE VOICE OF ITS MEMBERSHIP IN THE NATION'S CAPITAL ON RETAIL FINANCIAL SERVICES ISSUES - BOTH LEGISLATIVE AND REGULATORY. THROUGH MEETINGS, COMMENT LETTERS, CONGRESSIONAL TESTIMONY AND ISSUE BRIEFINGS, THE TEAM EDUCATES POLICYMAKERS, PROMOTES THE RETAIL BANKING INDUSTRY, AND WORKS WITH CONGRESS ON LEGISLATION TO BEST SERVE THE NEEDS OF CONSUMERS AND SMALL BUSINESSES NATIONWIDE.
    Expenses $3,851,141
  • LEGISLATIVE CONSULTING: CBA'S LEGISLATIVE DEPARTMENT ADVOCATES ON BEHALF OF OUR MEMBER BANKS TO CONGRESS ON CONSUMER FINANCIAL MATTERS. WE ENGAGE PRIMARILY WITH HOUSE FINANCIAL SERVICES COMMITTEE AND SENATE BANKING COMMITTEE MEMBERS AND STAFF ON LEGISLATION, COMMITTEE HEARINGS, AND ENGAGEMENT WITH BANK REGULATORY AGENCIES. WE ALSO HELP OUR MEMBERS NAVIGATE THE LEGISLATIVE LANDSCAPE BY KEEPING THEM UPDATED ON A VARIETY OF BILLS THAT ARE BEING CONSIDERED IN CONGRESS. WE SEEK TO ADVANCE LEGISLATIVE PROPOSALS THAT ARE HELPFUL TO OUR MEMBERS AND OPPOSE PROPOSALS THAT ARE HARMFUL TO THEM.
    Expenses $3,537,000 · revenue $3,547,500
  • EDUCATION FUNDING ASSESSMENT: FUNDAMENTAL CHANGES IN THE STUDENT LOAN MARKETPLACE RESULTED FROM RECENT LEGISLATION ELIMINATING PRIVATE SECTOR LENDERS FROM FEDERAL STUDENT LOANS AND IMPOSING NEW REGULATIONS ON ALL OTHER FORMS OF EDUCATION FINANCING. CBA'S EDUCATION FUNDING COMMITTEE MONITORS ACTIONS AT THE CFPB AND WORKS WITH THE BUREAU - WHICH IS VERY ENGAGED IN PRIVATE STUDENT LENDING AND RELATED ISSUES. REPRESENTING MAJOR STUDENT LENDERS, THE EDUCATION FUNDING COMMITTEE IS THE PUBLIC POLICY VOICE FOR PRIVATE-SECTOR PROVIDERS OF LOANS TO STUDENTS AND FAMILIES FOR HIGHER EDUCATION.
    Expenses $238,500 · revenue $238,500
  • PUBLIC AFFAIRS: CBA'S COMMUNICATIONS OFFICE WORKS TO PROMOTE THE RETAIL BANKING INDUSTRY AND ITS ROLE IN ADVANCING THE ECONOMY AND FULFILLING THE DREAMS AND ASPIRATIONS OF CONSUMERS AND SMALL BUSINESSES IN THE MEDIA. IT EFFECTIVELY COMMUNICATES TO OUR MEMBERSHIP INFORMATION, ANALYSIS, AND INSIGHT AS THINGS DEVELOP. IN ADDITION, THEY ENGAGE POLICYMAKERS AND THOUGHT LEADERS VIA SOCIAL MEDIA.
    Expenses $1,386,883
  • MEMBER SERVICES: CBA'S CORPORATE MEMBERSHIP OFFICE WORKS TO DEEPEN THE PARTICIPATION OF CBA'S MEMBERS, THROUGH THE COMMITTEES, WORKING GROUPS, EVENTS, BRIEFINGS AND EXECUTIVE BANKING SCHOOL. THE ASSOCIATE MEMBERSHIP TEAM WORKS WITH THE INDUSTRY'S PREMIER SUPPLIERS AND PROVIDERS OF GOODS AND SERVICES TO THE RETAIL BANKING INDUSTRY.
    Expenses $937,514 · revenue $8,299,542
  • COMMITTEE AND WORKING GROUPS: CBA IS A MEMBER DRIVEN ORGANIZATION. CBA'S 11 STANDING COMMITTEES AND SEVERAL WORKING GROUPS INCLUDE THE TOP EXECUTIVES FROM OUR MEMBER BANKS WITH EXPERTISE IN EACH SEGMENT OF RETAIL BANKING. OUR COMMITTEES GUIDE OUR MISSION AND SERVE AS THE FOUNDATION FOR EVERY CBA PROGRAM FROM ADVOCACY EFFORTS TO OUR ANNUAL CONFERENCE, CBA LIVE. IN THIS RAPIDLY CHANGING ENVIRONMENT, CBA STAYS UP TO SPEED ON THE TOP RETAIL BANKING ISSUES BY UPDATING THE PRIORITIES OF ITS COMMITTEES AND CREATING SUBCOMMITTEES AND WORKING GROUPS AS PARTICULAR ISSUES ARISE.
    Expenses $2,328,356 · revenue $837,500
  • CBA ADVANCED EDUCATION: THE EXECUTIVE BANKING SCHOOL IS AN EXECUTIVE PROGRAM DESIGNED AND DELIVERED BY LEADING INDUSTRY PRACTITIONERS TO BUILD A DEEP KNOWLEDGE OF THE RETAIL BANKING BUSINESS AND TO SHARPEN SKILLS IN STRATEGIC DECISION MAKING. THE PROGRAM TEACHES CORE PRINCIPLES ASSOCIATED WITH THE EXECUTIVE RESPONSIBILITY OF RUNNING A SOUND AND SUCCESSFUL BANK OVER THE LONG TERM. THE CBA ONSITE EDUCATION BRINGS CBA'S ADVANCED EDUCATION PROGRAM TO THE RETAIL BANKS. CBA ONSITE EDUCATION TAKES PARTICIPANTS OUT OF THEIR SILOS, WHERE THEY WILL IMMEDIATELY APPLY LEARNING THROUGH SIMULATIONS AND CASE STUDIES, EXPANDING THEIR KNOWLEDGE AND UNDERSTANDING OF ORGANIZATIONAL OPERATION AND GROWTH POTENTIAL.
    Expenses $2,470,980 · revenue $3,565,130

