Nonprofit · EIN 36-2472059
EMPEOPLE CREDIT UNION
Tax-exempt · MOLINE, IL 61265
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $154,864,755 | $143,848,749 | $11,016,006 | $2,279,898,142 | $2,102,201,975 | $177,696,167 |
| December 31, 2024 | 990 | $142,621,815 | $137,465,631 | $5,156,184 | $2,246,259,323 | $2,080,114,257 | $166,145,066 |
| December 31, 2023 | 990 | $129,009,062 | $121,891,553 | $7,117,509 | $1,992,512,924 | $1,831,336,944 | $161,175,980 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $104,792,735
- Investment income
- $14,771,857
- Other revenue
- $35,300,163
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $7,706,789
- Other salaries and wages
- $24,646,744
- Salaries, compensation and benefits (total)
- $40,853,884
- Professional fundraising fees
- $0
- Legal fees
- $103,211
- Accounting fees
- $393,159
- Occupancy
- $2,330,535
- Travel
- $196,085
- Depreciation
- $2,266,907
Balance sheet and other
- Total assets, start of year
- $2,246,259,323
- Total assets, end of year
- $2,279,898,142
- Total liabilities, end of year
- $2,102,201,975
- Net assets, end of year
- $177,696,167
- Land, buildings and equipment
- $26,427,541
- Publicly traded securities
- $12,200,369
- Gross receipts
- $154,864,755
- Employees
- 311
- Volunteers
- 0
- Year formed
- 1935
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kurt Lewin | President Officer, Key employee | 40 | $2,704,392 |
| Renee Vandewoestyne | Chief Admin Officer Officer, Key employee | 40 | $465,251 |
| Ryan Cannady | Chief Retail Officer Officer, Key employee | 40 | $465,251 |
| Heidi Wulf | Chief Financial Officer Officer, Key employee | 40 | $438,464 |
| Peter Sedgwick | Chief Information & Risk Officer Officer, Key employee | 40 | $422,595 |
| Joseph Witherwax | Chief Technology Officer Officer, Key employee | 40 | $393,063 |
| Brad Johannes | VP, Wealth Management Highest-paid employee | 40 | $354,502 |
| Tim Tibbals | Chief Data Officer Officer, Key employee | 40 | $305,133 |
| Benjamin Nickel | VP, Sales Success Highest-paid employee | 40 | $304,880 |
| Chris Kobliska | VP, Consumer Sales Highest-paid employee | 40 | $301,089 |
| Tyler Vancamp | Chief Info Security OFC Officer, Key employee | 40 | $290,284 |
| Allison Videtti | Chief Marketing Officer Officer, Key employee | 40 | $286,263 |
| Ellie Larson | VP, Member Services & Payment Operations Highest-paid employee | 40 | $282,821 |
| Julie Foy | VP, Member Development Highest-paid employee | 40 | $266,767 |
| Ryan Mueller | Market President, TSB & Chief Lending Officer Officer, Key employee | 40 | $223,607 |
10 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Jeff Gallery | Chief Lending Officer Key employee, Former | 40 | $202,427 |
| Scott Hany | Chair Trustee or director | 1 | $0 |
| Denver Caldwell | Vice Chair Trustee or director | 1 | $0 |
| Heather Bishop | Secretary Trustee or director | 1 | $0 |
| Chistopher James | Supervisory Committee Chair Trustee or director | 1 | $0 |
| Sam Novick | Board Member Trustee or director | 1 | $0 |
| Jeff Richards | Board Member Trustee or director | 1 | $0 |
| Megan Wheelock | Board Member Trustee or director | 1 | $0 |
| Allison Behrens | Board Member Trustee or director | 1 | $0 |
| Sarah Schutte | Board Member Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 25 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kurt Lewin | President Officer, Key employee | 40 | $717,139 |
| Peter Sedgwick | Chief Information Officer Officer, Key employee | 40 | $323,120 |
| Heidi Wulf | Chief Financial Officer Officer, Key employee | 40 | $308,316 |
| Joseph Witherwax | Chief Technology Officer Officer, Key employee | 40 | $297,332 |
| Ryan Cannady | Chief Retail Officer Officer, Key employee | 40 | $291,872 |
| Renee Vandewoestyne | Chief Admin Officer Officer, Key employee | 40 | $288,299 |
| Brad Johannes | VP, Wealth Management Highest-paid employee | 40 | $262,627 |
| Benjamin Nickel | VP, Branch Ops Maine Mkt Highest-paid employee | 40 | $231,796 |
| Tim Tibbals | Chief Data Officer Officer, Key employee | 40 | $224,897 |
| Tyler Vancamp | Chief Info Security OFC Officer, Key employee | 40 | $214,552 |
| Christopher Kobliska | VP, Consumer Sales Highest-paid employee | 40 | $214,520 |
| Elise Larson | VP, Member Services & Payment Operations Highest-paid employee | 40 | $205,323 |
| Ashley Kowalski | Consumer Lending Officer Highest-paid employee | 40 | $203,967 |
| Allison Videtti | Chief Marketing Officer Officer, Key employee | 40 | $161,460 |
| Ron Wilsie | former employee Officer, Key employee, Former | 40 | $161,439 |
