MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC

Financials

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

Address and contacts

Address (IRS master file)

235 GRAND AVENUE 2ND FLOOR, NEW HAVEN, CT 06513-3722

Principal officer (990 for 2024)

TOM CRUESS, 235 GRAND AVENUE 2ND FLOOR, NEW HAVEN, CT 06513

Signed the 990

TOM CRUESS, PRESIDENT/CEO

Phone

(203) 562-4514

Website

WWW.NWNH.NET

Return prepared by

COHNREZNICK ADVISORY LLC

Mission

TO DEVELOP, OWN AND OPERATE PERMANENTLY AFFORDABLE QUALITY HOUSING THAT BUILDS STRONG, HEALTHY AND VIBRANT COMMUNITIES THROUGH ACTIVE RESIDENT AND COMMUNITY PARTICIPATION AND LEADERSHIP.

Program accomplishments

• REAL ESTATE DEVELOPMENTTHE REAL ESTATE DEVELOPMENT DIVISION PROVIDES A SIGNIFICANT SOURCE OF NEIGHBORWORKS NEW HORIZONS REVENUE THROUGH THE GENERATION OF DEVELOPER'S FEES UPON THE COMPLETION AND OCCUPANCY OF EACH DEVELOPMENT. REAL ESTATE DEVELOPMENT WORKS WITH MUNICIPALITIES ON SITE SELECTION, OBTAINS FUNDING COMMITMENTS, SELECTS GENERAL CONTRACTORS AND OVERSEES CONSTRUCTION.NEW HAVEN RICHARD STREET - 23 UNITS CONSISTS OF 20 UNITS FROM EXISTING PORTFOLIO IN NEED OF CAPITAL UPGRADES AND 3 UNITS AT 19 RICHARD STREET. BOTH BUILDINGS COMPLETED LEAD-BASED PAINT REMEDIATION IN THE SUMMER OF 2016. UNDER CONSTRUCTION, COMPLETION ESTIMATED Q4 2025.BRIDGEPORT 810 BOSTON AVE - 23 UNITS THIS IS AN ACQUISITION REHAB OF AN OPERATING SUPPORTIVE HOUSING PROPERTY. LIGHT REHAB OF EXTERIOR AND COMMON AREA UNDERWAY COMPLETION ESTIMATED Q2 2026.CHESHIRE JACK'S FARM- 44 UNITS NEW CONSTRUCTION IN PARTNERSHIP WITH CHESHIRE HOUSING AUTHORITY. 1-3 BEDROOMS IN 3 BUILDINGS. CONSTRUCTION UNDERWAY, COMPLETION ESTIMATED Q2 2027DERBY TROLLEY POINTE 105 UNITS TURN KEY ACQUISITION OF NEW MULTI-FAMILY APARTMENT BUILDING. CLOSING EST. Q4 2025GUILFORD WOODRUFF RESERVE - 16 UNITS NEW CONSTRUCTION WITH 1-3 BEDROOMS. ANTICIPATED CONSTRUCTION START 2026.NEW HAVEN GEORGE STREET 81 UNITS DEMOLITION AND NEW CONSTRUCTION OF EXISTING 58-UNIT PROPERTY IN OUR PORTFOLIO. LIHTC CREDIT APPLICATION TO BE SUBMITTED Q1 2026.
  Expenses $60,471 · revenue $3,117,051
• PROPERTY MANAGEMENTTHIS DIVISION IS RESPONSIBLE FOR THE DAILY OPERATIONS OF THE PORTFOLIO, WHICH ENCOMPASSES PHYSICAL PLANT AND APPLICANT AND RESIDENT COMPLIANCE. NWNH'S PORTFOLIO, WHICH IS WORTH IN EXCESS OF $75 MILLION, CONSISTS OF 25 DEVELOPMENTS (OWNED OR MANAGED) WITH OVER 750 UNITS IN ANSONIA, BRANFORD, BRIDGEPORT, CLINTON, EAST HAVEN, GUILFORD, HAMDEN, MILFORD, NEW HAVEN, PAWCATUCK, SHELTON, SOUTHINGTON, AND WATERBURY.MAINTENANCE EMPLOYEES ARE RESPONSIBLE FOR ROUTINE AND EMERGENCY SERVICES, CLEANING GROUNDS AND COMMON AREAS, GENERAL UPKEEP, AND SUPERVISING AND SELECTING CONTRACTED VENDORS FOR CAPITAL IMPROVEMENT AND LANDSCAPING. PROPERTY MANAGEMENT STAFF ARE RESPONSIBLE FOR RESIDENT SELECTION, RENT COLLECTION, MARKETING UNITS, INITIAL LEASE-UP OF NEW DEVELOPMENTS, RESPONDING TO RESIDENT REQUESTS- SUCH AS TRANSFERS, REASONABLE ACCOMMODATION REQUESTS, FAIR HOUSING ISSUES, AND THE ANNUAL INCOME RECERTIFICATION AND LEASE RENEWAL. NEIGHBORWORKS NEW HORIZON MUTUAL HOUSING 730 GEORGE STREET, NEW HAVEN - 58 UNITS. COMMONLY KNOWN AS GEORGE STREET, UNITS RANGE FROM 1 BEDROOM TO 4 BEDROOMS IN SIZE. THE BUILDING UNDERWENT A GUT REHAB IN 1996, AND IN 2013 THE LIMITED PARTNERSHIP INTEREST WAS PURCHASED BY NWNH. HUBBARD WOODS MUTUAL HOUSING APPLE TREE LANE, GUILFORD - 13 UNITS. THE DEVELOPMENT CONSISTS OF SEMI-DETACHED AND DETACHED SINGLE-FAMILY HOMES NEWLY CONSTRUCTED IN 1996. THESE HOMES CONTINUE TO BE AFFORDABLE IN A COMMUNITY WHERE HOUSING PRICES HAVE TRADITIONALLY BEEN AMONG THE HIGHEST IN THE NATION. NWNH PURCHASED THE LIMITED PARTNERSHIP INTEREST IN 2013. THE DEVELOPMENT RECEIVED A CAPITAL GRANT FROM THE DEPARTMENT OF HOUSING IN 2016 AND REHABILITATED ALL UNITS. GUILFORD INTERFAITH MUTUAL HOUSING SCATTERED SITES THROUGHOUT GUILFORD 21 UNITS. DUE TO THE SUCCESS OF THE HUBBARD WOODS DEVELOPMENT, NWNH WAS INVITED BY THE GUILFORD INTERFAITH HOUSING CORPORATION TO DEVELOP 13 ADDITIONAL HOUSING UNITS AND TO ACQUIRE AND RENOVATE EIGHT OTHER SCATTERED SITE HOMES. THE PROJECT WAS COMPLETED IN 2000. GILBERT AVENUE/DERBY AVENUE MUTUAL HOUSING 145 -153 GILBERT AVENUE, NEW HAVEN, AND 80-82 DERBY AVENUE 14 UNITS NWNH REHABBED THREE BUILDINGS IN 2001, CREATING HOMES FOR TEN FAMILIES. THE PROPERTIES ARE CONTIGUOUS TO THE NEW WAY HORIZON MUTUAL HOUSING AND SHARE A PLAYGROUND WITH NEW WAY HORIZON. IN 2004, NWNH REHABBED FOUR MORE UNITS ON DERBY AVENUE IN THE WEST RIVER NEIGHBORHOOD. VALLEY MUTUAL HOUSING PERSHING DRIVE, ANSONIA 9 UNITS NWNH REHABILITATED THREE HOUSES AND PROVIDED AFFORDABLE UNITS WITH OFF STREET PARKING BY TEARING DOWN TWO OTHER HOUSES IN 2004. THE DEVELOPMENT HAS GONE THROUGH ENERGY EFFICIENCY AUDITS VIA THE HEALTHY HOMES INITIATIVE. RICHARD STREET MUTUAL HOUSING - RICHARD STREET, NEW HAVEN- 20 UNITS. OCCUPIED IN THE SECOND HALF OF 2005, THESE 2, 3 & 4 BEDROOM UNITS ARE IN REHABBED BUILDINGS ON ONE OF FAIR HAVEN'S QUIETER STREETS. IN 2014, THE LIMITED PARTNERSHIP INTEREST WAS PURCHASED BY NWNH. FUNDING IS BEING REQUESTED FROM THE STATE OF CONNECTICUT AND THE CITY OF NEW HAVEN TO UPDATE UNITS.RICHARD STREET II 7-9 & 15-17 RICHARD STREET, NEW HAVEN 6 UNITS OCCUPIED IN NOVEMBER 2010, RICHARD STREET II IS A CONTINUATION OF OUR RICHARD STREET DEVELOPMENT WHICH IS DESIGNED NOT ONLY TO PROVIDE MORE QUALITY AFFORDABLE HOUSING BUT TO ELIMINATE BLIGHT IN A BLOCK WIDE AREA ON THE APPROACH TO OUR PRESENTLY OCCUPIED RICHARD STREET DEVELOPMENT. FERRY MUTUAL HOUSING - FERRY STREET, NEW HAVEN 24 UNITS AND A FAMILY LEARNING CENTER IN DECEMBER 2006, 24 RESIDENT FAMILIES BEGAN OCCUPANCY, AND NWNH BEGAN HOSTING COMMUNITY MEETINGS, EVENTS, TRAININGS, CONFERENCES, AND SUPPORT GROUPS IN THE LEARNING CENTER. WILLOW MUTUAL HOUSING- 203-209, WILLOW STREET, 103, 105 & 126 CHESTNUT STREET AND 240-242, 244-246, 248, 252-254 WILLOW STREET. WATERBURY - 33 UNITS LOCATED IN THE HISTORIC OVERLOOK NEIGHBORHOOD, THIS SUBSTANTIAL REHAB BROUGHT 33 UNITS FROM SUB-STANDARD TO QUALITY HOUSING STOCK. INTERIORS FEATURE SKYLIGHTS, GRANITE COUNTERTOPS, AND BAY AND FLOOR TO CEILING WINDOWS THAT PROVIDE LIGHT, SUNNY VIEWS OF THE DOWNTOWN AREA IN THE VALLEY BELOW. IN 2023, THE PROPERTY UNDERWENT A LIGHT REHAB UPDATING HVAC