2024-04-22T15:58:04-04:00 2023-12-31 202486120 ROSS & COMPANY CPA PLLC 1000 JOHNNIE DODDS BLVD SUITE 103-3 MOUNT PLEASANT SC 29464 990 2023-01-01 134011201 SAFEGUARD CREDIT COUNSELING SERVICES INC SAFE 8006736993 67 FORT SALONGA ROAD NORTHPORT NY 11768 DONALD W MASTROIANNI VICE PRESIDENT 8006736993 2024-04-22 true DONALD MASTROIANNI XXX-XX-XXXX true GLEN A ROSS CPA P00124196 6319793141 2024-04-22 2023 2023-04-26 12:10:37Z DONALD W MASTROIANNI 1267483 false X WWW.SAFEGUARDCREDIT.ORG X DEDICATED TO FINANCIAL COUNSELING AND FINANCIAL LITERACY EDUCATION, IN ADDITION TO DILIGENTLY PROVIDING NEIGHBORHOOD STABILIZATION, HOME EDUCATION, AND RELATED ADMINISTRATIVE SERVICES AND SUPPORT, WHICH HAS BEEN FOCUSED ON ASSISTING CONSUMERS AND COMMUNITIES REACH THEIR GOALS. 5 4 10 0 1078316 940280 327181 203472 0 123731 1405497 1267483 0 0 897959 749972 0 0 479937 486584 1377896 1236556 27601 30927 4772624 4628616 4343024 4168089 429600 460527 X DEDICATED TO FINANCIAL COUNSELING AND FINANCIAL LITERACY EDUCATION, IN ADDITION TO DILIGENTLY PROVIDING NEIGHBORHOOD STABILIZATION, HOME EDUCATION, AND RELATED ADMINISTRATIVE SERVICES AND SUPPORT, WHICH HAS BEEN FOCUSED ON ASSISTING CONSUMERS AND COMMUNITIES REACH THEIR GOALS. false false 873464 203472 SEE ATTACHED STATEMENT 3-PART III, LINE 4A, FOLLOWING FORM 4562. 331968 SEE ATTACHED STATEMENT 3-PART III, LINE 4A, FOLLOWING FORM 4562. 331968 1205432 true false false false false false false false true false true false false false true false true true false false false false false false false false false false false false false false false false false false false false false false false false true false false false false true 0 0 true 10 true false false false false false false false false X 5 4 false false false false false false false true true false false true true true true true true true true false AR CA IA IL KY MN NM NY OH PA TX VT WI X X SAFEGUARD CREDIT COUNSELING SERVICE 8006736993 67 FORT SALONGA ROAD NORTHPORT NY 11768 DONALD W MASTROIANNI VICE PRESIDE 65.00 X 122500 0 0 JIESU MASTROIANNI VICE PRESIDE 65.00 X 102750 0 0 MICHAEL J SMITH PRESIDENT&SE 65.00 X X 99000 0 0 KEVIN GATES TRUSTEE X 0 0 0 PATRICK MEEHAN TRUSTEE X 0 0 0 JOSEPH PANTALEO TRUSTEE X 0 0 0 STEPHEN RIGGS TRUSTEE X 0 0 0 324250 2 false false false 123792 816488 940280 SERVICE FEES 114153 114153 FAIRSHARE FROM CREDITORS 91880 91880 CLIENT REFUNDS & ADJUSTMENTS -2561 -2561 203472 EMPLOYEE RETENTION TAX CREDIT 123731 123731 123731 1267483 327203 324250 324250 300681 300681 77029 69326 7703 48012 43211 4801 8280 7452 828 25946 25946 59954 53959 5995 8340 8340 28853 28853 7718 7718 128007 128007 EDUCATION EXPENSE 81102 81102 LICENSES 31360 31360 GENERAL & ADMINISTRATIVE 29356 20843 8513 DATA PROCESSING 25203 25203 52465 49181 3284 1236556 1205432 31124 0 110364 95991 603359 664968 4033856 3850330 71095 58099 20714 12996 4331 4331 4772624 4628616 40066 49252 243824 245235 4059134 3873602 4343024 4168089 X 429600 460527 429600 460527 4772624 4628616 30927 X false true X true X 856060 950586 945234 1078316 940280 4770476 649160 528398 488299 327181 327203 2320241 1505220 1478984 1433533 1405497 1267483 7090717 7090717 1505220 1478984 1433533 1405497 1267483 7090717 1.00000 1.00000 0.00000 0.00000 X false false 71095 58099 12996 12996 ADMINISTRATORS PAYABLE 3850330 CLIENT TRUST FUNDS PAYABLE 23272 3873602 1267483 1267483 1267483 1236556 1236556 1236556 FORM 990 - ORGANIZATION'S MISSION DEDICATED TO FINANCIAL COUNSELING AND FINANCIAL LITERACY EDUCATION, IN ADDITION TO DILIGENTLY PROVIDING NEIGHBORHOOD STABILIZATION, HOME EDUCATION, AND RELATED ADMINISTRATIVE SERVICES AND SUPPORT, WHICH HAS BEEN FOCUSED ON ASSISTING CONSUMERS AND COMMUNITIES REACH