| Jeff Gallery | Chief Lending Officer Officer, Key employee | 40 | $153,377 |
| Scott Hany | President of the Board Trustee or director | 1 | $0 |
| Susan Parker | Vice Chair Trustee or director | 1 | $0 |
| Denver Caldwell | Secretary of the Board Trustee or director | 1 | $0 |
| Heather Bishop | Board Member Trustee or director | 1 | $0 |
| Chistopher James | Board Member Trustee or director | 1 | $0 |
| Sam Novick | Board Member Trustee or director | 1 | $0 |
| Jeff Richards | Board Member Trustee or director | 1 | $0 |
| Megan Wheelock | Board Member Trustee or director | 1 | $0 |
| Randy Waas | Board Member Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kurt Lewin | President Officer, Key employee | 40 | $1,051,327 |
| Peter Sedgwick | Chief Information Officer Officer, Key employee | 40 | $379,643 |
| Heidi Wulf | Chief Financial Officer Officer, Key employee | 40 | $362,485 |
| Ron Wilse | Chief Lending Officer Officer, Key employee | 40 | $358,300 |
| Joseph Witherwax | Chief Technology Officer Officer, Key employee | 40 | $347,690 |
| Stacy Delong | Former Employee Former | 40 | $344,118 |
| Ryan Cannady | Chief Retail Officer Officer, Key employee | 40 | $342,168 |
| Renee Vandewoestyne | Chief Admin Officer Officer, Key employee | 40 | $339,970 |
| Brad Johannes | VP, Wealth Management Highest-paid employee | 40 | $298,154 |
| Benjamin Nickel | VP, Branch Ops Maine Mkt Highest-paid employee | 40 | $265,303 |
| Chris Kobliska | VP, Consumer Sales Highest-paid employee | 40 | $245,887 |
| Tyler Vancamp | Chief Info Security OFC Officer, Key employee | 40 | $229,389 |
| Ashley Kowlaski | Consumer Lending Officer Highest-paid employee | 40 | $207,856 |
| Elise Larson | VP, Member Services & Payment Operations Highest-paid employee | 40 | $202,153 |
| Tim Tibbals | Chief Data Officer Officer, Key employee | 40 | $198,010 |
| Scott Hany | President of the Board Trustee or director | 1 | $0 |
| Susan Parker | Vice Chair Trustee or director | 1 | $0 |
| Denver Caldwell | Secretary of the Board Trustee or director | 1 | $0 |
| Heather Bishop | Board Member Trustee or director | 1 | $0 |
| Chistopher James | Board Member Trustee or director | 1 | $0 |
| Sam Novick | Board Member Trustee or director | 1 | $0 |
| Jeff Richards | Board Member Trustee or director | 1 | $0 |
| Megan Wheelock | Board Member Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 3950 38TH AVE, MOLINE, IL 61265-6471
- In care of
- % CASSIE BARBER
- Principal officer (990 for 2025)
- Heidi Wulf, 3950 38th Ave, PO Box 339, Moline, IL 61265
- Signed the 990
- Heidi Wulf, Chief Financial Officer
- Phone
- (309) 743-1000
- Website
- www.empeople.com
Mission
Credit Union operated for mutual purpose
Program accomplishments
- Provided 8,452 consumer loans to members.
- Provided 2,317 first and second mortgage loans to members
- Opened 4,505 new member share accounts.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 36-2472059
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1935
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $2,279,898,142
- Income (IRS master file)
- $154,864,755
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $154,864,755 | $143,848,749 | $2,279,898,142 | IRS |
| 990 | December 2024 | $142,621,815 | $137,465,631 | $2,246,259,323 | IRS |
| 990 | December 2023 | $129,009,062 | $121,891,553 | $1,992,512,924 | XML |
| 990 | December 2022 | $98,666,106 | $87,664,688 | $1,985,157,506 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-2472059).
Questions about EMPEOPLE CREDIT UNION
- What is the EIN of EMPEOPLE CREDIT UNION?
- The employer identification number (EIN) of EMPEOPLE CREDIT UNION is 36-2472059.
- Is EMPEOPLE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1935.
- Are donations to EMPEOPLE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does EMPEOPLE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EMPEOPLE CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EMPEOPLE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EMPEOPLE CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Heidi Wulf.
- Who are the officers and directors of EMPEOPLE CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 25 people; 16 received compensation from the organization, the highest $2,704,392 (Kurt Lewin, President).
- How much revenue does EMPEOPLE CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $154,864,755, expenses of $143,848,749 and total assets of $2,279,898,142 at year end.
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All nonprofits in MOLINE · Illinois · Public and societal benefit