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Nonprofit · EIN 36-2478670

ELITE COMMUNITY CREDIT UNION

Tax-exempt · BOURBONNAIS, IL 60914

Financials

$1.3M$1.2M2023$1.4M$1.4M2024$1.6M$1.5M2025
Revenue Expenses · by fiscal year end
Financials of ELITE COMMUNITY CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$1,590,440$1,490,300$100,140$22,728,210$20,469,785$2,258,425
December 31, 2024990$1,448,278$1,384,830$63,448$24,647,748$22,489,463$2,158,285
December 31, 2023990$1,260,167$1,232,666$27,501$23,001,009$20,906,172$2,094,837
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$1,379,901
Investment income
$210,539
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$109,990
Other salaries and wages
$267,789
Salaries, compensation and benefits (total)
$427,484
Professional fundraising fees
$0
Legal fees
$4,027
Accounting fees
$11,669
Occupancy
$40,664
Depreciation
$19,629

Balance sheet and other

Total assets, start of year
$24,647,748
Total assets, end of year
$22,728,210
Total liabilities, end of year
$20,469,785
Net assets, end of year
$2,258,425
Land, buildings and equipment
$644,270
Publicly traded securities
$1,236,875
Gross receipts
$1,590,440
Employees
10
Volunteers
8
Year formed
1958
State of legal domicile
IL

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
SUZANNE BELLPRESIDENT/MANAGER
Officer
40$99,012$10,978
GREGORY OSENGACHAIRPERSON
Trustee or director, Officer
1$0$0
MELLISSA CHERVENYVICE CHAIRPERSON
Trustee or director, Officer
1$0$0
BRUCE ADAMSTREASURER
Trustee or director, Officer
1$0$0
ROGER CALDWELLSECRETARY
Trustee or director, Officer
1$0$0
RHONDA BOUCHARDBOARD MEMBER
Trustee or director
1$0$0
TRACEY BOURASSABOARD MEMBER
Trustee or director
1$0$0
DANIEL BROUGHBOARD MEMBER
Trustee or director
1$0$0
JILL LOVELLBOARD MEMBER
Trustee or director
1$0$0
MARK MCCALLEBBOARD MEMBER
Trustee or director
1$0$0
990 for the year ended December 31, 2024: 9 people
NameTitleHours / weekCompensationOther / benefits
SUZANNE BELLPRES/MANAGER
Officer
1$90,229$8,730
GREG OSENDGACHAIRPERSON
Trustee or director, Officer
0$0$0
MELLISSA CHERVENYVICE CHAIRPPERSON
Trustee or director, Officer
0$0$0
BRUCE ADAMSTREASURER
Trustee or director, Officer
0$0$0
DAN POWERBOARD MEMBER
Trustee or director
0$0$0
ROGER CALDWELLBOARD MEMBER
Trustee or director
0$0$0
JILL LOVELLBOARD MEMBER
Trustee or director
0$0$0
RHONDA BOUCHARDBOARD MEMBER
Trustee or director
0$0$0
DANEIL BROUGHBOARD MEMBER
Trustee or director
0$0$0
990 for the year ended December 31, 2023: 9 people
NameTitleHours / weekCompensationOther / benefits
SUZANNE BELLPRES/MANAGER
Officer
1$90,229$8,730
GREG OSENDGACHAIRPERSON
Trustee or director, Officer
0$0$0
MELLISSA CHERVENYVICE CHAIRPPERSON
Trustee or director, Officer
0$0$0
BRUCE ADAMSTREASURER
Trustee or director, Officer
0$0$0
DAN POWERBOARD MEMBER
Trustee or director
0$0$0
ROGER CALDWELLBOARD MEMBER
Trustee or director
0$0$0
JILL LOVELLBOARD MEMBER
Trustee or director
0$0$0
RHONDA BOUCHARDBOARD MEMBER
Trustee or director
0$0$0
DANEIL BROUGHBOARD MEMBER
Trustee or director
0$0$0

Address and contacts

Address (IRS master file)
515 S MAIN ST, BOURBONNAIS, IL 60914-1920
Principal officer (990 for 2025)
Suzanne Bell, 515 S Main St, Bourbonnais, IL 60914
Signed the 990
Suzanne Bell, President
Phone
(815) 933-7711
Return prepared by
Eifel Rambo Advisory Group Ltd

Mission

ELITE COMMUNITY CREDIT UNION IS COMMITTED TO MEET OUR MEMBERS' FINANCIAL NEEDS AND ASSIST THEM IN ATTAINING THEIR FINANCIAL GOALS. WE STRIVE TO PROVIDE THE BEST SERVICES POSSIBLE WHILE MAINTAINING LONG-TERM FINANCIAL STABILITY.

990 for the year ended December 31, 2025

Program accomplishments

  • ELITE COMMUNITY CREDIT UNION SERVES MEMBERS BY PROVIDING LOW COST FINANCIAL SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS, TIME DEPOSITS AND LOANS.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
36-2478670
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1958
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$22,728,210
Income (IRS master file)
$1,590,440

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$1,590,440$1,490,300$22,728,210XML
990December 2024$1,448,278$1,384,830$24,647,748IRS
990December 2023$1,260,167$1,232,666$23,001,009XML
990December 2022$1,134,431$1,048,193$22,071,134IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-2478670).

Questions about ELITE COMMUNITY CREDIT UNION

What is the EIN of ELITE COMMUNITY CREDIT UNION?
The employer identification number (EIN) of ELITE COMMUNITY CREDIT UNION is 36-2478670.
Is ELITE COMMUNITY CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1958.
Are donations to ELITE COMMUNITY CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does ELITE COMMUNITY CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of ELITE COMMUNITY CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did ELITE COMMUNITY CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of ELITE COMMUNITY CREDIT UNION?
The 990 for the year ended December 31, 2025 names Suzanne Bell.
Who are the officers and directors of ELITE COMMUNITY CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 10 people; 1 received compensation from the organization, the highest $99,012 (SUZANNE BELL, PRESIDENT/MANAGER).
How much revenue does ELITE COMMUNITY CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $1,590,440, expenses of $1,490,300 and total assets of $22,728,210 at year end.

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