Nonprofit · EIN 45-0226724
CAPITAL CREDIT UNION
Also known as Prairie Winds Orff Chapter of North Dakota
Tax-exempt · BISMARCK, ND 58501
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $46,566,416 | $40,496,226 | $6,070,190 | $815,292,299 | $714,993,573 | $100,298,726 |
| December 31, 2023 | 990 | $41,153,839 | $32,857,288 | $8,296,551 | $755,781,859 | $664,191,944 | $91,589,915 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $41,076,454
- Investment income
- $3,975,394
- Net rental income
- $100,329
- Net gain from sales of assets
- $54,027
- Other revenue
- $1,514,568
Expenses
- Grants and similar amounts paid
- $23,000
- Benefits paid to members
- $3,648
- Compensation of officers, directors and key employees
- $718,315
- Other salaries and wages
- $11,050,110
- Salaries, compensation and benefits (total)
- $14,704,244
- Professional fundraising fees
- $0
- Legal fees
- $25,865
- Accounting fees
- $110,080
- Occupancy
- $1,010,399
- Travel
- $76,878
- Depreciation
- $1,520,015
- Program services (functional)
- $40,496,226
Balance sheet and other
- Total assets, start of year
- $755,781,859
- Total assets, end of year
- $815,292,299
- Total liabilities, end of year
- $714,993,573
- Net assets, end of year
- $100,298,726
- Land, buildings and equipment
- $21,994,657
- Publicly traded securities
- $3,893,635
- Gross unrelated business income
- $514,596
- Gross receipts
- $47,123,246
- Employees
- 202
- Volunteers
- 7
- Year formed
- 1936
- State of legal domicile
- ND
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Lenders - 2 Individuals | Lenders Highest-paid employee | 45 | $437,304 | $82,010 |
| Jonathan Griffin | Chief Executive Officer Officer | 45 | $441,063 | $36,832 |
| Bradley Shetler | Chief Lending Officer Highest-paid employee | 45 | $273,600 | $42,744 |
| Kurt Schmidt | Chief Information Officer Highest-paid employee | 45 | $233,653 | $18,142 |
| Ryan Monson | Chief Financial Officer Officer | 45 | $203,213 | $25,024 |
| Jillian Lagasse | Chief Marketing and Member Experience Officer Highest-paid employee | 45 | $184,033 | $41,801 |
| Kevin Schoenborn | Board Member Trustee or director | 4 | $2,943 | $0 |
| Michael Gunsch | Board Member Trustee or director | 4 | $2,330 | $0 |
| Faye Miller | Board Member Trustee or director | 4 | $2,215 | $0 |
| Marlina Walth | Board Member Trustee or director | 4 | $2,056 | $0 |
| Lance Gaebe | Board Member Trustee or director | 4 | $1,539 | $0 |
| Jay Buringrud | Board Member Trustee or director | 4 | $550 | $0 |
| Shawn Deisz | Board Member Trustee or director | 4 | $550 | $0 |
990 for the year ended December 31, 2023: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Vance Reinbold | Chief Executive Officer Officer | 45 | $377,537 | $34,601 |
| Jonathan Griffin | Chief Executive Officer Officer | 45 | $335,523 | $34,635 |
| Keith Mantz | Chief Retail Officer Officer | 45 | $270,142 | $28,217 |
| Bradley Shetler | Chief Lending Officer Officer | 45 | $218,551 | $38,292 |
| Kurt Schmidt | Chief Information Officer Officer | 45 | $214,040 | $16,303 |
| Ryan Monson | Chief Financial Officer Officer | 45 | $195,236 | $24,391 |
| Scott Bullinger | Mortgage Loan Officer Highest-paid employee | 45 | $172,974 | $40,435 |
| Jillian Lagasse | Chief Marketing Experience Officer Officer | 45 | $153,335 | $38,043 |
| Patricia Olson | Vice President of Human Resources Officer | 45 | $152,624 | $32,968 |
| Dustin Bitz | Director of Financial Education Highest-paid employee | 45 | $149,841 | $25,332 |
| Thomas Ternes | Market President-Central Region Highest-paid employee | 45 | $142,945 | $29,563 |
| Chad Williams | Agricultural Vice President Highest-paid employee | 45 | $137,698 | $33,892 |
| Sean Smith | Vice President of Legal Risk Officer | 45 | $155,443 | $12,229 |
| Douglas Lee | Market President-East Region Officer | 45 | $154,111 | $12,499 |
| Kyla Stampka | Vice President of Accounting Officer | 45 | $115,260 | $31,592 |
| Nanette Fort | Mortgage Loan Underwriter Highest-paid employee | 45 | $125,630 | $20,851 |
| Austin Kahler | Vice President of Credit Officer | 45 | $117,509 | $24,151 |
| Leanne Holzer | Vice President of Operations Officer | 45 | $105,635 | $21,006 |
| Marlina Walth | Board Member Trustee or director | 4 | $3,728 | $0 |
| Michael Gunsch | Board Member Trustee or director | 4 | $2,769 | $0 |
| Shawn Deisz | Board Member Trustee or director | 4 | $2,604 | $0 |
| Lance Gaebe | Board Member Trustee or director | 4 | $2,561 | $0 |
| Jay Buringrud | Board Member Trustee or director | 4 | $550 | $0 |
| Faye Miller | Board Member Trustee or director | 4 | $550 | $0 |
| Kevin Schoenborn | Board Member Trustee or director | 4 | $500 | $0 |
Address and contacts
- Address (IRS master file)
- 204 W THAYER AVE, BISMARCK, ND 58501-3794
- In care of
- % RYAN MONSON
- Mailing address (990-N for 2012)
- 204 West Thayer Ave, Bismarck ND 58501
- Principal officer (990 for 2024)
- Ryan Monson, 204 W THAYER AVE, BISMARCK, ND 585013772
- Principal officer (990-N for 2012)
- Erin Paulson, 5404 Ponderosa Ave, Bismarck ND 58503
- Signed the 990
- Kyla Stampka, Vice President of Accounting
- Phone
- (701) 255-0042
- Website
- www.capcu.org
Mission
To be the trusted financial resource that puts members first.
Program accomplishments
- Our credit union was serving 32,206 members as of December 31 2024. Our program objectives are to be the trusted financial resource that puts members first and to be the best choice for financial services in our market. Our program offers our members a variety of products including but not limited to: loans savings and checking accounts certificates of deposit and digital services.Expenses $40,496,226
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 45-0226724
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $815,292,299
- Income (IRS master file)
- $47,123,246
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $46,566,416 | $40,496,226 | $815,292,299 | IRS |
| 990 | December 2023 | $41,153,839 | $32,857,288 | $755,781,859 | XML |
| 990 | December 2022 | $32,810,003 | $25,814,938 | $724,151,270 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2012 Officer: Erin Paulson | December 31, 2012 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 45-0226724).
Questions about CAPITAL CREDIT UNION
- What is the EIN of CAPITAL CREDIT UNION?
- The employer identification number (EIN) of CAPITAL CREDIT UNION is 45-0226724.
- Is CAPITAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to CAPITAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CAPITAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CAPITAL CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CAPITAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CAPITAL CREDIT UNION?
- The 990 for the year ended December 31, 2024 names Ryan Monson.
- Who are the officers and directors of CAPITAL CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 13 people; 13 received compensation from the organization, the highest $437,304 (Lenders - 2 Individuals, Lenders).
- How much revenue does CAPITAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $46,566,416, expenses of $40,496,226 and total assets of $815,292,299 at year end.
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