2025-11-12T07:57:50-08:00 2024-12-31 250810411 Hosack Specht Muetzel & Wood 2 Penn Center West Suite 326 Pittsburgh PA 15276 990 2024-01-01 360971620 CSA Fraternal Life CSAF 6304720500 2050 S Finley Rd Lombard IL 60148 John Kielczewski President 6304720500 2025-11-07 true true Stephen Niedenberger P01447896 4123439200 2024 2025-03-06 01:10:19Z John Kielczewski 2050 S Finley Rd Lombard IL 60148 16575080 false X www.csalife.com X 1911 IL A society that provides competitive insurance and retirement products to its members. 10 9 13 3900 0 0 0 15343622 12845311 3771506 3725458 351982 4311 19467110 16575080 23100 28000 18270975 15014389 1476612 1517890 0 0 1488899 1413205 21259586 17973484 -1792476 -1398404 97817744 94376425 94792820 93582266 3024924 794159 CSA Fraternal Life is a society that provides competitive insurance and retirement products to its members. With appreciation for our founding Czech and Slovak ancestors, our mission it to encourage and share a common bond through a social network that fosters community involvement promoting courtesy, compassion and professionalism. false false CSA provides benefits and services coverage for life insurance and annuity products. CSA is Americas oldest fraternal benefit society, and was established to help those in need. CSA was founded in 1854 on the principles of equality, harmony, and fraternity. CSA serves nearly 20,000 members spread throughout approximately 60 lodges in 21 states. Fraternal societies are defined by elements of purposes, harmony and community. We add value to our products and services through membership in a lodge system that encourages member benefits and programs focused on family values and community involvement. false false false false false false false false false false false false false true false true false false false false false false false false false false false true true false false false false false false false false false false false false false false true 1560 0 13 true false false false false false false X 10 9 false false false false true true false true true false true true true true true true true true true false false X John Kielczewski 6304720500 2050 S Finley Rd Ste 70 Lombard IL 60148 Irma Farrell Chairman of the Board 4.00 X 10000 0 0 Diane Dibianca Director 4.00 X 7000 0 0 Kenneth Dvorsky Director 4.00 X 7000 0 0 Thomas Ledvina Director 4.00 X 7000 0 0 Cary Mentzer Director 4.00 X 7000 0 0 Terry Placek Director 4.00 X 7000 0 0 Carol Tranter Director 4.00 X 7000 0 0 Paul Vavrasek Director 4.00 X 7000 0 0 Connie Wolf Director 4.00 X 7000 0 0 John Kielczewski Director/President 40.00 X X 220354 0 28839 Nick Kosmas Secretary/Tresurer 40.00 X 112111 0 27862 Julie Souza Sales Manager 40.00 X 122978 0 25745 521443 0 82446 3 false true false Steimla Associates Inc 2867 Gypsum Circle Naperville IL 60564 Actuary 163270 1 Premiums & Annuity Considerations 524113 12127544 0 0 Amortization of IMR 524113 104915 0 0 Expense Allowance on Reinsurance 524113 612852 0 0 12845311 3725458 0 0 Miscellaneous 524113 4311 4311 0 0 4311 16575080 16575080 0 0 28000 28000 15014389 15014389 603889 603889 0 0 669029 669029 0 0 18902 18902 0 0 151292 151292 0 0 74778 74778 0 0 72778 72778 0 0 40500 40500 0 0 115463 115463 0 0 6673 6673 0 0 115028 115028 0 0 104812 104812 0 0 215280 215280 0 0 171350 171350 0 0 56951 56951 0 0 Actuarial Fees 235815 235815 0 0 Taxes, Licenses, Fees 70138 70138 0 0 Bureau & Association Fees 119724 119724 0 0 Official Publications 88693 88693 0 0 17973484 17973484 0 0 235162 434410 1061137 1032221 94592292 90833158 1929153 2076636 97817744 94376425 197005 213629 94595815 93368637 94792820 93582266 X 3024924 794159 3024924 794159 97817744 94376425 X -1398404 -832361 X X false true X true false Aggregate Reserves - Life Policies and Contract 90332648 Liability for Deposit Type Contracts 2299352 Premium and Annuity Considerations 15766 Interest Maintenance Reserve 0 Asset Valuation Reserve 719868 Miscellaneous 1003 93368637 16575080 16575080 16575080 17973484 17973484 17973484 Pt XI, Line 4b Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347. Pt XII, Line 4b Change in presentation of Premium Adjustment and change in Aggregate Reserves in amount of reinsurance ceded in the amount of $39,161,347. true Scholarships 17 28000 false false false John Kielczewski 220354 0 0 0 0 0 0 0 28839 0 249193 0 0 0 Pt VI, Line 11b The Form 990 is prepared by an independent CPA Firm. The prepared Form 990 is forwarded to the Board for Approval prior to filing with the Internal Revenue Service. Pt VI, Line 12c The statements are completed annually and any disclosed conflicts of interest are reviewed. Pt VI, Line 15a The Presidents compensation is set by the Board annually. The other officers salaries are set by the President annually. Pt VI, Line 19 Documents are available upon request. Pt XI Change in Non-Admitted Assets, Change in Asset Valuation Reserve, and Change for Gains/Losses on Surplus. Total to Form 990 is ($832,361). Pt XII, Line 1 Statutory Accounting is used based upon Insurance Industry Standards. Pt VI, Line 6 The Organizations members are individuals who belong to a Local Lodge and have met membership requirements by purchashing one or more insurance and/or annuity products of CSA Fraternal Life. Pt VI, Line 7a The Board of Directors are elected by the Members at the Quadrennial Meeting and serve a term of four years.