2025-06-18T08:39:27-05:00 2024-09-30 520982413 GROSS MENDELSOHN & ASSOCIATES PA 12150 MONUMENT DRIVE SUITE 800 FAIRFAX VA 22033 990 2023-10-01 530112431 THE CONSUMER BANKERS ASSOCIATION CONS 2025526378 1225 NEW YORK AVE NW 1100 WASHINGTON DC 20005 LINDSEY JOHNSON PRESIDENT AND CEO 2025526378 2025-06-18 1 0 LISA JOHNSON P01250416 7035917200 2025-06-18 2023 2025-03-06 01:10:19Z LINDSEY JOHNSON 1225 NEW YORK AVE NW 1100 WASHINGTON DC 20005 23126099 0 X WWW.CONSUMERBANKERS.COM X 1919 DC THE CONSUMER BANKERS ASSOCIATION PARTNERS WITH THE NATION'S LEADING RETAIL BANKS TO PROMOTE SOUND POLICY, PREPARE THE NEXT GENERATION OF DIVERSE BANKERS TO LEAD THE INDUSTRY, AND FINANCE THE DREAMS OF CONSUMERS AND SMALL BUSINESSES. 23 23 44 0 0 29900 0 0 17343555 19368865 -52366 715572 7490 163154 17298679 20247591 0 0 0 0 8997594 10580355 0 0 0 6526684 8260438 15524278 18840793 1774401 1406798 19521223 25273905 12231391 16079316 7289832 9194589 X THE CONSUMER BANKERS ASSOCIATION PARTNERS WITH THE NATION'S LEADING RETAIL BANKS TO PROMOTE SOUND POLICY, PREPARE THE NEXT GENERATION OF DIVERSE BANKERS TO LEAD THE INDUSTRY, AND FINANCE THE DREAMS OF CONSUMERS AND SMALL BUSINESSES. 0 0 3453041 CONFERENCES, WORKSHOPS AND WEBINARS: WEBINARS OFFER AN EFFICIENT AND ECONOMICAL WAY FOR MEMBERS TO STAY UP-TO-DATE WITH BUSINESS ISSUES AND REGULATORY CHANGES. THE ANNUAL CONFERENCE AND WORKSHOP OFFERS MORE THAN 90 HOURS OF PROGRAMMING, FEATURING MORE THAN 200 SPEAKERS. THE WEBINARS AND CONFERENCE PRESENTATION ARE PRESENTED BY INDUSTRY EXPERTS, EXECUTIVE LEVEL BANKERS, AND SENIOR REGULATORY REPRESENTATIVES WHO SHARE THEIR PERSPECTIVES AND INSIGHTS ON THE ISSUES, OPPORTUNITIES AND CHANGES IN THE INDUSTRY 2759025 COMMITTEE AND WORKING GROUPS: CBA IS A MEMBER DRIVEN ORGANIZATION. CBA'S 11 STANDING COMMITTEES AND SEVERAL WORKING GROUPS INCLUDE THE TOP EXECUTIVES FROM OUR MEMBER BANKS WITH EXPERTISE IN EACH SEGMENT OF RETAIL BANKING. OUR COMMITTEES GUIDE OUR MISSION AND SERVE AS THE FOUNDATION FOR EVERY CBA PROGRAM FROM ADVOCACY EFFORTS TO OUR ANNUAL CONFERENCE, CBA LIVE. IN THIS RAPIDLY CHANGING ENVIRONMENT, CBA STAYS UP TO SPEED ON THE TOP RETAIL BANKING ISSUES BY UPDATING THE PRIORITIES OF ITS COMMITTEES AND CREATING SUBCOMMITTEES AND WORKING GROUPS AS PARTICULAR ISSUES ARISE. 3687528 GOVERNMENT RELATIONS: CBA'S GOVERNMENT RELATIONS TEAM IS THE VOICE OF ITS MEMBERSHIP IN THE NATION'S CAPITAL ON RETAIL FINANCIAL SERVICES ISSUES - BOTH LEGISLATIVE AND REGULATORY. THROUGH MEETINGS, COMMENT LETTERS, CONGRESSIONAL TESTIMONY AND ISSUE BRIEFINGS, THE TEAM EDUCATES POLICYMAKERS, PROMOTES THE RETAIL BANKING INDUSTRY, AND WORKS WITH CONGRESS ON LEGISLATION TO BEST SERVE THE NEEDS OF CONSUMERS AND SMALL BUSINESSES NATIONWIDE. 