Nonprofit · EIN 35-0884006
VIA CREDIT UNION
Tax-exempt · MARION, IN 46953
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $31,379,952 | $25,479,380 | $5,900,572 | $577,206,622 | $507,071,355 | $70,135,267 |
| December 31, 2023 | 990 | $25,849,601 | $20,618,217 | $5,231,384 | $547,170,835 | $482,936,140 | $64,234,695 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $28,137,434
- Investment income
- $3,242,518
- Net gain from sales of assets
- -$134,917
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $15,313
- Compensation of officers, directors and key employees
- $1,145,260
- Other salaries and wages
- $4,781,540
- Salaries, compensation and benefits (total)
- $7,785,929
- Professional fundraising fees
- $0
- Legal fees
- $6,616
- Accounting fees
- $72,900
- Occupancy
- $626,060
- Travel
- $41,191
- Depreciation
- $539,922
Balance sheet and other
- Total assets, start of year
- $547,170,835
- Total assets, end of year
- $577,206,622
- Total liabilities, end of year
- $507,071,355
- Net assets, end of year
- $70,135,267
- Land, buildings and equipment
- $4,102,345
- Publicly traded securities
- $92,448,409
- Gross unrelated business income
- $259,618
- Gross receipts
- $31,514,869
- Employees
- 130
- Volunteers
- 14
- Year formed
- 1936
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CINDY KOHLMORGEN | PRESIDENT/CEO/TREASURER OF THE BOARD Trustee or director, Officer | 45 | $262,948 | $46,796 |
| LORI FIENE | CHIEF FINANCIAL OFFICER Officer | 44 | $171,053 | $38,392 |
| DEBBIE PARRIE | CHIEF OPERATIONS OFFICER Officer | 43 | $143,777 | $37,207 |
| KAREN MITCHENER | CHIEF PEOPLE OFFICER Officer | 42 | $139,943 | $14,741 |
| MICHELLE PETERSON | CHIEF MARKETING OFFICER Officer | 42 | $111,974 | $38,404 |
| GEORGETTE MILLER | CHIEF CONSUMER LOAN OFFICER Officer | 45 | $119,754 | $20,271 |
| Paul McVicker | VP Information Technology Highest-paid employee | 40 | $104,940 | $18,685 |
| Kristen McDaniel | VP of Applications Development Highest-paid employee | 40 | $100,912 | $22,572 |
| CLYDE THORNELL | BOARD PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| DELEANE SOLOMAN | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| JOHN VELASQUEZ | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| GREG MAURER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN LIGHTLE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| VALERIE MCHARRY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CINDY KOHLMORGEN | PRESIDENT/CEO/TREASURER OF THE BOARD Trustee or director, Officer | 45 | $236,193 | $41,819 |
| LORI FIENE | CHIEF FINANCIAL OFFICER Officer | 44 | $151,640 | $33,242 |
| DEBBIE PARRIE | CHIEF OPERATIONS OFFICER Officer | 43 | $125,142 | $31,085 |
| MICHELLE PETERSON | CHIEF MARKETING OFFICER Officer | 42 | $100,266 | $31,899 |
| KAREN MITCHENER | CHIEF HUMAN RESOURCES OFFICER Officer | 42 | $119,741 | $12,234 |
| GEORGETTE MILLER | CHIEF CONSUMER LOAN OFFICER Officer | 45 | $113,832 | $17,707 |
| Kolby Rosemeyer | SVP of Business Lending Highest-paid employee | 40 | $100,085 | $15,826 |
| CLYDE THORNELL | BOARD PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| DELEANE SOLOMAN | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| JOHN VELASQUEZ | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| TIMOTHY MITCHENER | SECRETARY (END 03/2023) Trustee or director, Officer | 1 | $0 | $0 |
| GREG MAURER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN LIGHTLE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| Roger Roth | Board Member (End 04/2023) Trustee or director | 1 | $0 | $0 |
| VALERIE MCHARRY | BOARD MEMBER (BEGIN 07/2023) Trustee or director | – | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 4505 S ADAMS ST, MARION, IN 46953-5351
- In care of
