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Nonprofit · EIN 26-1151754

EARN TO LEARN

Tax-exempt · TUCSON, AZ 85704

Financials

$6.2M$3.5M2022$3.5M$4.3M2023$2.8M$5.3M2024
Revenue Expenses · by fiscal year end
Financials of EARN TO LEARN by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
June 30, 2025990$2,775,650$5,256,000-$2,480,350$1,343,214$892,128$451,086
June 30, 2024990$3,506,219$4,264,346-$758,127$4,244,955$1,313,519$2,931,436
June 30, 2023990$6,169,127$3,500,097$2,669,030$4,427,813$738,250$3,689,563
Financial details: 990 for the year ended June 30, 2025

Revenue

Contributions, gifts and grants
$2,713,277
of which government grants
$894,530
Program service revenue
$0
Investment income
$60,810
Other revenue
$1,563

Expenses

Grants and similar amounts paid
$1,778,192
Compensation of officers, directors and key employees
$250,546
Other salaries and wages
$2,264,720
Salaries, compensation and benefits (total)
$2,807,286
Professional fundraising fees
$0
Legal fees
$4,500
Accounting fees
$63,525
Travel
$61,750
Program services (functional)
$4,554,322
Management and general (functional)
$313,596
Fundraising (functional)
$388,082

Balance sheet and other

Total assets, start of year
$4,244,955
Total assets, end of year
$1,343,214
Total liabilities, end of year
$892,128
Net assets, end of year
$451,086
Net assets without donor restrictions
-$1,073,384
Net assets with donor restrictions
$1,524,470
Gross receipts
$2,775,650
Employees
82
Volunteers
62
Year formed
2008
State of legal domicile
AZ

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended June 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
KATHERINE L HOFFMANCHIEF EXECUTIVE OFFICER
Officer
50$222,417$14,998
ELIZABETH PARSONSDIRECTOR
Trustee or director
2$0$0
KARLA MORALESDIRECTOR
Trustee or director
2$0$0
STEPHANIE COUSERDIRECTOR
Trustee or director
2$0$0
SHAREE HURTSDIRECTOR
Trustee or director
2$0$0
ARTURO PEREZCHAIR
Trustee or director, Officer
2$0$0
KELLIE TERHUNE NEELYVICE CHAIR
Trustee or director, Officer
2$0$0
TERRY NAYTREASURER
Trustee or director, Officer
2$0$0
BALU NATARAJANSECRETARY
Trustee or director, Officer
2$0$0
990 for the year ended June 30, 2024: 10 people
NameTitleHours / weekCompensationOther / benefits
KATHERINE L HOFFMANCHIEF EXECUTIVE OFFICER
Officer
50$234,475$15,885
ELIZABETH PARSONSDIRECTOR
Trustee or director
2$0$0
KARLA MORALESDIRECTOR
Trustee or director
2$0$0
MIRANDA YOUSIFDIRECTOR
Trustee or director
2$0$0
STEPHANIE COUSERDIRECTOR
Trustee or director
2$0$0
SHAREE HURTSDIRECTOR
Trustee or director
2$0$0
ARTURO PEREZCHAIR
Trustee or director, Officer
2$0$0
KELLIE TERHUNE NEELYVICE CHAIR
Trustee or director, Officer
2$0$0
TERRY NAYTREASURER
Trustee or director, Officer
2$0$0
BALU NATARAJANSECRETARY
Trustee or director, Officer
2$0$0
990 for the year ended June 30, 2023: 14 people
NameTitleHours / weekCompensationOther / benefits
KATHERINE L HOFFMANCHIEF EXECUTIVE OFFICER
Officer
50$201,358$17,069
LESLIE SHULTZ-CRISTCHIEF OPERATING OFFICER
Officer
50$41,715$4,267
AUTUMN VAN DEN BERGDIRECTOR
Trustee or director
2$0$0
BEATRIZ RENDONDIRECTOR
Trustee or director
2$0$0
ELIZABETH PARSONSDIRECTOR
Trustee or director
2$0$0
KARLA MORALESDIRECTOR
Trustee or director
2$0$0
MIRANDA YOUSIFDIRECTOR
Trustee or director
2$0$0
NIKITA WOLFFDIRECTOR
Trustee or director
2$0$0
STEPHANIE COUSERDIRECTOR
Trustee or director
2$0$0
STEVE HOLMESDIRECTOR
Trustee or director
2$0$0
KELLIE TERHUNE NEELYCHAIR
Trustee or director, Officer
2$0$0
ARTURO PEREZVICE CHAIR
Trustee or director, Officer
2$0$0
TERRY NAYTREASURER
Trustee or director, Officer
2$0$0
BALU NATARAJANSECRETARY
Trustee or director, Officer
2$0$0

