Nonprofit · EIN 13-5562239
HEBREW FREE LOAN SOCIETY INC
Tax-exempt · NEW YORK, NY 10017
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $6,348,228 | $4,086,510 | $2,261,718 | $52,611,152 | $10,741,642 | $41,869,510 |
| June 30, 2024 | 990 | $5,914,280 | $4,028,627 | $1,885,653 | $49,680,504 | $10,139,357 | $39,541,147 |
| June 30, 2023 | 990 | $7,309,869 | $3,782,035 | $3,527,834 | $49,249,393 | $11,769,335 | $37,480,058 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $4,652,608
- Program service revenue
- $534,804
- Investment income
- $1,158,231
- Net gain from sales of assets
- $1,132,475
- Other revenue
- $2,585
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $951,240
- Other salaries and wages
- $1,473,338
- Salaries, compensation and benefits (total)
- $2,895,758
- Professional fundraising fees
- $0
- Accounting fees
- $35,730
- Occupancy
- $107,456
- Depreciation
- $79,954
- Program services (functional)
- $3,057,448
- Management and general (functional)
- $469,238
- Fundraising (functional)
- $559,824
Balance sheet and other
- Total assets, start of year
- $49,680,504
- Total assets, end of year
- $52,611,152
- Total liabilities, end of year
- $10,741,642
- Net assets, end of year
- $41,869,510
- Land, buildings and equipment
- $109,035
- Publicly traded securities
- $1,140,964
- Net assets without donor restrictions
- $25,227,469
- Net assets with donor restrictions
- $16,642,041
- Gross unrelated business income
- $1,930
- Gross receipts
- $6,965,753
- Employees
- 23
- Volunteers
- 1
- Year formed
- 1892
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID ROSENN | PRESIDENT & CEO Officer | 40 | $274,253 | $93,704 |
| KIMBERLEY KAPLAN | DEPUTY DIRECTOR Key employee | 40 | $198,586 | $52,005 |
| DAREN SCOTT | DIRECTOR OF FINANCE AND AD Officer | 40 | $173,294 | $54,095 |
| ZIVA DAVIDOVICH | DEVELOPMENT DIRECTOR Key employee | 40 | $174,494 | $47,232 |
| SHLOMO HAFT | ME LOAN PROGRAM DIRECTOR Highest-paid employee | 40 | $121,364 | $54,374 |
| ANNA LEVANIDOVA | LOAN OFFICER Highest-paid employee | 40 | $101,519 | $49,382 |
| COREY BONSER | SYSTEM ADMINISTRATOR Highest-paid employee | 40 | $100,665 | $41,839 |
| ELLEN BRAITMAN | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| WILL BRESSMAN | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| JONATHAN BRICKMAN | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MAURA KEANEY | SECRETARY Trustee or director, Officer | 0.5 | $0 | $0 |
| STEVEN ADELSBERG | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ANDREW DANSKER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ANA DEMEL | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JANE EISNER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
13 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LYNNE GALLER | DIRECTOR Trustee or director | 0.5 | $0 |
| MARK GERSTEIN | DIRECTOR Trustee or director | 0.5 | $0 |
| JAMIE HARRIS | DIRECTOR Trustee or director | 2 | $0 |
| JOEL HIRSCHTRITT | DIRECTOR Trustee or director | 0.5 | $0 |
| EDWARD KARAN | DIRECTOR Trustee or director | 0.5 | $0 |
| ALAN LAYTNER | DIRECTOR Trustee or director | 0.5 | $0 |
| ALON LEDERMAN | DIRECTOR Trustee or director | 0.5 | $0 |
| GREG LEVIN | DIRECTOR Trustee or director | 0.5 | $0 |
| AMIT PALEY | DIRECTOR Trustee or director | 0.5 | $0 |
| IAN SHRANK | DIRECTOR Trustee or director | 2 | $0 |
| PAUL SIEGEL | DIRECTOR Trustee or director | 0.5 | $0 |
| AMY SHAPIRO | DIRECTOR Trustee or director | 0.5 | $0 |
| ANDREW TANANBAUM | DIRECTOR Trustee or director | 0.5 | $0 |
990 for the year ended June 30, 2024: 31 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID ROSENN | PRESIDENT & CEO Officer | 40 | $253,095 | $78,283 |
| KIMBERLEY KAPLAN | DEPUTY DIRECTOR Key employee | 40 | $187,841 | $40,884 |
| DAREN SCOTT | DIRECTOR OF FINANCE AND ADMIN. Officer | 40 | $160,176 | $60,992 |
| ZIVA DAVIDOVICH | DEVELOPMENT DIRECTOR Key employee | 40 | $174,205 | $41,930 |
| SHLOMO HAFT | ME PROGRAM DIRECTOR Highest-paid employee | 40 | $130,511 | $34,135 |
