Nonprofit · EIN 13-4011201
SAFEGUARD CREDIT COUNSELING SERVICES INC
Tax-exempt · NORTHPORT, NY 11768
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,381,830 | $1,357,498 | $24,332 | $5,898,899 | $5,388,246 | $510,653 |
| December 31, 2024 | 990 | $1,226,931 | $1,201,137 | $25,794 | $4,943,481 | $4,457,160 | $486,321 |
| December 31, 2023 | 990 | $1,267,483 | $1,236,556 | $30,927 | $4,628,616 | $4,168,089 | $460,527 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $1,180,100
- of which government grants
- $178,489
- Program service revenue
- $152,342
- Investment income
- $0
- Other revenue
- $49,388
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $467,500
- Other salaries and wages
- $311,776
- Salaries, compensation and benefits (total)
- $912,193
- Professional fundraising fees
- $0
- Accounting fees
- $10,307
- Occupancy
- $63,813
- Travel
- $5,366
- Depreciation
- $3,981
- Program services (functional)
- $1,324,617
- Management and general (functional)
- $32,881
Balance sheet and other
- Total assets, start of year
- $4,943,481
- Total assets, end of year
- $5,898,899
- Total liabilities, end of year
- $5,388,246
- Net assets, end of year
- $510,653
- Land, buildings and equipment
- $5,913
- Net assets without donor restrictions
- $510,653
- Gross receipts
- $1,381,830
- Employees
- 9
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MICHAEL J SMITH | PRESIDENT&SE Trustee or director, Officer | 65 | $159,500 |
| DONALD W MASTROIANNI | VICE PRESIDE Officer | 65 | $159,500 |
| JIESU MASTROIANNI | VICE PRESIDE Officer | 65 | $148,500 |
| KEVIN GATES | TRUSTEE Trustee or director | – | $0 |
| PATRICK MEEHAN | TRUSTEE Trustee or director | – | $0 |
| JOSEPH PANTALEO | TRUSTEE Trustee or director | – | $0 |
| STEPHEN RIGGS | TRUSTEE Trustee or director | – | $0 |
990 for the year ended December 31, 2024: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DONALD W MASTROIANNI | VICE PRESIDE Officer | 65 | $147,000 |
| JIESU MASTROIANNI | VICE PRESIDE Officer | 65 | $113,250 |
| MICHAEL J SMITH | PRESIDENT&SE Trustee or director, Officer | 65 | $108,000 |
| KEVIN GATES | TRUSTEE Trustee or director | – | $0 |
| PATRICK MEEHAN | TRUSTEE Trustee or director | – | $0 |
| JOSEPH PANTALEO | TRUSTEE Trustee or director | – | $0 |
| STEPHEN RIGGS | TRUSTEE Trustee or director | – | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DONALD W MASTROIANNI | VICE PRESIDE Officer | 65 | $122,500 |
| JIESU MASTROIANNI | VICE PRESIDE Officer | 65 | $102,750 |
| MICHAEL J SMITH | PRESIDENT&SE Trustee or director, Officer | 65 | $99,000 |
| KEVIN GATES | TRUSTEE Trustee or director | – | $0 |
| PATRICK MEEHAN | TRUSTEE Trustee or director | – | $0 |
| JOSEPH PANTALEO | TRUSTEE Trustee or director | – | $0 |
| STEPHEN RIGGS | TRUSTEE Trustee or director | – | $0 |
Address and contacts
- Address (IRS master file)
- 67 FORT SALONGA RD, NORTHPORT, NY 11768-2851
- Principal officer (990 for 2025)
- DONALD W MASTROIANNI
- Signed the 990
- DONALD W MASTROIANNI, VICE PRESIDENT
- Phone
- (800) 673-6993
- Website
- WWW.SAFEGUARDCREDIT.ORG
- Return prepared by
- ROSS & COMPANY CPA PLLC
Mission
DEDICATED TO FINANCIAL COUNSELING AND FINANCIAL LITERACY EDUCATION, IN ADDITION TO DILIGENTLY PROVIDING NEIGHBORHOOD STABILIZATION, HOME EDUCATION, AND RELATED ADMINISTRATIVE SERVICES AND SUPPORT, WHICH HAS BEEN FOCUSED ON ASSISTING CONSUMERS AND COMMUNITIES REACH THEIR GOALS.
Program accomplishments
- SEE ATTACHED STATEMENT 3-PART III, LINE 4A, FOLLOWING FORM 4562.Expenses $852,893 · revenue $83,426
- SEE ATTACHED STATEMENT 3-PART III, LINE 4A, FOLLOWING FORM 4562.Expenses $471,724
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 13-4011201
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1999
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $5,898,899
- Income (IRS master file)
- $1,381,830
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,381,830 | $1,357,498 | $5,898,899 | XML |
| 990 | December 2024 | $1,226,931 | $1,201,137 | $4,943,481 | XML |
| 990 | December 2023 | $1,267,483 | $1,236,556 | $4,628,616 | XML |
| 990 | December 2022 | $1,405,497 | $1,377,896 | $4,772,624 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 13-4011201).
Questions about SAFEGUARD CREDIT COUNSELING SERVICES INC
- What is the EIN of SAFEGUARD CREDIT COUNSELING SERVICES INC?
- The employer identification number (EIN) of SAFEGUARD CREDIT COUNSELING SERVICES INC is 13-4011201.
- Is SAFEGUARD CREDIT COUNSELING SERVICES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1999.
- Are donations to SAFEGUARD CREDIT COUNSELING SERVICES INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does SAFEGUARD CREDIT COUNSELING SERVICES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of SAFEGUARD CREDIT COUNSELING SERVICES INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SAFEGUARD CREDIT COUNSELING SERVICES INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of SAFEGUARD CREDIT COUNSELING SERVICES INC?
- The 990 for the year ended December 31, 2025 names DONALD W MASTROIANNI.
- Who are the officers and directors of SAFEGUARD CREDIT COUNSELING SERVICES INC?
- The 990 for the year ended December 31, 2025 lists 7 people; 3 received compensation from the organization, the highest $159,500 (MICHAEL J SMITH, PRESIDENT&SE).
- How much revenue does SAFEGUARD CREDIT COUNSELING SERVICES INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,381,830, expenses of $1,357,498 and total assets of $5,898,899 at year end.
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