Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 46-6746110

CREDIT UNION TRUST

Tax-exempt · INDIANAPOLIS, IN 46250

Financials

$50.9M$52M2023$53.4M$52.7M2024$50.4M$48.1M2025
Revenue Expenses · by fiscal year end
Financials of CREDIT UNION TRUST by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$50,393,912$48,107,476$2,286,436$34,444,988$5,911,061$28,533,927
December 31, 2024990$53,385,640$52,652,186$733,454$32,277,466$6,680,417$25,597,049
December 31, 2023990$50,936,800$52,042,543-$1,105,743$31,035,031$6,447,016$24,588,015
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$49,113,325
Investment income
$1,280,587
Net gain from sales of assets
-$9,486
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$41,650,999
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$32,119
Accounting fees
$29,090

Balance sheet and other

Total assets, start of year
$32,277,466
Total assets, end of year
$34,444,988
Total liabilities, end of year
$5,911,061
Net assets, end of year
$28,533,927
Publicly traded securities
$7,845,615
Gross receipts
$52,150,213
Employees
0
Volunteers
9
Year formed
2013
State of legal domicile
IN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
LORI ELTZROTHPRESIDENT
Trustee or director, Officer
1$0
PAUL OBERMEYERPAST VICE PRESIDENT
Trustee or director, Officer
1$0
STEPHANIE BAGGETTTRUSTEE
Trustee or director
1$0
BECKY ANTHONYTRUSTEE
Trustee or director
1$0
JOHN NEWETTTRUSTEE
Trustee or director
1$0
DAVE SHUEYTRUSTEE
Trustee or director
1$0
AMY BENNERSECRETARY/TREASURER
Trustee or director, Officer
1$0
ANDY BURGGRAFTRUSTEE
Trustee or director
1$0
MARISSA LYNCHTRUSTEE
Trustee or director
1$0
990 for the year ended December 31, 2024: 9 people
NameTitleHours / weekCompensation
LORI ELTZROTHPRESIDENT
Trustee or director, Officer
1$0
PAUL OBERMEYERVICE PRESIDENT
Trustee or director, Officer
1$0
BRETT RINKERPAST SECRETARY/TREASURER
Trustee or director, Officer
1$0
STEPHANIE BAGGETTSECRETARY/TREASURER
Trustee or director, Officer
1$0
BECKY ANTHONYTRUSTEE
Trustee or director
1$0
KATHERINE BEAUCHAMPTRUSTEE
Trustee or director
1$0
JOHN NEWETTTRUSTEE
Trustee or director
1$0
DAVE SHUEYTRUSTEE
Trustee or director
1$0
AMY BENNERTRUSTEE
Trustee or director
1$0
990 for the year ended December 31, 2023: 8 people
NameTitleHours / weekCompensation
LORI ELTZROTHPRESIDENT
Trustee or director, Officer
1$0
PAUL OBERMEYERVICE PRESIDENT
Trustee or director, Officer
1$0
BRETT RINKERSECRETARY/TREASURER
Trustee or director, Officer
1$0
STEPHANIE BAGGETTTRUSTEE
Trustee or director
1$0
BECKY ANTHONYTRUSTEE
Trustee or director
1$0
KATHERINE BEAUCHAMPTRUSTEE
Trustee or director
1$0
JOHN NEWETTTRUSTEE
Trustee or director
1$0
DAVE SHUEYTRUSTEE
Trustee or director
1$0

Address and contacts

Address (IRS master file)
8415 ALLISON POINTE BLVD STE 515, INDIANAPOLIS, IN 46250-4159
In care of
% C RANDALL GLASSBURN
Principal officer (990 for 2025)
LORI ELTZROTH, 8415 ALLISON POINTE BLVD 515, INDIANAPOLIS, IN 46250
Signed the 990
LORI ELTZROTH, PRESIDENT
Phone
(317) 594-5300
Return prepared by
BRADY WARE & SCHOENFELD INC

Mission

THE TRUST IS A "MULTIPLE EMPLOYER WELFARE ARRANGEMENT" AS DEFINED IN SECTION 3(40) OF ERISA. ITS MISSION IS TO ENABLE ELIGIBLE EMPLOYERS TO PROVIDE OR MAKE AVAILABLE WELFARE BENEFIT COVERAGES TO THEIR ELIGIBLE EMPLOYEES AND SUCH EMPLOYEES' ELIGIBLE DEPENDENTS.

990 for the year ended December 31, 2025

Program accomplishments

  • THE SOLE PURPOSE AND ACTIVITY OF THE TRUST IS TO PROVIDE HEALTH AND WELFARE RELATED BENEFITS TO ELIGIBLE PARTICIPANTS OF THE CREDIT UNION CONSORTIUM HEALTH PLAN.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
46-6746110
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
2014
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$34,444,988
Income (IRS master file)
$52,150,213

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$50,393,912$48,107,476$34,444,988XML
990December 2024$53,385,640$52,652,186$32,277,466IRS
990December 2023$50,936,800$52,042,543$31,035,031XML
990December 2022$49,190,963$44,763,724$30,658,690IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 46-6746110).

Questions about CREDIT UNION TRUST

What is the EIN of CREDIT UNION TRUST?
The employer identification number (EIN) of CREDIT UNION TRUST is 46-6746110.
Is CREDIT UNION TRUST tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 2014.
Are donations to CREDIT UNION TRUST tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CREDIT UNION TRUST file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT UNION TRUST due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT UNION TRUST last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of CREDIT UNION TRUST?
The 990 for the year ended December 31, 2025 names LORI ELTZROTH.
Who are the officers and directors of CREDIT UNION TRUST?
The 990 for the year ended December 31, 2025 lists 9 people; 0 received compensation from the organization.
How much revenue does CREDIT UNION TRUST have?
On its 990 for the year ended December 31, 2025 it reported revenue of $50,393,912, expenses of $48,107,476 and total assets of $34,444,988 at year end.

Other nonprofits in INDIANAPOLIS

All nonprofits in INDIANAPOLIS · Indiana · Mutual and membership benefit