Nonprofit · EIN 41-0319960
ACCENTRA CREDIT UNION
Tax-exempt · AUSTIN, MN 55912
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $12,564,581 | $11,676,802 | $887,779 | $209,792,500 | $191,113,214 | $18,679,286 |
| December 31, 2024 | 990 | $11,278,771 | $9,977,437 | $1,301,334 | $200,225,953 | $183,609,876 | $16,616,077 |
| December 31, 2023 | 990 | $9,887,726 | $9,272,823 | $614,903 | $200,358,912 | $185,264,379 | $15,094,533 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $10,983,039
- Investment income
- $1,581,542
- Net gain from sales of assets
- $16,767
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $1,760,484
- Compensation of officers, directors and key employees
- $508,062
- Other salaries and wages
- $2,051,245
- Salaries, compensation and benefits (total)
- $3,738,544
- Professional fundraising fees
- $0
- Legal fees
- $17,568
- Accounting fees
- $78,339
- Occupancy
- $276,595
- Travel
- $48,455
- Depreciation
- $349,774
Balance sheet and other
- Total assets, start of year
- $200,225,953
- Total assets, end of year
- $209,792,500
- Total liabilities, end of year
- $191,113,214
- Net assets, end of year
- $18,679,286
- Land, buildings and equipment
- $3,718,461
- Publicly traded securities
- $20,868,800
- Gross unrelated business income
- $53,211
- Gross receipts
- $12,611,508
- Employees
- 55
- Volunteers
- 10
- Year formed
- 1930
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL KNORR | CEO Officer | 40 | $280,556 | $54,579 |
| LYNDSEY JOHNSON | PRESIDENT Officer | 40 | $154,010 | $14,512 |
| BRADLEY HJELLMING | VP OF LENDING Highest-paid employee | 40 | $112,134 | $38,020 |
| PETER FERRELL | SUP CHAIR Trustee or director, Officer | 1 | $717 | $0 |
| SHERI DANKERT | BOARD CHAIRMAN Trustee or director, Officer | 1 | $595 | $0 |
| GORDY KUEHNE | BOARD MEMBER Trustee or director | 0.5 | $510 | $0 |
| SARA NAUMAN | BOARD MEMBER Trustee or director | 0.5 | $480 | $0 |
| DARRELL INGVALDSON | BOARD MEMBER Trustee or director | 0.5 | $463 | $0 |
| MARISA NAGELE | BOARD VICE-CHAIR Trustee or director, Officer | 0.5 | $446 | $0 |
| RAYCE HARDY | BOARD MEMBER Trustee or director | 0.5 | $442 | $0 |
| MATT CIZIK | BOARD MEMBER Trustee or director | 0.5 | $323 | $0 |
| KIRBY REEPING | SUP MEMBER Trustee or director | 0.5 | $272 | $0 |
| LONI SWENSON | SUP MEMBER Trustee or director | 0.5 | $157 | $0 |
990 for the year ended December 31, 2024: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL KNORR | CEO Officer | 40 | $252,772 | $60,201 |
| BRAD HJELLMING | VP - LENDING Highest-paid employee | 40 | $109,896 | $40,801 |
| LYNDSEY JOHNSON | CFO Officer | 40 | $117,112 | $12,126 |
| PETER FERRELL | SUP CHAIR Trustee or director, Officer | 1 | $820 | $0 |
| GORDY KUEHNE | BOARD CHAIRMAN Trustee or director, Officer | 1 | $459 | $0 |
| SHERI DANKERT | BOARD MEMBER Trustee or director | 0.5 | $451 | $0 |
| MARISA NAGELE | BOARD VICE-CHAIR Trustee or director, Officer | 0.5 | $391 | $0 |
| DARRELL INGVALDSON | BOARD MEMBER Trustee or director | 0.5 | $370 | $0 |
| RAYCE HARDY | BOARD MEMBER Trustee or director | 0.5 | $361 | $0 |
| SARA WHITE | BOARD MEMBER Trustee or director | 0.5 | $336 | $0 |
| KIRBY REEPING | SUP MEMBER Trustee or director | 0.5 | $327 | $0 |
| JIM KRUEGER | SUP MEMBER Trustee or director | 0.5 | $302 | $0 |
| MATT CIZIK | BOARD MEMBER Trustee or director | 0.5 | $191 | $0 |
990 for the year ended December 31, 2023: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL KNORR | CEO Officer | 40 | $238,777 | $51,004 |
