Nonprofit · EIN 34-0813484
708 COMMUNITY FIRST CREDIT UNION INC
Tax-exempt · ASHTABULA, OH 44004
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,621,083 | $3,894,381 | $726,702 | $96,169,986 | $82,908,112 | $13,261,874 |
| December 31, 2024 | 990 | $3,986,299 | $3,710,327 | $275,972 | $93,442,029 | $81,209,087 | $12,232,942 |
| December 31, 2023 | 990 | $3,451,816 | $3,308,130 | $143,686 | $92,812,032 | $81,026,398 | $11,785,634 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $3,155,310
- Investment income
- $1,465,773
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $260,283
- Other salaries and wages
- $756,633
- Salaries, compensation and benefits (total)
- $1,343,514
- Professional fundraising fees
- $0
- Legal fees
- $2,164
- Accounting fees
- $28,208
- Occupancy
- $78,675
- Depreciation
- $80,622
- Program services (functional)
- $3,307,438
- Management and general (functional)
- $586,943
Balance sheet and other
- Total assets, start of year
- $93,442,029
- Total assets, end of year
- $96,169,986
- Total liabilities, end of year
- $82,908,112
- Net assets, end of year
- $13,261,874
- Land, buildings and equipment
- $824,798
- Gross unrelated business income
- $4,626
- Gross receipts
- $4,621,083
- Employees
- 17
- Volunteers
- 7
- Year formed
- 1955
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Mark DeGeorge | Chief Executive Officer Key employee, Highest-paid employee | 40 | $153,476 | $40,800 |
| Phil Pawlowski | Chief Financial Officer Key employee | 40 | $106,807 | $49,200 |
| Michael Fitchet | Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Joanne Prickett | Vice Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Mary Zappitelli | Treasurer/Secretary of Board Trustee or director | 1 | $0 | $0 |
| Connie Peet | Director Trustee or director | 1 | $0 | $0 |
| Mark Astorino | Director Trustee or director | 1 | $0 | $0 |
| Steve Cervas | Director Trustee or director | 1 | $0 | $0 |
| Lisa Hawkins | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Mark DeGeorge | Chief Executive Officer Key employee, Highest-paid employee | 40 | $153,298 | $26,000 |
| Phil Pawlowski | Chief Financial Officer Key employee | 40 | $108,471 | $31,000 |
| Michael Fitchet | Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Joanne Prickett | Vice Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Mary Zappitelli | Treasurer/Secretary of Board Trustee or director | 1 | $0 | $0 |
| Connie Peet | Director Trustee or director | 1 | $0 | $0 |
| Mark Astorino | Director Trustee or director | 1 | $0 | $0 |
| Steve Cervas | Director Trustee or director | 1 | $0 | $0 |
| Lisa Hawkins | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Mark DeGeorge | Chief Executive Officer Key employee, Highest-paid employee | 40 | $143,622 | $29,900 |
| Phil Pawlowski | Chief Financial Officer Key employee | 40 | $93,574 | $35,900 |
| Michael Fitchet | Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Joanne Prickett | Vice Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Mary Zappitelli | Treasurer/Secretary of Board Trustee or director | 1 | $0 | $0 |
| Connie Peet | Director Trustee or director | 1 | $0 | $0 |
| Mark Astorino | Director Trustee or director | 1 | $0 | $0 |
| Steve Cervas | Director Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2043 E PROSPECT RD, ASHTABULA, OH 44004-5351
- In care of
- % MARK DEGEORGE
- Principal officer (990 for 2025)
- Mark DeGeorge, 2043 East Prospect Road, Ashtabula, OH 44004
- Signed the 990
- Mark DeGeorge, Chief Executive Officer
- Phone
- (440) 997-5919
- Website
- www.cfcua.com
- Return prepared by
- Schmidt & Associates
Mission
The mission is to enrich the financial well being of our members and the community we serve.
Program accomplishments
- The organization is a state chartered member owned cooperative credit union that provides financial products and services to the member owners.Expenses $3,307,438 · revenue $4,616,457
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 34-0813484
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $96,169,986
- Income (IRS master file)
- $4,621,083
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,621,083 | $3,894,381 | $96,169,986 | IRS |
| 990 | December 2024 | $3,986,299 | $3,710,327 | $93,442,029 | IRS |
| 990 | December 2023 | $3,451,816 | $3,308,130 | $92,812,032 | XML |
| 990 | December 2022 | $2,912,524 | $2,909,216 | $100,431,742 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 34-0813484).
Questions about 708 COMMUNITY FIRST CREDIT UNION INC
- What is the EIN of 708 COMMUNITY FIRST CREDIT UNION INC?
- The employer identification number (EIN) of 708 COMMUNITY FIRST CREDIT UNION INC is 34-0813484.
- Is 708 COMMUNITY FIRST CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 708 COMMUNITY FIRST CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 708 COMMUNITY FIRST CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 708 COMMUNITY FIRST CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 708 COMMUNITY FIRST CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of 708 COMMUNITY FIRST CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names Mark DeGeorge.
- Who are the officers and directors of 708 COMMUNITY FIRST CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $153,476 (Mark DeGeorge, Chief Executive Officer).
- How much revenue does 708 COMMUNITY FIRST CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,621,083, expenses of $3,894,381 and total assets of $96,169,986 at year end.
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