THEIR GOALS. FORM 990, PAGE 2, PART III, LINE 4D SEE ATTACHED STATEMENT 3-PART III, LINE 4A, FOLLOWING FORM 4562. FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS REVIEWED BY A QUALIFIED OFFICER OF THE ORGANIZATION AS WELL AS THE BOARD OF DIRECTORS AT A GENERAL MEETING. FORM 990, PAGE 6, PART VI, LINE 12C THE COMPANY EXPECTS THE UNDIVIDED LOYALTY OF ITS ASSOCIATES IN THE CONDUCT OF COMPANY BUSINESS. IT IS IMPORTANT THAT ASSOCIATES BE FREE FROM ANY FINANCIAL INTERESTS OR OTHER RELATIONSHIPS THAT MIGHT CONFLICT WITH THE BEST INTERESTS OF THE COMPANY. ACCORDINGLY, ASSOCIATES WITHOUT WRITTEN APPROVAL OF THEIR DEPARTMENT HEAD AND THE COMPANY'S CHIEF EXECUTIVE OFFICER, 1. MAY NOT MAKE AN INVESTMENT OR HAVE ANY VESTED INTEREST IN COMPANIES THAT COMPETE WITH, SUPPLY SERVICES OR PRODUCTS TO OR PURCHASE SERVICES OR PRODUCTS FROM THE COMPANY. 2. MAY NOT SERVE AS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONSULTANTS OF, PERFORM SERVICES FOR OR RECEIVE INCOME FROM ANY ENTERPRISE OR INDIVIDUAL DOING BUSINESS WITH OR COMPETING WITH THE COMPANY, OR SEEKING TO DO SO. IN FACT, WITHOUT APPROVAL AND APPROPRIATE WRITTEN DISCLOSURE FOR REGULATORY PURPOSES, ASSOCIATES MAY NOT SERVE AS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONSULTANTS TO ANY OTHER CORPORATION. THE COMPANY ENCOURAGES PARTICIPATION IN CHARITABLE ENDEAVORS AND RECOMMENDS THAT ASSOCIATES DISCUSS MAJOR COMMITMENTS IF THEY MIGHT IMPINGE ON THE DEMANDS OFTHEIR JOB. 3. MAY NOT ACT IN A FIDUCIARY CAPACITY FOR ANY CLIENT OR CUSTOMER OF THE COMPANY EXCEPT AS AGENT OF THE COMPANY. 4. MAY NOT ORGANIZE A BUSINESS FOR THE PURPOSE OF DOING BUSINESS WITH THE COMPANY OR OTHER ASSOCIATES OF THE COMPANY. ASSOCIATES MAY NOT USE THEIR POSITION TO INFLUENCE OTHER ASSOCIATES OR PROSPECTIVE ASSOCIATES TO DO BUSINESS WITH THEMSELVES OR ANY OF THEIR RELATIVES. 5. MAY NOT GIVE OR RECEIVE GIFTS OF MORE THAN A TOKEN VALUE (CURRENTLY 100.00) THAT ARE IN ANY WAY CONNECTED WITH BUSINESS RELATIONSHIPS. 6. MAY NOT RECEIVE COMPENSATION FROM OUTSIDERS FOR SERVICES OR PRODUCTS FOR WHICH ASSOCIATES ARE BEING PAID BY THE COMPANY. 7. MUST COMPLY WITH ALL PROVISIONS OF FEDERAL AND STATE LAWS AS WELL AS ALL COMPANY POLICIES RELATING TO CLIENT TRANSACTIONS AND ASSOCIATE BEHAVIOR. 8. MAY NOT RECEIVE ANY CASH/NON-CASH COMPENSATION FROM A COMPANY DOING BUSINESS WITH OR COMPETING WITH THE COMPANY, OR SEEKING TO DO SO, WITHOUT FIRST OBTAINING COMPANY APPROVAL. THE ABOVE LIST OF CONFLICTS TO BE AVOIDED CANNOT BE EXHAUSTIVE, THUS WHEN THERE IS THE SLIGHTEST POSSIBILITY FOR CONFLICT, ASSOCIATES SHOULD DISCUSS THE SITUATION WITH THEIR DEPARTMENT HEAD AND RECEIVE WRITTEN APPROVAL PRIOR TO PROCEEDING. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD RECEIVES FORM 990 FROM OTHER ORGANIZATIONS FOR COMPARISON PURPOSES. SUBSEQUENTLY, A RESOLUTION IS PLACED ON THE AGENDA OF A BOARD MEETING, WHEREBY THE BOARD WILL FORMALLY VOTE AND APPROVE THE COMPENSATION TO BE PROVIDED. THE OUTCOME OF THE BOARD VOTE IS INCLUDED WITHIN THE MINUTES OF THE BOARD MEETING. FORM 990, PAGE 6, PART VI, LINE 15B THE BOARD RECEIVES FORM 990 FROM OTHER ORGANIZATIONS FOR COMPARISON PURPOSES. SUBSEQUENTLY, A RESOLUTION IS PLACED ON THE AGENDA OF A BOARD MEETING, WHEREBY THE BOARD WILL FORMALLY VOTE AND APPROVE THE COMPENSATION TO BE PROVIDED. THE OUTCOME OF THE BOARD VOTE IS INCLUDED WITHIN THE MINUTES OF THE BOARD MEETING. FORM 990, PAGE 6, PART VI, LINE 19 ALL DOCUMENTS AVAILABLE UPON REQUEST SAFEGUARD HOMES LLC 67 FORT SALONGA RD NORTHPORT NY 11768 821699810 REO PROP NY N/A SAFEGUARD REALTY LLC 67 FORT SALONGA RD NORTHPORT NY 11768 822182226 REO PROP NY N/A SAFEGUARD HOMES II LLC 67 FORT SALONGA RD NORTHPORT NY 11768 831384447 REO PROP NY N/A