Nonprofit · EIN 46-7199984
STERLING INS COMPANY FOUNDATION
Tax-exempt · ONEONTA, NY 13820
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-PF | $548,931 | $189,863 | $359,068 | $1,388,044 | $0 | $1,388,044 |
| December 31, 2024 | 990-PF | $423,401 | $275,325 | $148,076 | $1,028,975 | $0 | $1,028,975 |
| December 31, 2023 | 990-PF | $100,603 | $201,481 | -$100,878 | $880,901 | $0 | $880,901 |
Financial details: 990-PF for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $132,556
- Dividends
- $35,728
- Net gain from sales of assets
- $380,647
Expenses
- Grants and similar amounts paid
- $172,400
- Compensation of officers, directors and key employees
- $5,623
- Disbursements for charitable purposes
- $177,456
- Excise tax on investment income
- $5,709
Balance sheet and other
- Total assets, start of year
- $1,028,975
- Total assets, end of year
- $1,388,044
- Total liabilities, end of year
- $0
- Net assets, end of year
- $1,388,044
- Fair market value of assets
- $1,736,228
- Qualifying distributions
- $177,456
- Net investment income
- $416,375
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-PF for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| COMMUNITY BANK NA 5 FORD AVE, ONEONTA, NY 13820 | TRUSTEE | 1 | $5,623 |
990-PF for the year ended December 31, 2024: 1 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| COMMUNITY BANK NA 5 FORD AVE, ONEONTA, NY 13820 | TRUSTEE | 1 | $5,717 |
990-PF for the year ended December 31, 2023: 1 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| COMMUNITY BANK NA 5 FORD AVE, ONEONTA, NY 13820 | TRUSTEE | 1 | $5,002 |
Address and contacts
- Address (IRS master file)
- 5 FORD AVE, ONEONTA, NY 13820-1880
- In care of
- % COMMUNITY BANK NA TRUSTEE
- Signed the 990-PF
- DAVID LAFOREST, VICE PRESIDENT
- Phone
- (607) 433-4122
- Return prepared by
- FIDUCIARY TAX SERVICES LLC
What it must file and when
IRS records say it files Form 990-PF. Private foundations file every year. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-PF on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-PF on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-PF on file |
IRS record
- EIN
- 46-7199984
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Private non-operating foundation
- Donations deductible (Pub 78)
- Private foundation, 30% limit
- Exempt since
- 2014
- Accounting year ends
- December
- Files
- Form 990-PF
- Category (NTEE)
- Education (B99)
- Assets (IRS master file)
- $1,388,044
- Income (IRS master file)
- $812,506
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-PF | December 2025 | $548,931 | $189,863 | $1,388,044 | IRS |
| 990-PF | December 2024 | $423,401 | $275,325 | $1,028,975 | IRS |
| 990-PF | December 2023 | $100,603 | $201,481 | $880,901 | XML |
| 990-PF | December 2022 | – | – | – | IRS |
| 990-PF | December 2021 | – | – | – | IRS |
| 990-PF | December 2020 | – | – | – | IRS |
| 990-PF | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 46-7199984).
Questions about STERLING INS COMPANY FOUNDATION
- What is the EIN of STERLING INS COMPANY FOUNDATION?
- The employer identification number (EIN) of STERLING INS COMPANY FOUNDATION is 46-7199984.
- Is STERLING INS COMPANY FOUNDATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2014.
- Are donations to STERLING INS COMPANY FOUNDATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Private foundation, 30% limit).
- Which annual return does STERLING INS COMPANY FOUNDATION file?
- Form 990-PF. Private foundations file every year.
- When is the next return of STERLING INS COMPANY FOUNDATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STERLING INS COMPANY FOUNDATION last file with the IRS?
- The latest return in the IRS public files is the 990-PF for the year ended December 2025.
- Who are the officers and directors of STERLING INS COMPANY FOUNDATION?
- The 990-PF for the year ended December 31, 2025 lists 1 person; 1 received compensation from the organization, the highest $5,623 (COMMUNITY BANK NA, TRUSTEE).
- How much revenue does STERLING INS COMPANY FOUNDATION have?
- On its 990-PF for the year ended December 31, 2025 it reported revenue of $548,931, expenses of $189,863 and total assets of $1,388,044 at year end.
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