| IAN SHRANK | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| ELLEN BRAITMAN | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| EDWARD KARAN | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| PAUL SIEGEL | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| ALON LEDERMAN | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| STEVEN ADELSBERG | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| VICTORIA BENGUALID | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| WILL BRESSMAN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ANDREW DANSKER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MARK GERSTEIN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| DAVID GLASSER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JOEL HIRSCHTRITT | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| KIMBERLEY JOHNSON | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ALAN LAYTNER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| GREG LEVIN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ANA DEMEL | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JANE EISNER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MARK RUBIN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| LYNNE GALLER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| SIMEON SIEGEL | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ANDREW TANANBAUM | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JONATHAN BRICKMAN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JAMIE HARRIS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| STACEY ZOLAND | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MAURA KEANEY | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| AMY SHAPIRO | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended June 30, 2023: 29 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID ROSENN | PRESIDENT & CEO Officer | 40 | $210,786 | $27,455 |
| KIMBERLEY KAPLAN | DEPUTY DIRECTOR Key employee | 40 | $171,127 | $24,647 |
| DAREN SCOTT | DIRECTOR OF FINANACE AND ADMIN. Highest-paid employee | 40 | $141,210 | $23,344 |
| RACHEL CHASKY | DEVELOPMENT DIRECTOR Highest-paid employee | 40 | $140,002 | $22,501 |
| SHLOMO HAFT | ME PROGRAM DIRECTOR Officer | 40 | $109,502 | $21,326 |
| IAN SHRANK | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| ELLEN M BRAITMAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| EDWARD S KARAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| PAUL SIEGEL | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| ALON LEDERMAN | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| STEVEN ADELSBERG | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| VICTORIA BENGUALID | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| WILL BRESSMAN | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| ANDREW DANSKER | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| MARK GERSTEIN | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| DAVID GGLASSER | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| JOEL HIRSCHTRITT | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| KIMBERLEY S JOHNSON | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| ALAN LAYTNER | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| GREG LEVIN | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| ANA DEMEL | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| JANE EISNER | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| MARK B RUBIN | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| LYNNE GALLER | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| SIMEON SIEGEL | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| ANDREW TANANBAUM | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| JONATHAN BRICKMAN | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| JAMIE HARRIS | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| STACEY ZOLAND | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 675 3RD AVE RM 1905, NEW YORK, NY 10017-5727
- Principal officer (990 for 2024)
- DAVID ROSENN, 675 THIRD AVENUE 1805, NEW YORK, NY 10017
- Signed the 990
- DAVID ROSENN, PRESIDENT & CEO
- Phone
- (212) 687-0188
- Website
- WWW.HFLS.ORG
- Return prepared by
- CITRIN COOPERMAN ADVISORS LLC
Mission
THE HEBREW FREE LOAN SOCIETY (HFLS) FOSTERS ECONOMIC STABILITY AND OPPORTUNITY FOR LOWER-INCOME NEW YORKERS THROUGH INTEREST-FREE LENDING. HFLS LOANS MAKE AN IMMEDIATE, CONCRETE DIFFERENCE IN THE LIVES OF OUR BORROWERS, ENABLING THEM TO INVEST IN THEIR EDUCATION, START A BUSINESS, BUILD A FAMILY AND MEET EMERGENCY EXPENSES. HFLS IS NON-SECTARIAN; OUR BORROWERS REPRESENT NEW YORK'S DIVERSE JEWISH AND NON-JEWISH COMMUNITIES. SINCE ITS FOUNDING IN 1892 HFLS HAS PROVIDED OVER $300 MILLION IN LOANS TO MORE THAN 875,000 BORROWERS WHILE MAINTAINING A REPAYMENT RATE OF 99%. AS HFLS LOANS ARE REPAID, THE CAPITAL IS LENT OUT AGAIN AND AGAIN, HELPING MORE PEOPLE AND MULTIPLYING THE IMPACT OVER TIME.