Address and contacts

Address (IRS master file)
6336 N ORACLE ROAD, TUCSON, AZ 85704-5480
In care of
% KATHERINE HOFFMAN
Mailing address (990-N for 2011)
1517 N Wilmot Rd 130, Tucson AZ 85712
Principal officer (990 for 2024)
ARTURO PEREZ, 6336 N ORACLE ROAD STE 326 106, TUCSON, AZ 85704
Principal officer (990-N for 2011)
Katherine Hoffman, 5065 E Quartermaster Court, Tucson AZ 85712
Signed the 990
KATHERINE L HOFFMAN, CEO
Phone
(520) 260-7379
Return prepared by
REGIER CARR & MONROE LLP CPAS

Mission

EARN TO LEARN'S MISSION IS "EMPOWERING STUDENTS TO ACHIEVE THEIR GOALS AND BE WORKFORCE READY WITH LITTLE TO NO STUDENT DEBT".

990 for the year ended June 30, 2025

Program accomplishments

  • FIRST ACCOMPLISHMENT OVERVIEW: EARN TO LEARN WAS ESTABLISHED IN 2013 TO FOSTER UPWARD ECONOMIC MOBILITY FOR DIVERSE POPULATIONS. THE MODEL, ANCHORED BY A MATCHED SAVINGS SCHOLARSHIP PROGRAM, MAKES POST-SECONDARY PATHWAYS MORE FINANCIALLY AFFORDABLE FOR STUDENTS WHO MAY NOT OTHERWISE FEEL THEY CAN AFFORD THE COST OF EDUCATION. EARN TO LEARN EMPOWERS STUDENTS AND FAMILIES TO BE FINANCIALLY AND ACADEMICALLY SUCCESSFUL, THEREBY DISRUPTING THE CYCLE OF POVERTY FOR HARDWORKING FAMILIES.OVER THE PAST DECADE, EARN TO LEARN HAS PROVIDED A MATCHED-SAVINGS SCHOLARSHIP THAT INCREASES POSTSECONDARY ENROLLMENT AND ATTAINMENT WHILE ENSURING STUDENTS GRADUATE WORKFORCE-READY WITH LITTLE TO NO DEBT. EARN TO LEARN PROVIDES THESE SCHOLARSHIP OPPORTUNITIES TO PELL-ELIGIBLE STUDENTS OF ALL AGES ENROLLED IN MULTIPLE POST-SECONDARY PATHWAYS WITH PARTNERED HIGHER EDUCATION INSTITUTIONS. THE PROGRAM COMPLEMENTS FORMS OF TRADITIONAL FINANCIAL AID THAT HAVE PROVED INSUFFICIENT TO COVER THE TOTAL COST OF ATTENDANCE. STUDENTS DEPOSIT $500 INTO A SAVINGS ACCOUNT ANNUALLY AND RECEIVE AN 8:1 MATCH FOR $4,500 PER YEAR FOR TUITION, ROOM AND BOARD, CHILDCARE, AND OTHER APPROVED EDUCATIONAL-RELATED EXPENSES. THE SUCCESS COACHING MODEL, WHICH INCLUDES FINANCIAL WELLNESS TRAINING, COLLEGE READINESS, AND WORKFORCE READINESS TRAINING IS INTENDED TO ENHANCE THE MATCHED SAVINGS SCHOLARSHIP OPPORTUNITY.BACKGROUND:ARIZONA IS THE FIRST STATE IN THE COUNTRY TO IMPLEMENT A PROGRAM LIKE EARN TO LEARN TO SUPPORT STUDENTS WITH MATCHED COLLEGE SAVINGS.DURING THE LAST SCHOOL YEAR EARN TO LEARN EXPANDED TO 4 ADDITIONAL STATES INCLUDING: MICHIGAN, NEVADA, UTAH, GEORGIA, COLORADO, VIRGINIA, AND OKLAHOMA. BETWEEN THE 7 STATES EARN TO LEARN SUPPORTS STUDENTS AT 19 DIFFERENT INSTITUTIONS.EARN TO LEARN IS BASED ON A PUBLIC PRIVATE FUNDING MODEL WITH A 50/50 SPLIT WHICH LAUNCHED IN THE 2019/2020 ACADEMIC YEAR. EARN TO LEARN MAY BE CONSIDERED A SUPPLEMENT TO THE FEDERAL PELL GRANT PROGRAM - HELPING STUDENTS TO FURTHER OFFSET EDUCATIONAL RELATED EXPENSES, EFFECTIVELY PICKING UP WHERE PELL IS FALLING SHORT. THE PURCHASING POWER OF FEDERAL PELL GRANTS HAS FALLEN PRECIPITOUSLY OVER THE YEARS.PROGRAM SUCCESS:EARN TO LEARN HAS A PROVEN TRACK RECORD OF SUCCESS, OPERATING FOR OVER A DECADE IN ARIZONA TO PROVIDE STUDENTS WITH MATCHED-SAVINGS SCHOLARSHIPS AND COMPREHENSIVE SUPPORT SERVICES. OUR PROGRAM CONSISTENTLY OUTPERFORMS NATIONAL AVERAGES FOR PELL-ELIGIBLE STUDENTS. FOR INSTANCE, EARN TO LEARN BOASTS A SIX-YEAR GRADUATION RATE OF 80%, COMPARED TO THE NATIONAL AVERAGE OF 62%. ADDITIONALLY, THE FIRST-YEAR RETENTION RATE STANDS