336895 EDUCATION FUNDING ASSESSMENT: FUNDAMENTAL CHANGES IN THE STUDENT LOAN MARKETPLACE RESULTED FROM RECENT LEGISLATION ELIMINATING PRIVATE SECTOR LENDERS FROM FEDERAL STUDENT LOANS AND IMPOSING NEW REGULATIONS ON ALL OTHER FORMS OF EDUCATION FINANCING. CBA'S EDUCATION FUNDING COMMITTEE MONITORS ACTIONS AT THE CFPB AND WORKS WITH THE BUREAU - WHICH IS VERY ENGAGED IN PRIVATE STUDENT LENDING AND RELATED ISSUES. REPRESENTING MAJOR STUDENT LENDERS, THE EDUCATION FUNDING COMMITTEE IS THE PUBLIC POLICY VOICE FOR PRIVATE-SECTOR PROVIDERS OF LOANS TO STUDENTS AND FAMILIES FOR HIGHER EDUCATION. 1519737 COMMUNICATIONS AND MARKETING: CBA'S COMMUNICATIONS OFFICE WORKS TO PROMOTE THE RETAIL BANKING INDUSTRY AND ITS ROLE IN ADVANCING THE ECONOMY AND FULFILLING THE DREAMS AND ASPIRATIONS OF CONSUMERS AND SMALL BUSINESSES IN THE MEDIA. IT EFFECTIVELY COMMUNICATES TO OUR MEMBERSHIP INFORMATION, ANALYSIS, AND INSIGHT AS THINGS DEVELOP. IN ADDITION, THEY ENGAGE POLICYMAKERS AND THOUGHT LEADERS VIA SOCIAL MEDIA. 1106062 MEMBER SERVICES: CBA'S CORPORATE MEMBERSHIP OFFICE WORKS TO DEEPEN THE PARTICIPATION OF CBA'S MEMBERS, THROUGH THE COMMITTEES, WORKING GROUPS, EVENTS, BRIEFINGS AND EXECUTIVE BANKING SCHOOL. THE ASSOCIATE MEMBERSHIP TEAM WORKS WITH THE INDUSTRY'S PREMIER SUPPLIERS AND PROVIDERS OF GOODS AND SERVICES TO THE RETAIL BANKING INDUSTRY. 2464653 CBA ADVANCED EDUCATION: THE EXECUTIVE BANKING SCHOOL IS AN EXECUTIVE PROGRAM DESIGNED AND DELIVERED BY LEADING INDUSTRY PRACTITIONERS TO BUILD A DEEP KNOWLEDGE OF THE RETAIL BANKING BUSINESS AND TO SHARPEN SKILLS IN STRATEGIC DECISION MAKING. THE PROGRAM TEACHES CORE PRINCIPLES ASSOCIATED WITH THE EXECUTIVE RESPONSIBILITY OF RUNNING A SOUND AND SUCCESSFUL BANK OVER THE LONG TERM. THE CBA ONSITE EDUCATION BRINGS CBA'S ADVANCED EDUCATION PROGRAM TO THE RETAIL BANKS. CBA ONSITE EDUCATION TAKES PARTICIPANTS OUT OF THEIR SILOS, WHERE THEY WILL IMMEDIATELY APPLY LEARNING THROUGH SIMULATIONS AND CASE STUDIES, EXPANDING THEIR KNOWLEDGE AND UNDERSTANDING OF ORGANIZATIONAL OPERATION AND GROWTH POTENTIAL 1146148 LEGISLATIVE CONSULTING: CBA'S LEGISLATIVE DEPARTMENT ADVOCATES ON BEHALF OF OUR MEMBER BANKS TO CONGRESS ON CONSUMER FINANCIAL MATTERS. WE ENGAGE PRIMARILY WITH HOUSE FINANCIAL SERVICES COMMITTEE AND SENATE BANKING COMMITTEE MEMBERS AND STAFF ON LEGISLATION, COMMITTEE HEARINGS, AND ENGAGEMENT WITH BANK REGULATORY AGENCIES. WE ALSO HELP OUR MEMBERS NAVIGATE THE LEGISLATIVE LANDSCAPE BY KEEPING THEM UPDATED ON A VARIETY OF BILLS THAT ARE BEING CONSIDERED IN CONGRESS. WE SEEK TO ADVANCE LEGISLATIVE PROPOSALS THAT ARE HELPFUL TO OUR MEMBERS AND OPPOSE PROPOSALS THAT ARE HARMFUL TO THEM. 6573495 16473089 0 0 0 1 0 0 0 0 0 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 108 0 1 44 1 1 1 0 0 0 0 0 1 0 X 23 23 0 0 0 0 1 1 0 1 1 0 0 0 0 1 1 1 0 0 X MRS DANNI LU 2025526378 1225 NEW YORK AVE NW SUITE 1100 WASHINGTON DC 20005 RYAN BAILEY PAST CHAIR 1.00 X X 0 0 0 QUINCY MILLER DIRECTOR 1.00 X 0 0 0 CHRISTINE CHANNELS