Nonprofit · EIN 36-3246645
COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT
Tax-exempt · WHEATON, IL 60187
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $8,156,668 | $7,251,192 | $905,476 | $42,836,849 | $16,697,390 | $26,139,459 |
| September 30, 2024 | 990 | $8,028,373 | $7,311,254 | $717,119 | $42,964,786 | $17,687,222 | $25,277,564 |
| September 30, 2023 | 990 | $7,648,293 | $7,166,184 | $482,109 | $43,544,544 | $18,853,515 | $24,691,029 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $19,750
- Program service revenue
- $8,025,962
- Investment income
- $47,926
- Other revenue
- $63,030
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $135,498
- Other salaries and wages
- $1,327,925
- Salaries, compensation and benefits (total)
- $1,610,982
- Professional fundraising fees
- $0
- Legal fees
- $106,424
- Accounting fees
- $36,045
- Occupancy
- $1,790,516
- Travel
- $5,632
- Depreciation
- $1,188,413
- Program services (functional)
- $6,788,517
- Management and general (functional)
- $459,576
- Fundraising (functional)
- $3,099
Balance sheet and other
- Total assets, start of year
- $42,964,786
- Total assets, end of year
- $42,836,849
- Total liabilities, end of year
- $16,697,390
- Net assets, end of year
- $26,139,459
- Land, buildings and equipment
- $37,075,151
- Net assets without donor restrictions
- $26,139,459
- Gross receipts
- $8,156,668
- Employees
- 19
- Volunteers
- 10
- Year formed
- 1983
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARY LOCH FORMER PRESIDENT | DIRECTOR Trustee or director | 1 | $260,732 | $8,539 |
| JOHN WARE | DIRECTOR OF FACILITIES Highest-paid employee | 40 | $109,103 | $6,658 |
| ROSEMARIE MONTANEZ | PRESIDENT Officer | 40 | $105,456 | $9,257 |
| NANCY SINGER | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| RUTH CARLSON | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MELLODY EDWARDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RITA GAGE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| YODET GIDEY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| REGENA GROVES | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAL KORNECKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| AMY OLSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANEISHA POINTER | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended September 30, 2024: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARY LOCH | PRESIDENT Officer | 40 | $191,700 | $6,293 |
| JOHN WARE | DIRECTOR OF FACILITIES Highest-paid employee | 40 | $104,478 | $6,425 |
| NANCY SINGER | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| WILLIAM HASSETT | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| RUTH CARLSON | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MELLODY EDWARDS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| REGENA GROVES | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| EILEEN HINCHEY HIGGINS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAL KORNECKI | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JOHN MULHERIN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| AMY OLSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANEISHA POINTER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended September 30, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARY LOCH | PRESIDENT Officer | 40 | $223,739 | $7,497 |
| JOHN WARE | DIRECTOR OF FACILITIES Highest-paid employee | 40 | $106,502 | $7,472 |
| NANCY SINGER | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| WILLIAM HASSETT | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| RUTH CARLSON | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MELLODY EDWARDS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| REGENA GROVES | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| EILEEN HINCHEY HIGGINS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JOHN MULHERIN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| AMY OLSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GWEN SMITH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 531 E ROOSEVELT RD, WHEATON, IL 60187-5583
- Principal officer (990 for 2024)
- ROSEMARIE MONTANEZ, 531 EAST ROOSEVELT ROAD 201, WHEATON, IL 60187
- Signed the 990
- ROSEMARIE MONTANEZ, PRESIDENT
- Phone
- (630) 456-4452
- Website
- WWW.CHADHOUSING.ORG
- Return prepared by
- SELDEN FOX LTD
Mission
CHAD IS COMMITTED TO DELIVERING QUALITY, AFFORDABLE HOUSING WHERE INDIVIDUALS AND FAMILIES CAN LIVE, WORK AND THRIVE.
Program accomplishments
- CHAD SAVES RESIDENTS OVER $4,000,000 ANNUALLY BY PROVIDING BELOW MARKET RATE RENTAL HOUSING TO OVER 1,200 PEOPLE.Expenses $6,788,517 · revenue $8,088,992
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990 on file |
IRS record
- EIN
- 36-3246645
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1984
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L20Z)
- Assets (IRS master file)
- $42,836,849
- Income (IRS master file)
- $8,156,668
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $8,156,668 | $7,251,192 | $42,836,849 | IRS |
| 990 | September 2024 | $8,028,373 | $7,311,254 | $42,964,786 | XML |
| 990 | September 2023 | $7,648,293 | $7,166,184 | $43,544,544 | XML |
| 990 | September 2022 | $7,307,138 | $6,908,477 | $43,551,754 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990 | September 2019 | – | – | – | IRS |
| 990 | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-3246645).
Questions about COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT
- What is the EIN of COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT?
- The employer identification number (EIN) of COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT is 36-3246645.
- Is COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1984.
- Are donations to COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT?
- The 990 for the year ended September 30, 2025 names ROSEMARIE MONTANEZ.
- Who are the officers and directors of COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT?
- The 990 for the year ended September 30, 2025 lists 12 people; 3 received compensation from the organization, the highest $260,732 (MARY LOCH FORMER PRESIDENT, DIRECTOR).
- How much revenue does COMMUNITY HOUSING ADVOCACY AND DEVELOPMENT have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $8,156,668, expenses of $7,251,192 and total assets of $42,836,849 at year end.
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