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Nonprofit · EIN 36-0971620

CSA FRATERNAL LIFE

Also known as Czechoslovak Society of America 453 Lodge Laurel

Tax-exempt · LOMBARD, IL 60148

Financials

$19.5M$21.3M2023$16.6M$18M2024
Revenue Expenses · by fiscal year end
Financials of CSA FRATERNAL LIFE by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$16,575,080$17,973,484-$1,398,404$94,376,425$93,582,266$794,159
December 31, 2023990$19,467,110$21,259,586-$1,792,476$97,817,744$94,792,820$3,024,924
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$12,845,311
Investment income
$3,725,458
Other revenue
$4,311

Expenses

Grants and similar amounts paid
$28,000
Benefits paid to members
$15,014,389
Compensation of officers, directors and key employees
$603,889
Other salaries and wages
$669,029
Salaries, compensation and benefits (total)
$1,517,890
Professional fundraising fees
$0
Legal fees
$72,778
Accounting fees
$40,500
Occupancy
$215,280
Travel
$171,350
Program services (functional)
$17,973,484

Balance sheet and other

Total assets, start of year
$97,817,744
Total assets, end of year
$94,376,425
Total liabilities, end of year
$93,582,266
Net assets, end of year
$794,159
Publicly traded securities
$90,833,158
Gross receipts
$16,575,080
Employees
13
Volunteers
3,900
Year formed
1911
State of legal domicile
IL

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
John KielczewskiDirector/President
Trustee or director, Officer
40$220,354$28,839
Julie SouzaSales Manager
Highest-paid employee
40$122,978$25,745
Nick KosmasSecretary/Tresurer
Officer
40$112,111$27,862
Irma FarrellChairman of the Board
Trustee or director
4$10,000$0
Diane DibiancaDirector
Trustee or director
4$7,000$0
Kenneth DvorskyDirector
Trustee or director
4$7,000$0
Thomas LedvinaDirector
Trustee or director
4$7,000$0
Cary MentzerDirector
Trustee or director
4$7,000$0
Terry PlacekDirector
Trustee or director
4$7,000$0
Carol TranterDirector
Trustee or director
4$7,000$0
Paul VavrasekDirector
Trustee or director
4$7,000$0
Connie WolfDirector
Trustee or director
4$7,000$0
990 for the year ended December 31, 2023: 12 people
NameTitleHours / weekCompensationOther / benefits
John KielczewskiDirector/President
Trustee or director, Officer
40$225,108$29,645
Julie SouzaSales Manager
Highest-paid employee
40$137,192$22,603
Matthew KoskiSecretary/Tresurer
Officer
40$100,067$0
Irma FarrellChairman of the Board
Trustee or director
4$11,000$0
Diane DibianceDirector
Trustee or director
4$8,000$0
Kenneth DvorskyDirector
Trustee or director
4$8,000$0
Thomas LedvinaDirector
Trustee or director
4$8,000$0
Cary MentzerDirector
Trustee or director
4$8,000$0
Terry PlacekDirector
Trustee or director
4$8,000$0
Carol TranterDirector
Trustee or director
4$8,000$0
Paul VavrasekDirector
Trustee or director
4$8,000$0
Connie WolfDirector
Trustee or director
4$8,000$0

Address and contacts

Address (IRS master file)
2050 S FINLEY RD STE 70, LOMBARD, IL 60148-4837
In care of
% MATT KOSKI
Mailing address (990-N for 2012)
699 Wormwood Hill Rd, Storrs CT 06268
Principal officer (990 for 2024)
John Kielczewski, 2050 S Finley Rd, Lombard, IL 60148
Principal officer (990-N for 2012)
Marion Varga, 699 Wormwood Hill Rd, Storrs CT 06268
Signed the 990
John Kielczewski, President
Phone
(630) 472-0500
Return prepared by
Hosack Specht Muetzel & Wood

Mission

CSA Fraternal Life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding Czech and Slovak ancestors, our mission it to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion and professionalism.

990 for the year ended December 31, 2024

Program accomplishments

  • CSA provides benefits and services coverage for life insurance and annuity products. CSA is Americas oldest fraternal benefit society, and was established to help those in need. CSA was founded in 1854 on the principles of equality, harmony, and fraternity. CSA serves nearly 20,000 members spread throughout approximately 60 lodges in 21 states. Fraternal societies are defined by elements of purposes, harmony and community. We add value to our products and services through membership in a lodge system that encourages member benefits and programs focused on family values and community involvement.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
36-0971620
Tax-exempt status
501(c)(8): Fraternal beneficiary society
Donations deductible (Pub 78)
Organization other than a public charity or private foundation; Group exemption; Fraternal lodge, deductible only for charitable purposes
Exempt since
1940
Accounting year ends
December
Files
Form 990 or 990-EZ
Group exemption
0106 (77 member organizations)
Assets (IRS master file)
$94,376,425
Income (IRS master file)
$16,575,080

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$16,575,080$17,973,484$94,376,425XML
990December 2023$19,467,110$21,259,586$97,817,744XML
990December 2022$24,248,357$22,559,697$105,903,902IRS
990December 2021$24,229,439$23,965,368$138,191,807IRS
990December 2020–––IRS
990December 2018–––IRS
990-N for 2012
Officer: Marion Varga
December 31, 2012≤ $50,000 receipts––e-Postcard

990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.

Questions about CSA FRATERNAL LIFE

What is the EIN of CSA FRATERNAL LIFE?
The employer identification number (EIN) of CSA FRATERNAL LIFE is 36-0971620.
Is CSA FRATERNAL LIFE tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(8) since 1940.
Are donations to CSA FRATERNAL LIFE tax-deductible?
Yes. It is listed in IRS Publication 78 (Organization other than a public charity or private foundation; Group exemption; Fraternal lodge, deductible only for charitable purposes).
Which annual return does CSA FRATERNAL LIFE file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CSA FRATERNAL LIFE due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CSA FRATERNAL LIFE last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of CSA FRATERNAL LIFE?
The 990 for the year ended December 31, 2024 names John Kielczewski.
Who are the officers and directors of CSA FRATERNAL LIFE?
The 990 for the year ended December 31, 2024 lists 12 people; 12 received compensation from the organization, the highest $220,354 (John Kielczewski, Director/President).
How much revenue does CSA FRATERNAL LIFE have?
On its 990 for the year ended December 31, 2024 it reported revenue of $16,575,080, expenses of $17,973,484 and total assets of $94,376,425 at year end.

Organizations in its group exemption (77)

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