SYSTEMS AND LARGE REPAIRS. KIRKHAM MUTUAL HOUSING - 63 KIRKHAM STREET, BRANFORD - 17 UNITS THIS SENIOR HOUSING DEVELOPMENT SITS AMID A RESTORED VICTORIAN ERA GARDEN MAINTAINED BY THE BRANFORD GARDEN CLUB. THE DEVELOPMENT PROVIDES SENIORS THE OPPORTUNITY TO "AGE IN PLACE." EACH UNIT HAS FEATURES THAT CAN BE RETROFITTED SHOULD THE RESIDENT BECOME DISABLED OR NEED LONG TERM CARE. SINKS AND VANITIES CAN BE LOWERED TO ACCOMMODATE WHEELCHAIRS, AND DOORWAYS ARE WIDE ENOUGH TO HANDLE HOSPITAL BEDS. CANTERBURY GARDENS- 537-545 SHERMAN PARKWAY, NEW HAVEN - 34 UNITS OCCUPIED IN 2009, THE DEVELOPMENT INCLUDES 9 SUPPORTIVE HOUSING UNITS WITH LEEWAY AS THE SERVICE PROVIDER. IT IS A TOWNHOUSE STYLE WITH NO COMMON AREAS EXCEPT THE LAUNDRY AND COMMUNITY ROOMS. BETH-EL MUTUAL HOUSING- 85 NEW HAVEN AVENUE, MILFORD - 5 UNITS FULL OCCUPANCY WAS ACHIEVED IN OCTOBER 2010. THE RESIDENTS ARE CLIENTS FROM THE BETH-EL CENTER, INC., WHERE EACH FAMILY RECEIVES VARIOUS SUPPORTIVE SERVICES. THE SITE NEEDED LARGE SCALE ENVIRONMENTAL REMEDIATION AFTER SOIL CONTAMINATION WAS FOUND DURING CONSTRUCTION. HIGHWOOD SQUARE 943-953 DIXWELL AVENUE, HAMDEN 27 UNITS OUR SECOND DEVELOPMENT FOR AFFORDABLE ARTISAN HOUSING, HIGHWOOD SQUARE, BEGAN ITS OCCUPANCY IN AUGUST 2011. IT SITS ON A 2.4-ACRE SITE THAT IS A MIX OF NEW CONSTRUCTION AND REHABILITATION OF EXISTING HISTORIC BUILDINGS INTO AN ARTS COMPLEX. THIS DEVELOPMENT HELPS THE ARTISAN COMMUNITY OBTAIN HOUSING AND HELPS THE TOWN OF HAMDEN FOCUS ON ITS REVITALIZING EFFORTS, AS THIS DEVELOPMENT ALSO CONSISTS OF 13 COMMERCIAL SPACES. FAIR HAVEN MUTUAL HOUSING LP NEW HAVEN 44 SCATTERED SITE UNITS & 3 COMMERCIAL SPACES. THIS DEVELOPMENT CONSISTS OF 6 BUILDINGS THAT WERE REHABILITATED, AS WELL AS 10 BUILDINGS OF NEW CONSTRUCTION. IN ADDITION, THREE COMMERCIAL AREAS ARE AT STREET LEVEL ON GRAND AVENUE. NWNH HAS PARTNERED WITH THE HOUSING AUTHORITY OF NEW HAVEN, PROVIDING PROJECT-BASED VOUCHERS FOR 20 UNITS, OF WHICH 9 ARE DESIGNATED FOR SUPPORT. FAIR HAVEN RENTAL OR "HTR", 33, 36, 37 CLAY STREET, 296 POPLAR STREET - 7 UNITS PREVIOUSLY DEVELOPED AS A HOMEOWNERSHIP PROJECT, THESE UNITS UNDERWENT FINANCIAL MODIFICATION TO ALLOW FOR USE AS AFFORDABLE RENTAL UNITS WHEN THE MARKET WAS NOT CONDUCIVE TO HOMEOWNERSHIP SALES. UNITS WERE REHABBED AND LEASED IN 2014 AND 2015.HILL ASSOCIATES LP, SCATTERED SITES IN NEW HAVEN - 65 UNITS THIS PROJECT WAS ACQUIRED IN 2011 FROM A DEFUNCT DEVELOPMENT AGENCY. THE VARIOUS PROPERTIES WERE IN SERIOUS DISREPAIR DUE TO MANY YEARS OF MISMANAGEMENT. FUNDING WAS SOUGHT AND USED TO REHAB UNITS AND LEASE TO FAMILIES AND INDIVIDUALS OF VERY-LOW AND LOW INCOME. A PARTNERSHIP WAS FORMED WITH THE NEW HAVEN HOUSING AUTHORITY FOR RENTAL SUBSIDIES TO 15 OF THE 65 UNITS. REHAB WAS COMPLETED IN 2016.ELIAS HOWE 287 CLINTON AVENUE, BRIDGEPORT - 37 UNITS ELIAS HOWE WAS PREVIOUSLY A SCHOOL THAT WAS VACANT AND IN NEED OF MAJOR REPAIRS. NWNH PARTNERED WITH A LOCAL DEVELOPER AND OBTAINED FUNDING TO REHAB THE ENTIRE BUILDING INTO ONE-BEDROOM APARTMENTS, A LAUNDRY ROOM, AND COMMUNITY SPACES. IT SERVES SENIORS OF VERY-LOW INCOME AFFORDABLE HOUSING WITH AMENITIES AND IN CLOSE