2024-07-29T10:11:30-04:00 2023-12-31 472565485 BUCKINGHAM BUSINESS ADVISORS LLC 180-A COMMERCE PARK DR WESTERVILLE OH 430826067 990 2023-01-01 316023946 MYUSA CREDIT UNION INC MYUS 5134208640 3600 TOWNE BLVD MIDDLETOWN OH 45005 JAMES MILES CEO 5134208640 2024-07-17 true ERIN ALDERSON EA P01231640 6148906620 2024-07-18 2023 2024-08-08 14:25:15Z JAMES MILES 3600 TOWNE BLVD MIDDLETOWN OH 45005 17347880 false X WWW.MYUSACU.ORG X 1934 PROVIDE FINANCIAL SERVICES TO MEMBERS. 9 9 102 9 177855 0 13181448 14436068 2005139 2911812 0 15186587 17347880 0 521620 1052566 6191542 6164996 0 0 6012104 7915708 12725266 15133270 2461321 2214610 339145171 312810350 303084724 273431292 36060447 39379058 TO ASSIST MEMBER OWNERS IN GAINING PERSONAL FINANCIAL SUCCESS BY PROVIDING AND PROMOTING THE USE OF FINANCIAL SERVICES WHICH FEATURE BENEFITS AND ADVANTAGES OVER THOSE AVAILABLE FROM OTHER COMPETITIVE SOURCES. false false DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 41,247 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 19,262 MEMBERS. DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNTS ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS. false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false 4019 0 true 102 true true true false false false false false false false X 9 9 false false false false true true true true true false true true true true true true true true true true false X MARK WINTZINGER 5134208640 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 JAMES MILES CEO 40.00 X 370740 0 26021 RONALD HUIST PRESIDENT & 40.00 X 281965 0 31993 MARK WINTZINGER VP OF TECHNO 40.00 X 155921 0 21679 ALISA ZINK EVP 40.00 X 147330 0 18571 KENDRICK WALKER VP MARKETING 40.00 X 138473 0 22479 JENNIFER TUCKER VP OF ADMINI 40.00 X 123022 0 20809 GARY CHRUSCIEL VICE CHAIRPE 1.00 X X 11801 0 0 EMMANUEL D'SOUZA CHAIRMAN 1.00 X X 11801 0 0 GERRY DALY DIRECTOR 1.00 X 11801 0 0 MAURICE EVANS DIRECTOR 1.00 X 11801 0 0 CHRISTINA MCELFRESH SECRETARY 1.00 X X 11801 0 0 KYLE MCGLONE DIRECTOR 1.00 X 11801 0 0 CATHERINE MCMONIGLE DIRECTOR 1.00 X 11801 0 0 DELVEN PORTER DIRECTOR 1.00 X 11801 0 0 GEORGE DUNLAP DIRECTOR 1.00 X 2950 0 0 1314809 141552 6 false true false CU ANSWERS 6000 28TH STREET SE SUITE 100 GRAND RAPIDS MI 49546 DATA PROCESSING 881545 ANTHEM BLUE CROSS BLUE SHIELD P O BOX 105673 ATLANTA GA 30348 HEALTH INS 828162 FOUR SEASONS ENVIRONMENTAL 43 NEW GARVER RD MONROE OH 45050 OCCUPANCY 330013 VISION MEDIA 2780 OLD STATE RTE 73 WILMINGTON OH 45177 CONSULTING 251737 ATM SOLUTIONS INC 950 TAYLOR STATION RD SUITE A COLUMBUS OH 43230 ATM 229918 5 INTEREST INCOME 522100 10611446 10611446 OTHER OPERATING INCOME 522100 2119658 2119658 FEES & COMMISSIONS 522100 1527109 1527109 NON-MEMBER ATM FEES 900099 105092 105092 MANAGEMENT AGREEMENT 541610 70000 70000 2763 2763 14436068 2911812 2911812 17347880 14258213 177855 2911812 1052566 1314810 3087832 353576 1065305 343473 94574 99322 642155 922842 1443488 983920 57686 178946 1229 455893 ATM EXPENSES 900242 PROVISION FOR LOAN LOSS 800502 LOAN SERVICING 592383 CORE DATA PROCESSING 411705 330821 15133270 0 0 0 2490718 1673925 19165189 16033750 200490610 195095725 20319317 13370703 7209359 6948614 97163021 84966125 12626274 8092211 339145171 312810350 3621106 4030845 299463618 269400447 303084724 273431292 X 36060447 39379058 36060447 39379058 339145171 312810350 X 2214610 1043339 60662 X false true X true 1177900 1177900 13297984 7803129 5494855 5843433 5567574 275859 6948614 INVESTMENTS 77133001 F CERTIFICATES OF DEPOSIT 2966000 F OTHER INVESTMENTS 2907658 C CORP CREDIT UNION INVESTMENTS 1959466 C 84966125 MEMBER SHARES 269400447 269400447 17347880 17347880 17347880 15133270 15133270 15133270 X X true true false false false JAMES MILES CEO 285000 59416 26324 21799 4222 396761 RONALD HUIST PRESIDENT & COO 213750 45014 23201 20144 11849 313958 MARK WINTZINGER VP OF TECHNOLOGY 128938 16213 10770 11098 10581 177600 ALISA ZINK EVP 126078 15865 5387 10846 7725 165901 KENDRICK WALKER VP MARKETING 118739 14970 4764 10633 11846 160952 SCHEDULE J, PART III THERE IS A SPLIT DOLLAR LIFE PLAN IN PLACE FOR JAMES MILES, THE CEO. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS APPROXIMATELY 19,262 MEMBER OWNERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. EACH MEMBER HAS ONE VOTE REGARDLESS OF THE BALANCE IN THEIR ACCOUNT. FORM 990, PAGE 6, PART VI, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY BOTH THE CEO AND THE VP OF FINANCE PRIOR TO FILING WITH THE IRS. FORM 990, PAGE 6, PART VI, LINE 12C THE QUESTIONNAIRE AND POLICY ARE REAFFIRMED ANNUALLY. THE QUESTIONNAIRE IS GIVEN TO THE BOARD OF DIRECTORS AND ALL EMPLOYEES. FORM 990, PAGE 6, PART VI, LINE 15A THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY. THE BOARD USES A THIRD PARTY CONSULTANT TO REVIEW COMPARABLE SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B OTHER OFFICERS' COMPENSATION IS REVIEWED AND SET BY THE CEO ANNUALLY WITHIN A BUDGET SET BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART XI, LINE 9 CECL ADJUSTMENT 60,662