Nonprofit · EIN 26-4003450
COMMUNITY ACTION CREDIT COUNSELING
Tax-exempt · TRAVERSE CITY, MI 49686
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2024 | 990-EZ | – | $770 | – | $0 | $1,930 | -$1,930 |
| September 30, 2023 | 990-EZ | – | – | – | $0 | $1,160 | -$1,160 |
Financial details: 990-EZ for the year ended September 30, 2024
Revenue
Expenses
- Compensation of officers, directors and key employees
- $0
- Professional fees and payments to contractors
- $700
- Other expenses
- $70
Balance sheet and other
- Total assets, start of year
- $0
- Total assets, end of year
- $0
- Total liabilities, end of year
- $1,930
- Net assets, end of year
- -$1,930
- Gross receipts
- $0
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-EZ for the year ended September 30, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KERRY BAUGHMAN | CHAIRPERSON | 1 | $0 |
| ART JEANNOT | VICE CHAIRPERSON | 1 | $0 |
| MEREDITH GAFILL | SECRETARY/TREASURER | 1 | $0 |
990-EZ for the year ended September 30, 2023: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KERRY BAUGHMAN | CHAIRPERSON | 1 | $0 |
| CAROLYN RENTENBACH | VICE CHAIRPERSON | 1 | $0 |
| MEREDITH GAFILL | SECRETARY/TREASURER | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 3963 3 MILE RD N, TRAVERSE CITY, MI 49686-9164
- In care of
- % JOHN STEPHENSON
- Mailing address (990-N for 2024)
- 3963 THREE MILE ROAD, TRAVERSE CITY MI 49686
- Principal officer (990-N for 2024)
- KERRY BAUGHMAN, 3963 THREE MILE ROAD, TRAVERSE CITY MI 49686
- Signed the 990-EZ
- KERRY BAUGHMAN, CHAIRPERSON
- Phone
- (231) 947-3780
- Return prepared by
- WIPFLI LLP
Mission
COMMUNITY ACTION CREDIT COUNSELING, INC. IS ORGANIZED FOR THE PURPOSE OF PROVIDING EDUCATIONAL OPPORTUNITIES AND PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF GUIDANCE IN THE MANAGEMENT OF THEIR PROFESSIONAL FINANCES, BUDGETING AND IN THE WISE USE OF PERSONAL CREDIT, AND IN APPROPRIATE CASES, TO ARRANGE FOR A PROGRAM OF ORDERLY DEBT LIQUIDATION WITHIN A FRAMEWORK OF COMMUNITY ACTION INITIATIVES, AND TO EDUCATE THE GENERAL PUBLIC IN THE WISE AND PROPER USE OF CONSUMER CREDIT AND TO CONDUCT OUTREACH ACTIVITIES TO AID IN THE ACCOMPLISHMENT OF THE FOREGOING OBJECTIVES. THE ORGANIZATION ACCOMPLISHES THEIR PURPOSE BY ASSESSING CLIENT'S FINANCIAL POSITION, DEVELOPING DEBT SOLUTIONS, AND CONDUCTING COMMUNITY EDUCATION ADDRESSING ISSUES RELATED TO CONSUMER CREDIT AND MONEY MANAGEMENT.
Program accomplishments
- ASSESSING CLIENT'S FINANCIAL POSITION PROVIDES ASSISTANCE IN IDENTIFYING A FINANCIAL POSITION OF THE CLIENT THAT IS USED AS A TOOL FOR MUTUAL UNDERSTANDING AND EDUCATION FOR DEBT SOLUTION OPTIONS. DEVELOPING DEBT SOLUTIONS ALLOWS THE CLIENT TO WORK WITH THE CASE MANAGER TO MAKE UNBIASED DECISIONS ABOUT THE BEST PLAN FOR THE GIVEN FINANCIAL POSITION. REVIEWING THE FINANCIAL STANDING REPORT WITH CLIENTS PROVIDES FURTHER FINANCIAL EDUCATION AND GUIDANCE FOR CLIENTS FREE OF CHARGE. WHEN APPROPRIATE, DEBT MANAGEMENT PLANS ARE ESTABLISHED ON A FOR FEE BASIS TO HELP CLIENTS WORK THEIR WAY OUT OF DEBT AND INTO A POSITION OF FINANCIAL SELF-SUFFICIENCY. THE ORGANIZATION CONDUCTS COMMUNITY EDUCATION THROUGH GROUP PRESENTATIONS THAT PROVIDES PROFESSIONAL COUNSELING TO FAMILIES AND INDIVIDUALS IN CREDIT CRISIS AND IN NEED OF FINANCIAL GUIDANCE.
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990-N on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990-EZ on file |
IRS record
- EIN
- 26-4003450
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2011
- Accounting year ends
- September
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Human services (P51)
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-N for 2024 Officer: KERRY BAUGHMAN | September 30, 2025 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-EZ | September 2024 | – | $770 | $0 | XML |
| 990-EZ | September 2023 | $0 | $0 | $0 | XML |
| 990-EZ | September 2022 | – | – | – | IRS |
| 990-EZ | September 2021 | – | – | – | IRS |
| 990-EZ | September 2020 | – | – | – | IRS |
| 990-EZ | September 2019 | – | – | – | IRS |
| 990-EZ | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 26-4003450).
Questions about COMMUNITY ACTION CREDIT COUNSELING
- What is the EIN of COMMUNITY ACTION CREDIT COUNSELING?
- The employer identification number (EIN) of COMMUNITY ACTION CREDIT COUNSELING is 26-4003450.
- Is COMMUNITY ACTION CREDIT COUNSELING tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2011.
- Are donations to COMMUNITY ACTION CREDIT COUNSELING tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does COMMUNITY ACTION CREDIT COUNSELING file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of COMMUNITY ACTION CREDIT COUNSELING due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY ACTION CREDIT COUNSELING last file with the IRS?
- The latest return in the IRS public files is the 990-N for 2024 for the year ended September 30, 2025.
- Who is the principal officer of COMMUNITY ACTION CREDIT COUNSELING?
- The 990-N for 2024 names KERRY BAUGHMAN.
- Who are the officers and directors of COMMUNITY ACTION CREDIT COUNSELING?
- The 990-EZ for the year ended September 30, 2024 lists 3 people; 0 received compensation from the organization.
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