PROXIMITY TO PUBLIC TRANSPORTATION AND SERVICES. THE BRIDGEPORT HOUSING AUTHORITY IS ALSO A PARTNER AND PROVIDES RENTAL SUBSIDIES TO THE TENANTS.WINTER GROVE 491 DARLING STREET - 40 AFFORDABLE HOUSING UNITS FOR SENIORS. NEW CONSTRUCTION COMMENCED IN AUGUST 2013 AND WAS COMPLETED AND LEASED UP IN MAY 2015.ST PAUL'S COMMONS - 56 UNITS OF AFFORDABLE HOUSING IN ONE THREE STORY BUILDING AND 16 UNITS FOR SENIORS IN FOUR GARDEN STYLE TOWNHOUSES. EACH SITE HAS A COMMUNITY ROOM FOR RESIDENTS. NEW CONSTRUCTION COMMENCED IN OCTOBER 2014 AND WAS COMPLETED AND LEASED UP BETWEEN DECEMBER 2015 THROUGH MAY 2016. SPRUCE MEADOWS-88 & 100 SOUTH BROAD STREET - 85 RENTAL UNITS. THIS IS A NEW CONSTRUCTION DEVELOPMENT, WHICH HAS 4 THREE-STORY BUILDINGS AND ONE MANAGEMENT BUILDING. NEW CONSTRUCTION COMMENCED IN SEPTEMBER 2015 AND WAS COMPLETED AND LEASED UP BETWEEN APRIL 2017 AND JULY 2017 FOR THE FIRST PHASE. THE SECOND PHASE WAS COMPLETED BY YEAR END OF 2021 AND LEASED UP BY JULY 2022.UNION SCHOOL APARTMENTS - 564 THOMPSON AVENUE, EAST HAVEN - 18 UNITS. THIS PROJECT WAS ACQUIRED IN 2018 FROM A DEFUNCT DEVELOPMENT AGENCY THAT INCLUDED CONVERTING AN ABANDONED NEIGHBORHOOD SCHOOL TO PROVIDE AFFORDABLE HOUSING OPPORTUNITIES FOR AREA SENIORS. ALL RESIDENTS OF THE DEVELOPMENT ARE BELOW 60% OF THE AREA MEDIAN INCOME. IN 2022, THE PROPERTY BEGAN A REHAB TO UPDATE THE HVAC AND TENANT SECURITY ACCESS SYSTEMS. WORK WAS ALSO DONE THROUGHOUT THE INTERIOR AND EXTERIOR PARTS OF THE BUILDING. THE REHAB WAS COMPLETED IN 2024.
  Expenses $18,843,697 · revenue $282,649
• COMMUNITY BUILDING AND ENGAGEMENTNWNH CONTINUES TO OFFER RESIDENT SERVICES TO FAMILIES AND INDIVIDUALS RESIDING IN NWNH-MANAGED UNITS. THE FOCUS IS TO CONNECT FAMILIES AND INDIVIDUALS TO EMPOWERMENT, HEALTH, FOOD PROVISIONS, EMPLOYMENT OPPORTUNITIES, FINANCIAL SERVICES, AND OTHER SOCIAL SERVICES TO IMPROVE THEIR QUALITY OF LIFE. NWNH ALSO FACILITATES YOUTH PROGRAMMING SUCH AS AFTER-SCHOOL AND SUMMER PROGRAMS THROUGH LEAP (LEADERSHIP EXCELLENCE, ATHLETIC, PROGRAM) AND JUNIOR ACHIEVEMENT. THE COMMUNITY PROGRAM MANAGER ALSO ASSISTS OUR RESIDENTS AND THE PROPERTY MANAGEMENT DEPARTMENT IN IMPROVING COMMUNICATION AND INTERVENING WHEN NECESSARY TO PROVIDE REFERRALS FOR ADDITIONAL SERVICES. THE COMMUNITY BUILDING STAFF HELD VIRTUAL PANEL DISCUSSIONS, BUDGET COACHING, AND FINANCIAL LITERACY WORKSHOPS. STAFF ALSO ASSISTED TENANTS AND LANDLORDS ELIGIBLE FOR THE STATE FUNDED RENTAL ASSISTANCE PROGRAM, KNOWN AS UNITECT, BY REVIEWING THE APPLICATIONS AND HANDLING THE RECERTIFICATION PROCESS FOR RETURNING APPLICANTS. IN ADDITION, NWNH STAFF HELPED SUPPORT CONTINUED VOLUNTEERISM IN THE COMMUNITY THROUGH ITS COMMUNITY VOLUNTEER PROGRAM, WHICH AWARDS A RENT CREDIT INCENTIVE TO RESIDENTS WHO VOLUNTEER AT LEAST 20 HOURS PER YEAR. NWNH CONTINUES A CONCERTED EFFORT THROUGH ITS EVICTION PREVENTION PROGRAM TO HELP RESIDENTS AVOID EVICTION AND PAY BACK BALANCES DUE ON THEIR RENT. STAFF ACCOMPLISHED THIS BY ENGAGING RESIDENTS IN MANAGEABLE PAYMENT PLANS, PROVIDING PERIODIC ON-SITE FINANCIAL WORKSHOPS, AND OFFERING ONE-ON-ONE BUDGET COACHING.
  Expenses $241,887 · revenue $102,552

