Nonprofit · EIN 23-2788924
TENFOLD COMMUNITY LENDING
Tax-exempt · LANCASTER, PA 17602
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $901,128 | $751,566 | $149,562 | $11,587,129 | $5,234,882 | $6,352,247 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $219,592
- of which government grants
- $217,092
- Program service revenue
- $211,597
- Investment income
- $429,124
- Other revenue
- $40,815
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $211,825
- Salaries, compensation and benefits (total)
- $262,240
- Professional fundraising fees
- $0
- Legal fees
- $3,950
- Accounting fees
- $45,562
- Occupancy
- $21,628
- Program services (functional)
- $658,686
- Management and general (functional)
- $92,880
Balance sheet and other
- Total assets, start of year
- $10,828,352
- Total assets, end of year
- $11,587,129
- Total liabilities, end of year
- $5,234,882
- Net assets, end of year
- $6,352,247
- Net assets without donor restrictions
- $5,246,522
- Net assets with donor restrictions
- $1,105,725
- Gross receipts
- $901,128
- Employees
- 7
- Volunteers
- 17
- Year formed
- 1994
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| SHELBY NAUMAN | CEO Officer | 5 | $0 | $120,753 | $10,754 |
| JEFF SCHEUREN | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JASON HESS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JESS HAMILTON | TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| MIKE BERK | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
| WILLIAM GLOVER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| LISA GREENER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| CHRISTINA ORTEGA | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BRIAN ROCHE | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| EMILY WHITAKER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ELIZABETH GUTHRIDGE | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| PEDRO LOPEZ | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| JOHN HENRY | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| TASHA STOLTZFUS NANKERVILLE | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| MIKE MASON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ARELIS PEREZ | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 308 EAST KING STREET, LANCASTER, PA 17602-5013
- Principal officer (990 for 2024)
- SHELBY NAUMAN, 308 EAST KING STREET, LANCASTER, PA 17602
- Signed the 990
- SHELBY NAUMAN, CEO
- Phone
- (717) 397-5182
- Return prepared by
- RKL LLP
Mission
TENFOLD SPARKS THE POWER IN ALL PEOPLE TO ACHIEVE EQUITABLE HOUSING AND FINANCIAL SECURITY. WE ARE THE TRUSTED COMMUNITY PARTNER INNOVATIVELY BUILDING WEALTH AND ACHIEVING QUALITY, FAIR AND AFFORDABLE HOUSING FOR ALL, THROUGH PROACTIVE COACHING, EDUCATION, LENDING AND ADVOCACY.
Program accomplishments
- THE HOMEBUYER PROGRAM PROVIDED CLOSING COST LOANS AVERAGING $9,574 THAT ENABLE 55 LOW AND MODERATE INCOME FAMILIES TO PURCHASE THEIR FIRST HOME. THE TOTAL AMOUNT OF CLOSING COST LOANS ORIGINATED WAS $622,145. THE LOANS ARE PROVIDED INTEREST FREE WITH PAYMENT DEFERRED UNTIL RESALE.Expenses $497,833 · revenue $487,987
- THE LOCAL HOUSING INVESTMENT TRUST FUND (LHIFT) IS A REVOLVING LOAN FUND FOR FLEXIBLE, LOW INTEREST LOANS TO SUPPORT AND STIMULATE THE CREATION, REHABILITATION, AND PRESERVATION OF AFFORDABLE HOUSING AND MIXED-USE PROJECTS WITHIN THE SOUTH CENTRAL PENNSYLVANIA COUNTIES OF ADAMS, CUMBERLAND, DAUPHIN, FRANKLIN, LANCASTER, LEBANON, PERRY AND YORK. UNDERWRITTEN 2 LOANS AVERAGEING $19,017 THAT PERMIT MODERATE INCOME FAMILIES TO REPAIR THEIR HOMES.Expenses $160,853
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 23-2788924
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1995
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L200)
- Assets (IRS master file)
- $11,587,129
- Income (IRS master file)
- $901,128
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | – | – | – | IRS |
| 990 | June 2024 | – | – | – | IRS |
| 990 | June 2023 | $629,161 | $720,736 | $11,400,110 | IRS |
| 990 | June 2022 | $1,049,418 | $789,280 | $11,075,119 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.
Questions about TENFOLD COMMUNITY LENDING
- What is the EIN of TENFOLD COMMUNITY LENDING?
- The employer identification number (EIN) of TENFOLD COMMUNITY LENDING is 23-2788924.
- Is TENFOLD COMMUNITY LENDING tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1995.
- Are donations to TENFOLD COMMUNITY LENDING tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does TENFOLD COMMUNITY LENDING file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TENFOLD COMMUNITY LENDING due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TENFOLD COMMUNITY LENDING last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of TENFOLD COMMUNITY LENDING?
- The 990 for the year ended June 30, 2025 names SHELBY NAUMAN.
- Who are the officers and directors of TENFOLD COMMUNITY LENDING?
- The 990 for the year ended June 30, 2025 lists 16 people; 0 received compensation from the organization.
- How much revenue does TENFOLD COMMUNITY LENDING have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $901,128, expenses of $751,566 and total assets of $11,587,129 at year end.
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All nonprofits in LANCASTER · Pennsylvania · Housing and shelter