Nonprofit · EIN 31-6023946
MYUSA CREDIT UNION INC
Tax-exempt · MIDDLETOWN, OH 45005
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $19,836,686 | $17,230,396 | $2,606,290 | $337,751,556 | $291,408,661 | $46,342,895 |
| December 31, 2024 | 990 | $18,460,896 | $17,682,128 | $778,768 | $329,590,644 | $288,447,305 | $41,143,339 |
| December 31, 2023 | 990 | $17,347,880 | $15,133,270 | $2,214,610 | $312,810,350 | $273,431,292 | $39,379,058 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $625,000
- of which government grants
- $625,000
- Program service revenue
- $14,095,902
- Investment income
- $5,115,784
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $3,662,080
- Compensation of officers, directors and key employees
- $926,741
- Other salaries and wages
- $3,838,410
- Salaries, compensation and benefits (total)
- $6,315,113
- Professional fundraising fees
- $0
- Legal fees
- $61,775
- Accounting fees
- $205,104
- Occupancy
- $837,492
- Travel
- $40,619
- Depreciation
- $352,893
Balance sheet and other
- Total assets, start of year
- $329,590,644
- Total assets, end of year
- $337,751,556
- Total liabilities, end of year
- $291,408,661
- Net assets, end of year
- $46,342,895
- Land, buildings and equipment
- $9,204,074
- Gross unrelated business income
- $32,978
- Gross receipts
- $19,836,686
- Employees
- 97
- Volunteers
- 6
- Year formed
- 1934
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JAMES MILES | CEO Officer | 40 | $498,969 | $26,800 |
| KENDRICK WALKER | VP MARKETING Officer | 40 | $133,990 | $24,890 |
| JENNIFER TUCKER | VP OF ADMINI Officer | 40 | $119,298 | $24,296 |
| MARGARET HALE | VP OPERATION Officer | 40 | $108,963 | $17,076 |
| TYLER HENRY | DIRECTOR Trustee or director | 1 | $12,096 | $0 |
| CHRISTINA MCELFRESH | SECRETARY Trustee or director, Officer | 1 | $12,096 | $0 |
| KYLE MCGLONE | CHAIRMAN Trustee or director, Officer | 1 | $12,096 | $0 |
| CATHERINE MCMONIGLE | VICE CHAIRMA Trustee or director, Officer | 1 | $12,096 | $0 |
| DELVEN PORTER | DIRECTOR Trustee or director | 1 | $12,096 | $0 |
| RYAN ZARBAUGH | DIRECTOR Trustee or director | 1 | $5,041 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JAMES MILES | CEO Officer | 40 | $328,494 | $26,568 |
| KENDRICK WALKER | VP MARKETING Officer | 40 | $131,093 | $23,763 |
| JENNIFER TUCKER | VP OF ADMINI Officer | 40 | $116,692 | $25,906 |
| MARGARET HALE | VP OPERATION Officer | 40 | $106,504 | $18,625 |
| WILLIAM MCFARLAND | VP OF MEMBER Officer | 40 | $110,461 | $10,198 |
| GERRY DALY | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| CHRISTINA MCELFRESH | SECRETARY Trustee or director, Officer | 1 | $11,801 | $0 |
| KYLE MCGLONE | CHAIRMAN Trustee or director, Officer | 1 | $11,801 | $0 |
| CATHERINE MCMONIGLE | VICE CHAIRMA Trustee or director, Officer | 1 | $11,801 | $0 |
| DELVEN PORTER | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| TYLER HENRY | DIRECTOR Trustee or director | 1 | $1,967 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JAMES MILES | CEO Officer | 40 | $370,740 | $26,021 |
| RONALD HUIST | PRESIDENT & Officer | 40 | $281,965 | $31,993 |
| MARK WINTZINGER | VP OF TECHNO Officer | 40 | $155,921 | $21,679 |
| ALISA ZINK | EVP Officer | 40 | $147,330 | $18,571 |
| KENDRICK WALKER | VP MARKETING Officer | 40 | $138,473 | $22,479 |
| JENNIFER TUCKER | VP OF ADMINI Officer | 40 | $123,022 | $20,809 |
| GARY CHRUSCIEL | VICE CHAIRPE Trustee or director, Officer | 1 | $11,801 | $0 |
| EMMANUEL D'SOUZA | CHAIRMAN Trustee or director, Officer | 1 | $11,801 | $0 |
