2026-09-21T09:38:58-05:00 2025-12-31 931743146 Eifel Rambo Advisory Group Ltd 20635 Abbey Woods Ct Suite 301 Frankfort IL 60423 990 2025-01-01 362478670 Elite Community Credit Union ELIT 8159337711 515 S Main St Bourbonnais IL 60914 Suzanne Bell President 8159337711 2026-09-21 1 Jason Gierhahn CPA P02385275 7086282365 2025 Suzanne Bell 515 S Main St Bourbonnais IL 60914 1590440 0 X www.eliteccu.com X 1958 IL ELITE COMMUNITY CREDIT UNION IS COMMITTED TO MEET OUR MEMBERS' FINANCIAL NEEDS AND ASSIST THEM IN ATTAINING THEIR FINANCIAL GOALS. WE STRIVE TO PROVIDE THE BEST SERVICES POSSIBLE WHILE MAINTAINING LONG-TERM FINANCIAL STABILITY. 9 9 10 8 0 0 0 0 1352132 1379901 96146 210539 0 0 1448278 1590440 0 0 0 0 416837 427484 0 0 0 967993 1062816 1384830 1490300 63448 100140 24647748 22728210 22489463 20469785 2158285 2258425 ELITE COMMUNITY CREDIT UNION IS COMMITTED TO MEET OUR MEMBERS' FINANCIAL NEEDS AND ASSIST THEM IN ATTAINING THEIR FINANCIAL GOALS. WE STRIVE TO PROVIDE THE BEST SERVICES POSSIBLE WHILE MAINTAINING LONG-TERM FINANCIAL STABILITY. 0 0 ELITE COMMUNITY CREDIT UNION SERVES MEMBERS BY PROVIDING LOW COST FINANCIAL SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS, TIME DEPOSITS AND LOANS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 554 0 1 10 1 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X Suzanne Bell 8159337711 515 S Main St Bourbonnais IL 60914 GREGORY OSENGA CHAIRPERSON 1.00 X X 0 0 0 MELLISSA CHERVENY VICE CHAIRPERSON 1.00 X X 0 0 0 BRUCE ADAMS TREASURER 1.00 X X 0 0 0 ROGER CALDWELL SECRETARY 1.00 X X 0 0 0 RHONDA BOUCHARD BOARD MEMBER 1.00 X 0 0 0 TRACEY BOURASSA BOARD MEMBER 1.00 X 0 0 0 DANIEL BROUGH BOARD MEMBER 1.00 X 0 0 0 JILL LOVELL BOARD MEMBER 1.00 X 0 0 0 MARK MCCALLEB BOARD MEMBER 1.00 X 0 0 0 SUZANNE BELL PRESIDENT/MANAGER 40.00 X 99012 0 10978 99012 0 10978 0 0 0 0 0 Member Loans 522291 1003868 1003868 Fee Income 522291 376033 376033 1379901 210539 210539 1590440 1379901 0 210539 109990 267789 8737 11835 29133 4027 11669 81702 20445 16929 57302 40664 7257 19629 22245 SHARE DIVIDEND EXPENSE 348358 SERVICE FEE - SHARE DRA 116365 SERVICE FEE - RDC EXP 102752 CREDIT LOSS EXPENSE 97146 116326 1490300 343208 328106 5225844 4195152 16340914 15800674 107759 55783 1000362 356092 663898 644270 1481875 1236875 484250 467350 24647748 22728210 51314 58524 22438149 20411261 22489463 20469785 X 0 0 0 0 2158285 2258425 2158285 2258425 24647748 22728210 100140 0 X 0 1 X 1 0 105893 105893 714308 176637 537671 40919 40919 0 105606 105272 334 33636 33264 372 644270 MEMBERS' SHARE AND SAVINGS ACCOUNTS 20411261 20411261 X 1590440 0 1590440 0 1590440 1490300 0 1490300 0 1490300 Part X, Line 2: Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2025 and 2024 that management believes is subject to taxation. Form 990, Part VI, Section A, line 6 THE CREDIT UNION CONSISTS OF MEMBERS Form 990, Part VI, Section A, line 7a THE ORGANIZATION FOLLOWS THE STANDARD BYLAWS AS SET FORTH BY THE STATE OF ILLINOIS. THE NUMBER OF DIRECTORS OF THIS CREDIT UNION SHALL BE 9. THE DIRECTORS SHALL BE ELECTED EACH YEAR AT THE ANNUAL MEETING OF THE MEMBERS HELD IN ACCORDANCE WITH ARTICLE IV OF THE ILLINOIS CREDIT UNION ACT - RULES AND REGULATIONS - STANDARD BYLAWS. THE DIRECTORS, UNLESS SOONER DISQUALIFIED OR REMOVED, SHALL HOLD OFFICE FOR THE TERM OF OFFICE FOR WHICH ELECTED AND UNTIL THEIR SUCCESSORS ARE ELECTED AND SHALL HAVE BEEN QUALIFIED. Form 990, Part VI, Section B, line 11b MANAGEMENT (PRESIDENT) REVIEWS THE FORM 990 BEFORE SIGNING AND SUBMITTING. Form 990, Part VI, Section B, line 12c THE POLICY IS REVIEWED ANNUALLY AND DISCUSSIONS ARE HAD THROUGHOUT THE YEAR IF A POTENTIAL CONFLICT WOULD ARISE. Form 990, Part VI, Section B, line 15a THIS PROCESS INCLUDES A REVIEW AND APPROVAL BY (INDEPENDENT PERSON) THE BOARD OF DIRECTORS, COMPARABILITY DATA AND RECORDED IN THE MINUTES. Form 990, Part VI, Section C, line 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.