AT 90%, WELL ABOVE THE NATIONAL AVERAGE OF 77%. THIS SUCCESS HAS NOT GONE UNNOTICED; IT HAS LED TO THE INTRODUCTION OF THE EARN TO LEARN ACT IN CONGRESS, WHICH, IF PASSED, COULD PROVIDE A LONG-TERM FUNDING SOLUTION FOR THE PROGRAM.SUCCESS METRICS:EARN TO LEARN USES AN ELECTRONIC MANAGEMENT SYSTEM TO TRACK, MONITOR, AND REPORT STUDENT OUTCOMES. THIS CENTRALIZED DATA MANAGEMENT SYSTEM ENABLES US TO MEASURE AND EVALUATE FUNDING SOURCES, MONITOR PARTICIPANT ACTIVITY AND SAVINGS, TRACK SERVICES AND REFERRALS PROVIDED TO PARTICIPANTS, AND IDENTIFY CHARACTERISTICS OF PARTICIPANTS WHO SUCCESSFULLY COMPLETE THE PROGRAM. EARN TO LEARN TRACKS AND MONITORS PARTICIPANT DEMOGRAPHIC DATA, NUMBER OF HOURS OF PERSONAL FINANCE TRAINING, RECRUITMENT AND RETENTION RATES, ACADEMIC PERFORMANCE, ENCOUNTERS WITH PROGRAM STAFF, SERVICES/REFERRALS RECEIVED, AND COMPLIANCE WITH PROGRAM REQUIREMENTS. EARN TO LEARN UTILIZES NATIONAL STUDENT CLEARINGHOUSE DATA TO VERIFY STUDENT ENROLLMENT, RETENTION AND COMPLETION DATA. EARN TO LEARN MEASURES OUR IMPACT THROUGH SEVERAL KEY METRICS, INCLUDING BUT NOT LIMITED TO: TOTAL STUDENT SAVINGS (MATCH 8:1): SINCE INCEPTION, PARTICIPANTS HAVE INVESTED NEARLY $3.8M IN THEIR EDUCATION EARNING OVER $40M IN ADDITIONAL GRANT AID. THIS IS MONEY THAT THE STUDENTS DID NOT BORROW AND DO NOT HAVE TO PAY BACK. HOURS OF PERSONAL FINANCE TRAINING: 58,000 HOURS FOR APPROXIMATELY 7,556 STUDENTS FIRST-YEAR RETENTION RATES: RETENTION RATE FOR EARN TO LEARN STUDENTS IS NEARLY 87%, A KEY INDICATOR OF A STUDENT'S LIKELIHOOD TO GRADUATE. 6-YR GRADUATION RATES: THE SIX-YEAR GRADUATION RATE FOR EARN TO LEARN STUDENTS IS NEARLY 80% COMPARED TO THE NATIONAL PELL COMPLETION RATES OF LESS THAN 40% (DEPARTMENT OF EDUCATION). STUDENT DEMOGRAPHICS: 63% OF EARN TO LEARN STUDENTS ARE FIRST GENERATION COLLEGE STUDENTS; 72% PURSUE STEM MAJORS; 84% ARE MINORITY STUDENTS. NATIONAL INTEREST:EARN TO LEARN HAS SUCCESSFULLY EXPANDED ITS PROGRAM INTO VIRGINIA, MICHIGAN, OKLAHOMA, NEVADA, GEORGIA, UTAH AND COLORADO. THE ORGANIZATION HAS ESTABLISHED OFFICIAL PARTNERSHIPS, FORMALIZED THROUGH SIGNED MOUS, WITH FOUR EDUCATIONAL INSTITUTIONS IN THESE STATES: WESTERN COLORADO UNIVERSITY, WESTERN GOVERNORS UNIVERSITY, FRONT RANGE COMMUNITY COLLEGE FOUNDATION, AND NEVADA STATE UNIVERSITY.LONG-TERM, EARN TO LEARN SUPPORTS THE EARN TO LEARN ACT TO CREATE A FEDERALLY FUNDED PROGRAM HOUSED IN THE U.S. DEPARTMENT OF EDUCATION TO SUPPORT UP TO 250,000 SCHOLARSHIP OPPORTUNITIES NATIONWIDE. A BIPARTISAN COALITION OF SENATE SPONSORS AND CO-SPONSORS INTRODUCED THE EARN TO LEARN ACT, WHICH WILL HELP TACKLE THREE OF THE MOST SIGNIFICANT PROBLEMS CONFRONTING THE COUNTRY: THE STUDENT LOAN DEBT CRISIS, COLLEGE AFFORDABILITY, AND THE LABOR SHORTAGE. THE U.S. HOUSE WILL INTRODUCE MIRROR LEGISLATION, WITH BIPARTISAN SPONSORS INCLUDING REPS. DAVID SCHWEIKERT (R-ARIZ.), SUSIE LEE (D-NEV.), GREG STANTON (D-ARIZ.) AND JUAN CISCOMANI (R-ARIZ.).KEY DEFINITION:EARN TO LEARN'S FIRST-YEAR RETENTION RATE - A KEY FIRST YEAR RETENTION RATE: IS THE PERCENTAGE OF AWARDED SAVERS WHO STARTED AT THE EDUCATIONAL INSTITUTION IN ONE ACADEMIC YEAR AND LIVE THE SOLUTION 26-1151754 RETURNED TO ENROLL IN COURSES AT THE SAME EDUCATIONAL INSTITUTION IN THE NEXT CONSECUTIVE ACADEMIC YEAR.
    Expenses $4,554,322 · grants $1,778,192