| GERRY DALY | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| MAURICE EVANS | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| CHRISTINA MCELFRESH | SECRETARY Trustee or director, Officer | 1 | $11,801 | $0 |
| KYLE MCGLONE | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| CATHERINE MCMONIGLE | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| DELVEN PORTER | DIRECTOR Trustee or director | 1 | $11,801 | $0 |
| GEORGE DUNLAP | DIRECTOR Trustee or director | 1 | $2,950 | $0 |
Address and contacts
- Address (IRS master file)
- 3600 TOWNE BOULEVARD, MIDDLETOWN, OH 45005-5543
- In care of
- % SAMANTHA ROSS
- Principal officer (990 for 2025)
- JAMES MILES, 3600 TOWNE BLVD, MIDDLETOWN, OH 45005
- Signed the 990
- JAMES MILES, CEO
- Phone
- (513) 420-8640
- Website
- WWW.MYUSACU.COM
- Return prepared by
- WAVERLY BUSINESS SERVICES
Mission
TO ASSIST MEMBER OWNERS IN GAINING PERSONAL FINANCIAL SUCCESS BY PROVIDING AND PROMOTING THE USE OF FINANCIAL SERVICES WHICH FEATURE BENEFITS AND ADVANTAGES OVER THOSE AVAILABLE FROM OTHER COMPETITIVE SOURCES.
Program accomplishments
- DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 43,374 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 18,242 MEMBERS.
- DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS.
- DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNTS ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-6023946
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $337,751,556
- Income (IRS master file)
- $19,836,686
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $19,836,686 | $17,230,396 | $337,751,556 | IRS |
| 990 | December 2024 | $18,460,896 | $17,682,128 | $329,590,644 | XML |
| 990 | December 2023 | $17,347,880 | $15,133,270 | $312,810,350 | XML |
| 990 | December 2022 | $15,186,587 | $12,725,266 | $339,145,171 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-6023946).
Questions about MYUSA CREDIT UNION INC
- What is the EIN of MYUSA CREDIT UNION INC?
- The employer identification number (EIN) of MYUSA CREDIT UNION INC is 31-6023946.
- Is MYUSA CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to MYUSA CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MYUSA CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MYUSA CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MYUSA CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MYUSA CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names JAMES MILES.
- Who are the officers and directors of MYUSA CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 10 people; 10 received compensation from the organization, the highest $498,969 (JAMES MILES, CEO).
- How much revenue does MYUSA CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $19,836,686, expenses of $17,230,396 and total assets of $337,751,556 at year end.
Other nonprofits in MIDDLETOWN
- MIDDLETOWN WORKS HOURLY & SALARIED UNION RETIREES HEALTH CARE FUND EIN 36-7485085 · last filed 990 for 2025
- MARSHALL HIGH SCHOOL EIN 31-1757552 · last filed 990 for 2025
- TALBERT HOUSE HEALTH CENTER EIN 46-1068818 · last filed 990 for 2024
- HOSPICE CARE OF MIDDLETOWN INC EIN 74-3131974 · last filed 990 for 2024
- MIDDLETOWN PREPARATORY AND FITNESS ACADEMY EIN 26-0005283 · last filed 990 for 2025
- WOODSIDE CEMETERY ASSOCIATION EIN 31-0495480 · last filed 990 for 2025
- MIDDLETOWN COMMUNITY FOUNDATION EIN 31-0898380 · last filed 990 for 2025
- INTERNATIONAL ASSOCIATION OF MACHINISTS & AEROSPACE WORKERS EIN 42-1712596 · last filed 990 for 2025