Program accomplishments
- THE HEBREW FREE LOAN SOCIETY (HFLS) ADVANCES ECONOMIC STABILITY AND OPPORTUNITY FOR LOWER-INCOME NEW YORKERS WITHIN AND BEYOND THE JEWISH COMMUNITY BY MAKING SAFE, AFFORDABLE INTEREST-FREE LOANS. HFLS IS A NON-SECTARIAN LENDER, SERVING THE NEW YORK CITY AREA SINCE 1892. HFLS PROVIDES 0%-INTEREST LOANS TO ASSIST LOW AND MODERATE-INCOME HOUSEHOLDS WHO ARE STRUGGLING TO MANAGE SPIKES IN EXPENSES, DIPS IN INCOME, AND OTHER FINANCIAL CHALLENGES. HFLS LOANS HELP LOWER-INCOME INDIVIDUALS AND FAMILIES PAY FOR COLLEGE, GRADUATE SCHOOL, OR PROFESSIONAL TRAINING; MANAGE MEDICAL AND DENTAL EXPENSES; AFFORD MOVING COSTS AND SECURITY DEPOSITS; CONSOLIDATE AND REDUCE HIGH-INTEREST DEBT; START OR EXPAND A SMALL BUSINESS; ACCESS EXPENSIVE SPECIAL EDUCATION SERVICES FOR THEIR SPECIAL NEEDS CHILDREN; PAY IMMIGRATION AND LEGAL FEES; AND MORE. AT END OF FY25, HFLS HAD 4,490 LOANS OUTSTANDING TOTALING $39.9 MILLION; IN FY25 ALONE, HFLS DISBURSED 1,813 LOANS TOTALING MORE THAN $31 MILLION.Expenses $3,057,448 · revenue $534,804
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 13-5562239
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1926
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P510)
- Assets (IRS master file)
- $52,611,152
- Income (IRS master file)
- $6,965,753
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $6,348,228 | $4,086,510 | $52,611,152 | IRS |
| 990-T | June 2025 | – | – | – | IRS |
| 990 | June 2024 | $5,914,280 | $4,028,627 | $49,680,504 | IRS |
| 990-T | June 2024 | – | – | – | IRS |
| 990 | June 2023 | $7,309,869 | $3,782,035 | $49,249,393 | XML |
| 990 | June 2022 | $7,439,133 | $2,889,665 | $43,852,664 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 13-5562239).
Questions about HEBREW FREE LOAN SOCIETY INC
- What is the EIN of HEBREW FREE LOAN SOCIETY INC?
- The employer identification number (EIN) of HEBREW FREE LOAN SOCIETY INC is 13-5562239.
- Is HEBREW FREE LOAN SOCIETY INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1926.
- Are donations to HEBREW FREE LOAN SOCIETY INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HEBREW FREE LOAN SOCIETY INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HEBREW FREE LOAN SOCIETY INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HEBREW FREE LOAN SOCIETY INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of HEBREW FREE LOAN SOCIETY INC?
- The 990 for the year ended June 30, 2025 names DAVID ROSENN.
- Who are the officers and directors of HEBREW FREE LOAN SOCIETY INC?
- The 990 for the year ended June 30, 2025 lists 28 people; 7 received compensation from the organization, the highest $274,253 (DAVID ROSENN, PRESIDENT & CEO).
- How much revenue does HEBREW FREE LOAN SOCIETY INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $6,348,228, expenses of $4,086,510 and total assets of $52,611,152 at year end.
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