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Nonprofit · EIN 34-0894661

ACHIEVE CREDIT UNION INC

Tax-exempt · ELYRIA, OH 44035

Financials

$7.9M$6.6M2023$9.3M$8.2M2024
Revenue Expenses · by fiscal year end
Financials of ACHIEVE CREDIT UNION INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$9,343,801$8,168,309$1,175,492$175,775,712$161,379,326$14,396,386
December 31, 2023990$7,921,774$6,599,545$1,322,229$167,380,151$154,989,703$12,390,448
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$5,253,568
Investment income
$4,089,033
Net rental income
$1,200
Other revenue
$1,200

Expenses

Grants and similar amounts paid
$8,006
Benefits paid to members
$1,580,850
Compensation of officers, directors and key employees
$338,694
Other salaries and wages
$2,035,203
Salaries, compensation and benefits (total)
$3,066,128
Professional fundraising fees
$0
Legal fees
$3,748
Accounting fees
$29,500
Occupancy
$196,085
Travel
$35,722
Depreciation
$154,884

Balance sheet and other

Total assets, start of year
$167,380,151
Total assets, end of year
$175,775,712
Total liabilities, end of year
$161,379,326
Net assets, end of year
$14,396,386
Land, buildings and equipment
$1,467,120
Publicly traded securities
$36,835,331
Gross unrelated business income
$49,083
Gross receipts
$9,343,801
Employees
54
Volunteers
8
Year formed
1958
State of legal domicile
OH

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
Bret J FisherCEO
Officer
40$144,661$38,671
Karen S AkersCFO
Officer
40$136,765$18,056
Henry HarsarChair of Board
Trustee or director
2$0$0
Henry PattersonDirector/Vice Chair of Board
Trustee or director
2$0$0
Andrew LinglerDirector
Trustee or director
2$0$0
Leo CitroDirector
Trustee or director
2$0$0
Karen NortonDirector/Secretary of Board
Trustee or director
2$0$0
Deborah ConnerDirector
Trustee or director
2$0$0
Jessica WolframDirector/Treasurer
Trustee or director
2$0$0
990 for the year ended December 31, 2023: 9 people
NameTitleHours / weekCompensationOther / benefits
Bret J FisherCEO
Officer
40$117,459$33,797
Karen S AkersCFO
Officer
40$130,323$17,365
Henry HarsarChair of Board
Trustee or director
2$0$0
Henry PattersonDirector/Vice Chair of Board
Trustee or director
2$0$0
Andrew LinglerDirector
Trustee or director
2$0$0
Leo CitroDirector
Trustee or director
2$0$0
Karen NortonDirector/Secretary of Board
Trustee or director
2$0$0
Deborah ConnerDirector
Trustee or director
2$0$0
Jessica WolframDirector/Treasurer
Trustee or director
2$0$0

Address and contacts

Address (IRS master file)
340 GRISWOLD RD, ELYRIA, OH 44035-2301
In care of
% BRET J FISHER
Mailing address (990-N for 2016)
357 Oakdale Circle, Elyria OH 44035
Principal officer (990 for 2024)
Bret J Fisher-CEO, 340 Griswold Road, Elyria, OH 44035
Principal officer (990-N for 2016)
Cathy Cunningham, 357 Oakdale Circle, Elyria OH 44035
Signed the 990
Karen S Akers, CFO
Phone
(440) 324-3400

Mission

It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

990 for the year ended December 31, 2024

Program accomplishments

  • Dividends and interest paid to members on approximately 20,880 deposit accounts held by approximately 11,040 members.0
  • Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members.0
  • Loan services and data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, ATM networks and in person at the credit union offices.0

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
34-0894661
Tax-exempt status
501(c)(14): State-chartered credit union
Exempt since
1969
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$175,775,712
Income (IRS master file)
$9,343,801

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$9,343,801$8,168,309$175,775,712XML
990December 2023$7,921,774$6,599,545$167,380,151XML
990December 2022$6,076,908$5,541,739$176,055,244IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990-N for 2016
Officer: Cathy Cunningham
December 31, 2016≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 34-0894661).

Questions about ACHIEVE CREDIT UNION INC

What is the EIN of ACHIEVE CREDIT UNION INC?
The employer identification number (EIN) of ACHIEVE CREDIT UNION INC is 34-0894661.
Is ACHIEVE CREDIT UNION INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
Which annual return does ACHIEVE CREDIT UNION INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of ACHIEVE CREDIT UNION INC due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did ACHIEVE CREDIT UNION INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of ACHIEVE CREDIT UNION INC?
The 990 for the year ended December 31, 2024 names Bret J Fisher-CEO.
Who are the officers and directors of ACHIEVE CREDIT UNION INC?
The 990 for the year ended December 31, 2024 lists 9 people; 2 received compensation from the organization, the highest $144,661 (Bret J Fisher, CEO).
How much revenue does ACHIEVE CREDIT UNION INC have?
On its 990 for the year ended December 31, 2024 it reported revenue of $9,343,801, expenses of $8,168,309 and total assets of $175,775,712 at year end.

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