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

IRS record

EIN

22-3237413

Tax-exempt status

501(c)(3): Charitable, religious, educational or scientific organization

Foundation status

Publicly supported organization (170(b)(1)(A)(vi))

Donations deductible (Pub 78)

Public charity, 50% deduction limit

Exempt since

1993

Accounting year ends

December

Files

Form 990 or 990-EZ

Category (NTEE)

Housing and shelter (L40Z)

Assets (IRS master file)

$39,598,907

Income (IRS master file)

$5,415,746

Filing history

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 22-3237413).

Questions about MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC

What is the EIN of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC?

The employer identification number (EIN) of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC is 22-3237413.

Is MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC tax-exempt?

Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1993.

Are donations to MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC tax-deductible?

Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).

Which annual return does MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC file?

Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.

When is the next return of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC due?

The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.

When did MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC last file with the IRS?

The latest return in the IRS public files is the 990 for the year ended December 2024.

Who is the principal officer of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC?

The 990 for the year ended December 31, 2024 names TOM CRUESS.

Who are the officers and directors of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC?

The 990 for the year ended December 31, 2024 lists 9 people; 3 received compensation from the organization, the highest $107,405 (DAVID PURVIS, CORPORATE COUNSEL).

How much revenue does MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC have?

On its 990 for the year ended December 31, 2024 it reported revenue of $5,318,951, expenses of $20,341,944 and total assets of $39,598,907 at year end.

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