- % LORI FIENE
- Mailing address (990-N for 2014)
- 110 N E Street, Marion IN 46952
- Principal officer (990 for 2024)
- Cindy Kohlmorgen, 4505 S ADAMS ST, MARION, IN 46953
- Principal officer (990-N for 2014)
- Margaret Wilson, 110 NE Street, Marion IN 46952
- Signed the 990
- Lori Fiene, CFO
- Phone
- (765) 674-6631
- Website
- WWW.VIACU.ORG
- Return prepared by
- Forvis Mazars LLP
Mission
VIA CREDIT UNION IS COMMITTED TO MEMBER SERVICE WHILE MAINTAINING FINANCIAL STABILITY. THE CREDIT UNION RETURNS THE PROFITS TO ITS MEMBERS IN THE FORM OF LOWER LOAN RATE, HIGHER SAVINGS RATES, AND FREE OR LOW COST SERVICES. SERVICES TO PEOPLE WHO ARE UNABLE TO OBTAIN THEM ELSEWHERE OR AS A VALUABLE ALTERNATIVE TO THE TRADITIONAL FOR-PROFIT BANKING SYSTEM. THE CREDIT UNION RECEIVES DEPOSITS FROM AND MAKES LOANS TO ITS MEMBERS PRIMARILY LOCATED IN THE INDIANA COUNTIES OF BLACKFORD, GRANT, DELAWARE, MADISON, AND MIAMI. THE MAJORITY OF ITS LOANS ARE COLLATERALIZED BY SPECIFIC ITEMS, INCLUDING CONSUMER ASSETS, RESIDENTIAL REAL ESTATE, AND MEMBER SHARE BALANCES.
Program accomplishments
- VIA CREDIT UNION OFFERS SEVERAL DIFFERENT SAVINGS ACCOUNTS. MEMBERSHIP SHARES ARE REQUIRED FOR MEMBERSHIP; SECONDARY SHARES CAN BE NAMED DIFFERENTLY FOR BUDGETING PURPOSES AND CHRISTMAS CLUB ACCOUNTS. VIA CREDIT UNION ALSO OFFERS MONEY MARKET AND PREMIER MONEY MARKET SHARE ACCOUNTS AND SEVERAL DIFFERENT TERMS OF SHARE CERTIFICATES.0
- VIA CREDIT UNION OFFERS FREE CHECKING, REQUIRES NO MINIMUM BALANCE AND OFFERS UNLIMITED CHECK WRITING. MEMBERS ARE ABLE TO MANAGE THE CHECKING ACCOUNT THROUGH "VIA CONNECT", OUR INTERNET BANKING, VIA MOBILE OR VIAVOICE, OUR AUTOMATED TELEPHONE SERVICE. "VIA BILL PAY" ALLOWS YOU TO PAY YOUR BILLS ONLINE FOR FREE.0
- THE CREDIT UNION OFFERS NEW AND USED AUTO LOANS, HOME EQUITY LOANS, UNSECURED LOANS, MORTGAGES, BUSINESS AND CREDIT CARD LOANS AT COMPETITIVE LOAN RATES, FLEXIBLE TERMS AND AUTOMATIC PAYMENT OPTION OPTIONS.0
- THE CREDIT UNION'S WHOLLY OWNED SUBSIDIARY, VIA FINANCIAL GROUP, SELLS INSURANCE PRODUCTS TO CREDIT UNION MEMBERS AND OTHERS FROM ITS MARION, INDIANA OFFICE.0
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-0884006
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $577,206,622
- Income (IRS master file)
- $31,514,869
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $31,379,952 | $25,479,380 | $577,206,622 | IRS |
| 990 | December 2023 | $25,849,601 | $20,618,217 | $547,170,835 | XML |
| 990 | December 2022 | $20,356,846 | $16,010,185 | $525,279,196 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2014 Officer: Margaret Wilson | December 31, 2014 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-0884006).
Questions about VIA CREDIT UNION
- What is the EIN of VIA CREDIT UNION?
- The employer identification number (EIN) of VIA CREDIT UNION is 35-0884006.
- Is VIA CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2019.
- Are donations to VIA CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does VIA CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of VIA CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did VIA CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of VIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 names Cindy Kohlmorgen.
- Who are the officers and directors of VIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 14 people; 8 received compensation from the organization, the highest $262,948 (CINDY KOHLMORGEN, PRESIDENT/CEO/TREASURER OF THE BOARD).
- How much revenue does VIA CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $31,379,952, expenses of $25,479,380 and total assets of $577,206,622 at year end.
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All nonprofits in MARION · Indiana · Public and societal benefit