Nonprofit · EIN 41-0856202
MOWER COUNTY EMPLOYEES CREDIT UNION
Tax-exempt · AUSTIN, MN 55912
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $813,325 | $783,546 | $29,779 | $13,415,686 | $13,415,686 | $0 |
| December 31, 2024 | 990 | $712,031 | $681,978 | $30,053 | $12,054,844 | $12,054,844 | $0 |
| December 31, 2023 | 990 | $617,314 | $549,832 | $67,482 | $11,885,178 | $11,885,178 | $0 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $801,366
- Investment income
- $11,959
- Net gain from sales of assets
- -$3,604
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $85,000
- Other salaries and wages
- $77,360
- Salaries, compensation and benefits (total)
- $187,577
- Professional fundraising fees
- $0
- Occupancy
- $34,144
- Travel
- $1,320
- Depreciation
- $8,240
Balance sheet and other
- Total assets, start of year
- $12,054,844
- Total assets, end of year
- $13,415,686
- Total liabilities, end of year
- $13,415,686
- Net assets, end of year
- $0
- Land, buildings and equipment
- $223,542
- Gross receipts
- $816,929
- Employees
- 7
- Volunteers
- 11
- Year formed
- 1961
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEPHANIE RILES | PresidentCEO Highest-paid employee | 40 | $85,000 |
| DUANE FELT | Board President Trustee or director, Officer | 0 | $0 |
| MARK MAY | Board Vice President Trustee or director, Officer | 0 | $0 |
| CHRIS EASTVOLD | Board Secretary Trustee or director, Officer | 0 | $0 |
| DUANE STANLEY | Board Member Trustee or director | 0 | $0 |
| JANE BAU | Board Member Trustee or director | 0 | $0 |
990 for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEPHANIE RILES | PresidentCEO Highest-paid employee | 40 | $70,934 |
| DUANE FELT | Board President Trustee or director, Officer | 0 | $0 |
| MARK MAY | Board Vice President Trustee or director, Officer | 0 | $0 |
| CHRIS EASTVOLD | Board Secretary Trustee or director, Officer | 0 | $0 |
| DUANE STANLEY | Board Member Trustee or director | 0 | $0 |
| THOMAS DUNLAP | Board Member Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEPHANIE RILES | PresidentCEO Highest-paid employee | 40 | $60,320 |
| DUANE FELT | Board President Trustee or director, Officer | – | $0 |
| MARK MAY | Board Vice President Trustee or director, Officer | – | $0 |
| CHRIS EASTVOLD | Board Secretary Trustee or director, Officer | – | $0 |
| DUANE STANLEY | Board Member Trustee or director | – | $0 |
| THOMAS DUNLAP | Board Member Trustee or director | – | $0 |
Address and contacts
- Address (IRS master file)
- 900 18TH AVE NW, AUSTIN, MN 55912-1852
- In care of
- % STEPHANIE RILES
- Principal officer (990 for 2025)
- Mower County Employees Credit Union, 900 18th Ave NW, Austin, MN 55912
- Signed the 990
- STEPHANIE RILES, PresidentCEO
- Phone
- (507) 437-6360
- Website
- www.mowercountyecu.org
Mission
Provides deposit and loan services to members encouraging thrift and self reliance among the membership. Creates a source of credit at fair & reasonable rates of interest to improve social conditions.
Program accomplishments
- Provided 1,617 loans totalling $7,416,441 funded loans for a year-end asset total of $13,790,006Expenses $128,164 · revenue $769,497
- Provided deposit/share services totalling the following: $3,201,037 Regular Shares; $948,326 Draft/Checking, $4,505 Clubs $76,039 WINcentive Savings, $100 IRA Retirement Shares and $3,983,615 Share Certificates & $3,133,000 Nonmember Share CertificateExpenses $276,917 · revenue $26,773
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-0856202
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0708: CREDIT UNIONS IN THE STATE OF MINNESOTA
- Assets (IRS master file)
- $13,415,686
- Income (IRS master file)
- $816,929
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $813,325 | $783,546 | $13,415,686 | XML |
| 990 | December 2024 | $712,031 | $681,978 | $12,054,844 | XML |
| 990 | December 2023 | $617,314 | $549,832 | $11,885,178 | XML |
| 990 | December 2022 | $574,840 | $487,252 | $12,541,214 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-0856202).
Questions about MOWER COUNTY EMPLOYEES CREDIT UNION
- What is the EIN of MOWER COUNTY EMPLOYEES CREDIT UNION?
- The employer identification number (EIN) of MOWER COUNTY EMPLOYEES CREDIT UNION is 41-0856202.
- Is MOWER COUNTY EMPLOYEES CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to MOWER COUNTY EMPLOYEES CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MOWER COUNTY EMPLOYEES CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MOWER COUNTY EMPLOYEES CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MOWER COUNTY EMPLOYEES CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MOWER COUNTY EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Mower County Employees Credit Union.
- Who are the officers and directors of MOWER COUNTY EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $85,000 (STEPHANIE RILES, PresidentCEO).
- How much revenue does MOWER COUNTY EMPLOYEES CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $813,325, expenses of $783,546 and total assets of $13,415,686 at year end.
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