DIRECTOR 1.00 X 0 0 0 VICTOR ALEXANDER DIRECTOR 1.00 X 0 0 0 TODD BARNHART DIRECTOR 1.00 X 0 0 0 CHAD BORTON DIRECTOR 1.00 X 0 0 0 BRENDAN COUGHLIN CHAIR 1.00 X X 0 0 0 BECKY GRIFFIN DIRECTOR 1.00 X 0 0 0 HOWARD HAMMOND DIRECTOR 1.00 X 0 0 0 ERNIE JOHANNSON DIRECTOR 1.00 X 0 0 0 CASSANDRA MCKINNEY DIRECTOR 1.00 X 0 0 0 NITIN MHATRE DIRECTOR 1.00 X 0 0 0 MARIA TEDESCO CHAIR-ELECT 1.00 X X 0 0 0 BRIAN KING DIRECTOR 1.00 X 0 0 0 CELIA KARAM DIRECTOR 1.00 X 0 0 0 PATRICK SMITH DIRECTOR 1.00 X 0 0 0 BRANT STANDRIDGE DIRECTOR 1.00 X 0 0 0 SHAUN MCDOUGALL DIRECTOR 1.00 X 0 0 0 MIKE DRURY DIRECTOR 1.00 X 0 0 0 KATE DANELLA DIRECTOR 1.00 X 0 0 0 ARIJIT ROY DIRECTOR 1.00 X 0 0 0 CRAIG VALLORANO DIRECTOR 1.00 X 0 0 0 MATT BOSS DIRECTOR 1.00 X 0 0 0 LINDSEY JOHNSON PRESIDENT & CEO 40.00 X 1395840 0 50773 DANIEL SMITH EXEC VICE PRESIDENT (THRU 6/23) 40.00 X 178131 0 27562 JEAN BUNTON EXECUTIVE VICE PRESIDENT 40.00 X 456385 0 33315 KELVIN CHEN SENIOR EXECUTIVE VICE PRESIDENT 40.00 X 232920 0 6705 MICHELLE AUGHINBAUGH CAO 40.00 X 408427 0 56842 DANNI LU EXEC VICE PRESIDENT OF FINANCE 40.00 X 216922 0 35230 THOMAS DENT SENIOR VICE PRESIDENT 40.00 X 283989 0 49248 KEVIN O'CONNOR SENIOR VICE PRESIDENT 40.00 X 333690 0 30331 DAVID POMMEREHN SENIOR VICE PRESIDENT 40.00 X 356582 0 46031 SAMUEL WHITFIELD SENIOR VICE PRESIDENT 40.00 X 487883 0 49578 4350769 0 385615 18 0 1 0 VISION360 PARTNERS 1156 15TH STREET NW STE 500 WASHINGTON DC 20005 LEGAL SERVICES 757123 1201-1225 NEW YORK AVE SPE LLC 1201 NEW YORK AVE NW WASHINGTON DC 20005 RENT 756307 1225 EYE ST NW ASSOCIATES LLC 5565 GLENRIDGE CONNECTOR ATLANTA GA 30342 RENT 623449 DEUTSCH INC 12901 W JEFFERSON BLVD LOS ANGELES CA 90066 LEGAL SERVICES 502096 WILLIAMS & CONNOLLY LLP 680 MAINE AVENUE SW WASHINGTON DC 20024 LEGAL SERVICES 475000 5 MEMBERSHIPS 611710 8155757 8155757 CONFERENCES 611710 4978033 4978033 GRADUATE SCHOOL 611430 3452260 3452260 CONSULTING 541610 1150000 1150000 COMMITTEE & WORKING GROUP 611710 735000 735000 897815 897815 19368865 446360 446360 3147720 2878508 269212 269212 269212 OTHER REVENUE 900099 163154 163154 163154 20247591 19532019 0 715572 X 3455343 2917055 538288 5911184 5588018 323166 221730 210315 11415 507252 486541 20711 484846 441963 42883 198384 179206 19178 98117 98117 26826 26826 51491 51491 2336002 2207907 128095 181433 181433 997725 393783 603942 235609 86174 149435 1045730 849033 196697 1323078 1317371 5707 1589823 1587464 2359 -33912 -33912 194610 194610 15522 15522 18840793 16473089 2367704 0 1154731 1429082 4067342 8519657 179526 130822 545949 587634 2177904 1202277 1006675 975627 5355616 7050821 796333 1034373 35000 35000 6380051 5510889 19521223 25273905 2368079 3137233 1570206 5709954 2369 8290737 7232129 12231391 16079316 X 7289832 9194589 7289832 9194589 19521223 25273905 1406798 531871 -33912 0 X X 0 1 X 1 0 0 0 1 8155757 5570356 2999230 