| BRAD HJELLMING | VP- LENDING Officer | 40 | $105,916 | $35,840 |
| LYNDSEY JOHNSON | CFO Officer | 40 | $111,181 | $9,282 |
| PETER FERRELL | SUP CHAIR Trustee or director, Officer | 1 | $761 | $0 |
| SHERI DANKERT | BOARD MEMBER Trustee or director | 0.5 | $485 | $0 |
| MATT CIZIK | BOARD MEMBER Trustee or director | 0.5 | $417 | $0 |
| MARISA NAGELE | BOARD VICE-CHAIR Trustee or director, Officer | 0.5 | $404 | $0 |
| GORDY KUEHNE | BOARD CHAIRMAN Trustee or director, Officer | 1 | $378 | $0 |
| RAYCE HARDY | BOARD MEMBER Trustee or director | 0.5 | $366 | $0 |
| SARA WHITE | BOARD MEMBER Trustee or director | 0.5 | $344 | $0 |
| DARRELL INGVALDSON | BOARD MEMBER Trustee or director | 0.5 | $306 | $0 |
| KIRBY REEPING | SUP MEMBER Trustee or director | 0.5 | $302 | $0 |
| JIM KRUEGER | SUP MEMBER Trustee or director | 0.5 | $166 | $0 |
Address and contacts
- Address (IRS master file)
- 400 4TH AVE NE, AUSTIN, MN 55912-3372
- Principal officer (990 for 2025)
- LYNDSEY JOHNSON, 400 4TH AVENUE NE PO BOX 657, AUSTIN, MN 55912
- Signed the 990
- LYNDSEY JOHNSON, CEO
- Phone
- (507) 433-1829
- Website
- WWW.ACCENTRACU.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
TO BE COMPETITIVE IN PROVIDING COMPREHENSIVE FINANCIAL SERVICES TO OUR MEMBER-OWNERS WHILE MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL SOUNDNESS.
Program accomplishments
- THE CREDIT UNION PROVIDES AFFORDABLE LENDING SOLUTIONS TO MEMBERS, INCLUDING CONSUMER, AUTO, REAL ESTATE AND COMMERCIAL LOANS. THESE SERVICES SUPPORT MEMBERS' FINANCIAL NEEDS BY OFFERING COMPETITIVE RATES AND REASONABLE ACCESS TO CREDIT. AT THE END OF 2025 WE HAD 9,988 LOANS TOTALING $136,258,248.
- THE CREDIT UNION OFFERS SAVINGS, CHECKING AND CERTIFICATES ACCOUNTS THAT PROVIDE MEMBERS WITH SECURE AND ACCESSIBLE OPTIONS TO MANAGE AND GROW THEIR FINANCES. TOTAL MEMBER DEPOSITS WERE $188,295,994 AT THE END OF 2025.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-0319960
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0708: CREDIT UNIONS IN THE STATE OF MINNESOTA
- Assets (IRS master file)
- $209,792,500
- Income (IRS master file)
- $12,611,508
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $12,564,581 | $11,676,802 | $209,792,500 | IRS |
| 990 | December 2024 | $11,278,771 | $9,977,437 | $200,225,953 | IRS |
| 990 | December 2023 | $9,887,726 | $9,272,823 | $200,358,912 | XML |
| 990 | December 2022 | $8,387,451 | $7,430,806 | $198,460,275 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-0319960).
Questions about ACCENTRA CREDIT UNION
- What is the EIN of ACCENTRA CREDIT UNION?
- The employer identification number (EIN) of ACCENTRA CREDIT UNION is 41-0319960.
- Is ACCENTRA CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to ACCENTRA CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ACCENTRA CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ACCENTRA CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ACCENTRA CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ACCENTRA CREDIT UNION?
- The 990 for the year ended December 31, 2025 names LYNDSEY JOHNSON.
- Who are the officers and directors of ACCENTRA CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 13 people; 13 received compensation from the organization, the highest $280,556 (PAUL KNORR, CEO).
- How much revenue does ACCENTRA CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $12,564,581, expenses of $11,676,802 and total assets of $209,792,500 at year end.
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