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025September 30, 2026February 16, 2027Not due yet
2024September 30, 2025February 17, 2026990 on file
2023September 30, 2024February 18, 2025990 on file

IRS record

EIN
53-0112431
Tax-exempt status
501(c)(6): Business league or chamber of commerce
Donations deductible
No
Exempt since
1942
Accounting year ends
September
Files
Form 990 or 990-EZ
Assets (IRS master file)
$28,107,391
Income (IRS master file)
$33,111,081

Filing history

FormYear endedRevenueExpensesAssetsReturn
990September 2025$23,758,024$21,213,382$28,107,391XML
990September 2024$20,247,591$18,840,793$25,273,905XML
990September 2023$17,298,679$15,524,278$19,521,223XML
990September 2022$14,291,019$15,060,962$10,888,858IRS
990September 2021–––IRS
990September 2020–––IRS
990September 2019–––IRS
990September 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 53-0112431).

Questions about CONSUMER BANKERS ASSOCIATION

What is the EIN of CONSUMER BANKERS ASSOCIATION?
The employer identification number (EIN) of CONSUMER BANKERS ASSOCIATION is 53-0112431.
Is CONSUMER BANKERS ASSOCIATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1942.
Are donations to CONSUMER BANKERS ASSOCIATION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CONSUMER BANKERS ASSOCIATION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CONSUMER BANKERS ASSOCIATION due?
The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CONSUMER BANKERS ASSOCIATION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended September 2025.
Who is the principal officer of CONSUMER BANKERS ASSOCIATION?
The 990 for the year ended September 30, 2025 names LINDSEY JOHNSON.
Who are the officers and directors of CONSUMER BANKERS ASSOCIATION?
The 990 for the year ended September 30, 2025 lists 38 people; 10 received compensation from the organization, the highest $1,706,440 (LINDSEY JOHNSON, PRESIDENT & CHIEF EXECUTIVE OFFICER).
How much revenue does CONSUMER BANKERS ASSOCIATION have?
On its 990 for the year ended September 30, 2025 it reported revenue of $23,758,024, expenses of $21,213,382 and total assets of $28,107,391 at year end.

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