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025June 30, 2026November 16, 2026Not due yet
2024June 30, 2025November 17, 2025990 on file
2023June 30, 2024November 15, 2024990 on file

IRS record

EIN
26-1151754
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2009
Accounting year ends
June
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$1,343,214
Income (IRS master file)
$2,775,650

Filing history

FormYear endedRevenueExpensesAssetsReturn
990June 2025$2,775,650$5,256,000$1,343,214IRS
990June 2024$3,506,219$4,264,346$4,244,955IRS
990June 2023$6,169,127$3,500,097$4,427,813XML
990June 2022$3,231,880$2,989,697$1,520,370IRS
990June 2021–––IRS
990June 2019–––IRS
990June 2018–––IRS
990-N for 2011
Officer: Katherine Hoffman
December 31, 2011≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 26-1151754).

Questions about EARN TO LEARN

What is the EIN of EARN TO LEARN?
The employer identification number (EIN) of EARN TO LEARN is 26-1151754.
Is EARN TO LEARN tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2009.
Are donations to EARN TO LEARN tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does EARN TO LEARN file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of EARN TO LEARN due?
The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did EARN TO LEARN last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended June 2025.
Who is the principal officer of EARN TO LEARN?
The 990 for the year ended June 30, 2025 names ARTURO PEREZ.
Who are the officers and directors of EARN TO LEARN?
The 990 for the year ended June 30, 2025 lists 9 people; 1 received compensation from the organization, the highest $222,417 (KATHERINE L HOFFMAN, CHIEF EXECUTIVE OFFICER).
How much revenue does EARN TO LEARN have?
On its 990 for the year ended June 30, 2025 it reported revenue of $2,775,650, expenses of $5,256,000 and total assets of $1,343,214 at year end.

Other nonprofits in TUCSON

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