Nonprofit · EIN 47-2291922
NATIONAL RURAL LENDERS ASSOCIATION INC
Tax-exempt · CARTHAGE, MS 39051
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $442,140 | $349,567 | $92,573 | $441,624 | $55,500 | $386,124 |
| December 31, 2023 | 990 | $309,779 | $290,246 | $19,533 | $386,251 | $92,700 | $293,551 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $431,825
- Investment income
- $10,315
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $22,320
- Salaries, compensation and benefits (total)
- $22,320
- Professional fundraising fees
- $0
- Legal fees
- $4,653
- Accounting fees
- $3,360
- Travel
- $10,054
Balance sheet and other
- Total assets, start of year
- $386,251
- Total assets, end of year
- $441,624
- Total liabilities, end of year
- $55,500
- Net assets, end of year
- $386,124
- Gross receipts
- $442,140
- Employees
- 0
- Volunteers
- 18
- Year formed
- 2014
- State of legal domicile
- LA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Pam Moore-Wilcher | Executive Director Officer | 10 | $22,320 |
| R Alan Hoskins | Chair Trustee or director, Officer | 2 | $0 |
| Ben Clark | Director Trustee or director | 2 | $0 |
| Bob Madsen | Director Trustee or director | 2 | $0 |
| Cara Lank | Director Trustee or director | 2 | $0 |
| Clint Spruill | Director Trustee or director | 2 | $0 |
| Dave Dornbirer | Director Trustee or director | 2 | $0 |
| Debra Nesbitt | Director Trustee or director | 2 | $0 |
| Donald Wooley | Director Trustee or director | 2 | $0 |
| Hal Fudge | Director Trustee or director | 2 | $0 |
| Jennifer Bond | Director Trustee or director | 2 | $0 |
| Jeremy Gilpin | Director Trustee or director | 2 | $0 |
| Joe Geisler | Director Trustee or director | 2 | $0 |
| Jordan Blanchard | Director Trustee or director | 2 | $0 |
| Keelan French | Director Trustee or director | 2 | $0 |
4 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Patrick Rooney | Director Trustee or director | 2 | $0 |
| Stephen Van Sickle | Director Trustee or director | 2 | $0 |
| Steve McCune | Director Trustee or director | 2 | $0 |
| Terry Jones | Director Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Pam Moore-Wilcher | Executive Director Trustee or director, Officer | 10 | $21,240 |
| Ben Clark | Director Trustee or director | 2 | $0 |
| Bob Madsen | Director Trustee or director | 2 | $0 |
| Cara Lank | Director Trustee or director | 2 | $0 |
| Clint Spruill | Director Trustee or director | 2 | $0 |
| Dave Dornbirer | Director Trustee or director | 2 | $0 |
| Debra Nesbitt | Director Trustee or director | 2 | $0 |
| Donald Wooley | Director Trustee or director | 2 | $0 |
| Hal Fudge | Director Trustee or director | 2 | $0 |
| Jennifer Bond | Director Trustee or director | 2 | $0 |
| Jeremy Gilpin | Director Trustee or director | 2 | $0 |
| Joe Geisler | Director Trustee or director | 2 | $0 |
| Jordan Blanchard | Director Trustee or director | 2 | $0 |
| Keelan French | Director Trustee or director | 2 | $0 |
| Patrick Rooney | Director Trustee or director | 2 | $0 |
| R Alan Hoskins | Director Trustee or director | 2 | $0 |
| Stephen Van Sickle | Director Trustee or director | 2 | $0 |
| Steve McCune | Director Trustee or director | 2 | $0 |
| Terry Jones | Director Trustee or director | 2 | $0 |
| Patrick Brown | Attorney Advisor Trustee or director | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 3002 MARTIN RD, CARTHAGE, MS 39051-7757
- In care of
- % DANNY CREEL EXECUTIVE DIRECTOR
- Principal officer (990 for 2024)
- Pam Moore-Wilcher, 3002 Martin Rd, Carthage, MS 39051
- Signed the 990
- Pam Moore-Wilcher, Executive Director
- Phone
- (601) 562-9306
- Website
- www.NRLA-USDA.org
- Return prepared by
- Eide Bailly LLP
Mission
Advocate for USDA Guaranteed Lending programs to support rural economic development. NRLA proposes to educate the banking and lending communities of the advantages of such loans through their membership and outreach to improve rural communities.
Program accomplishments
- The National Rural Lenders Association (NRLA) filed with the State of Louisiana Secretary of State on November 10, 2014, with around 12 members. As of December 31, 2024, membership has grown to approximately 70 members.The NRLA Board of Directors had a monthly teleconference with those Directors available to discuss NRLA projections and proposals. The NRLA had its tenth annual conference in October of 2024 with approximately 100 attendees.The purpose of NRLA is to Advocate for USDA Guaranteed Lending programs to support rural economic development. Guaranteed lending is an often-overlooked resource for the needed capital for businesses and communities in rural America that often goes unmet. Various guaranteed lending programs fill an important gap in access to capital for rural businesses, communities, and not-for-profit and tribal entities.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 47-2291922
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S41)
- Assets (IRS master file)
- $441,624
- Income (IRS master file)
- $442,140
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $442,140 | $349,567 | $441,624 | XML |
| 990 | December 2023 | $309,779 | $290,246 | $386,251 | XML |
| 990 | December 2022 | $312,450 | $291,801 | $274,028 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990-EZ | December 2019 | – | – | – | IRS |
| 990-EZ | December 2018 | – | – | – | IRS |
| 990-EZ | December 2017 | – | – | – | IRS |
| 990-EZ | December 2016 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-2291922).
Questions about NATIONAL RURAL LENDERS ASSOCIATION INC
- What is the EIN of NATIONAL RURAL LENDERS ASSOCIATION INC?
- The employer identification number (EIN) of NATIONAL RURAL LENDERS ASSOCIATION INC is 47-2291922.
- Is NATIONAL RURAL LENDERS ASSOCIATION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 2019.
- Are donations to NATIONAL RURAL LENDERS ASSOCIATION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NATIONAL RURAL LENDERS ASSOCIATION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL RURAL LENDERS ASSOCIATION INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL RURAL LENDERS ASSOCIATION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of NATIONAL RURAL LENDERS ASSOCIATION INC?
- The 990 for the year ended December 31, 2024 names Pam Moore-Wilcher.
- Who are the officers and directors of NATIONAL RURAL LENDERS ASSOCIATION INC?
- The 990 for the year ended December 31, 2024 lists 19 people; 1 received compensation from the organization, the highest $22,320 (Pam Moore-Wilcher, Executive Director).
- How much revenue does NATIONAL RURAL LENDERS ASSOCIATION INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $442,140, expenses of $349,567 and total assets of $441,624 at year end.
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