8569586 4496331 4314666 -655240 965983 291836 674147 526509 439985 86524 685412 470456 214956 975627 SECURITY DEPOSIT 79538 RIGHT OF USE OPERATING LEASE 5431351 5510889 SUBLEASE SECURITY DEPOSIT 29458 OPERATING LEASE LIABILITIES 7202671 7232129 20727970 531870 531870 20196100 51491 51491 20247591 18789302 0 18789302 51491 51491 18840793 1 X X X X 0 0 0 LINDSEY JOHNSON PRESIDENT & CEO 1395840 0 0 0 0 0 43231 0 7542 0 1446613 0 0 0 SAMUEL WHITFIELD SENIOR VICE PRESIDENT 387883 0 100000 0 0 0 19800 0 29778 0 537461 0 0 0 JEAN BUNTON EXECUTIVE VICE PRESIDENT 456385 0 0 0 0 0 19717 0 13598 0 489700 0 0 0 MICHELLE AUGHINBAUGH CAO 408427 0 0 0 0 0 19718 0 37124 0 465269 0 0 0 DAVID POMMEREHN SENIOR VICE PRESIDENT 296582 0 60000 0 0 0 18061 0 27970 0 402613 0 0 0 KEVIN O'CONNOR SENIOR VICE PRESIDENT 273690 0 60000 0 0 0 19336 0 10995 0 364021 0 0 0 THOMAS DENT SENIOR VICE PRESIDENT 234989 0 49000 0 0 0 15892 0 33356 0 333237 0 0 0 DANNI LU EXEC VICE PRESIDENT OF FINANCE 176922 0 40000 0 0 0 13260 0 21970 0 252152 0 0 0 KELVIN CHEN SENIOR EXECUTIVE VICE PRESIDENT 82920 0 150000 0 0 0 5475 0 1230 0 239625 0 0 0 DANIEL SMITH EXEC VICE PRESIDENT (THRU 6/23) 178131 0 0 0 0 0 10768 0 16794 0 205693 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 CORPORATE MEMBERS - INCLUDES BANKS, BANK HOLDING COMPANIES, AND BANKS LIMITED INSURED BY AN AGENCY OF THE UNITED STATES OF AMERICA AND OR AN INSTITUTION'S PARENT DEFINED AS A FINANCIAL SERVICES HOLDING COMPANY. EACH COPORATE MEMBER SHALL DESIGNATE AN INDIVIDUAL AS DELEGATE TO THE ASSOCIATION AND EXERCISE THE CORPORATE MEMBER'S VOTE IN ASSOCIATION MATTERS AND BE ELIGIBLE FOR FULL ELECTION TO THE BOARD OF DIRECTORS OR OTHER OFFICES, COUNCILS OR COMMITTEES. ASSOCIATE MEMBERS CAN BE ANY INDIVIDUAL, PARTNERSHIP, OR CORPORATION THAT HAS A COMMONALITY OR INTEREST WITH CORPORATE MEMBERS IN GOVERNMENTAL OR EDUCATIONAL MATTERS OR CURRENT DEVELOPMENTS. DO NOT HAVE VOTING RIGHTS NOR CAN SERVE ON THE BOARD, BUT CAN SERVE ON COMMITTEES. FORM 990, PART VI, SECTION A, LINE 7A CORPORATE MEMBERS VOTE IN THE ASSOCIATION ON MATTERS AND BE ELIGIBLE FOR FULL ELECTION TO THE BOARD OF DIRECTORS OR OTHER OFFICES, COUNCILS, OR COMMITTEES. FORM 990, PART VI, SECTION B, LINE 11B SENIOR MANAGEMENT REVIEWS THE FORM 990 PRIOR TO FILING, NO OTHER REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS DETERMINES THE CEO'S COMPENSATION PACKAGE. FORM 990, PART VI, SECTION C, LINE 19 NO OTHER DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART IX, LINE 11G CONSULTING SERVICES: PROGRAM SERVICE EXPENSES 1,146,148. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 1,146,148. OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 1,061,759. MANAGEMENT AND GENERAL EXPENSES 128,095. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 1,189,854. FORM 990, PART XII, LINE 2C: DID NOT CHANGE FROM PRIOR YEAR