Nonprofit · EIN 13-3849263
NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC
Tax-exempt · NEW YORK, NY 10032
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $6,537,793 | $7,805,792 | -$1,267,999 | $8,587,584 | $1,007,327 | $7,580,257 |
| December 31, 2024 | 990 | $7,192,288 | $7,902,833 | -$710,545 | $10,223,699 | $1,366,066 | $8,857,633 |
| December 31, 2023 | 990 | $4,517,393 | $7,139,583 | -$2,622,190 | $11,078,776 | $1,514,449 | $9,564,327 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $5,885,884
- of which government grants
- $751,066
- Program service revenue
- $502,431
- Investment income
- $87,023
- Other revenue
- $62,455
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $386,627
- Other salaries and wages
- $3,993,006
- Salaries, compensation and benefits (total)
- $5,266,707
- Professional fundraising fees
- $0
- Occupancy
- $441,321
- Depreciation
- $614,352
- Program services (functional)
- $6,098,761
- Management and general (functional)
- $1,051,291
- Fundraising (functional)
- $655,740
Balance sheet and other
- Total assets, start of year
- $10,223,699
- Total assets, end of year
- $8,587,584
- Total liabilities, end of year
- $1,007,327
- Net assets, end of year
- $7,580,257
- Land, buildings and equipment
- $953,644
- Publicly traded securities
- $1,154,393
- Net assets without donor restrictions
- $3,125,381
- Net assets with donor restrictions
- $4,454,876
- Gross receipts
- $6,537,793
- Employees
- 55
- Volunteers
- 11
- Year formed
- 1996
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JUSTINE ZINKIN | CEO Trustee or director, Officer | 40 | $210,179 | $1,117 |
| SANDRA CHANDUVI | VP OF FINANCIAL Highest-paid employee | 40 | $157,619 | $25,314 |
| KRYN BRADLEY ANDERSON | CFO Officer | 40 | $163,489 | $11,958 |
| ASHLEY R WESSIER | CHIEF OF STAFF Highest-paid employee | 40 | $163,129 | $11,958 |
| THEO VAUGHN | DIRECTOR OF PRODUCT Highest-paid employee | 40 | $131,649 | $7,843 |
| MILAGROS DUBOUCHET | DIRECTOR, SALES & STRATEGIC PARTNERSHIPS Highest-paid employee | 40 | $127,943 | $10,958 |
| KATHERY ZAPATA | SENIOR CONTROLLER Highest-paid employee | 40 | $120,932 | $11,371 |
| ALIAH GREENE | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| FRANCO M BASEGGIO | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| MATTHEW RHODES-KROPF | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| CHAUNCY LENNON | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| ROSS A GARON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHELDON GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MARIA BEHRENS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SEBASTIAN CERIA | DIRECTOR (THROUGH 4/25) Trustee or director | 2 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BEN APPEN | DIRECTOR (THROUGH 4/25) Trustee or director | 2 | $0 |
| ROB LEVY | DIRECTOR (BEGAN 10/25) Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JUSTINE ZINKIN | CEO Trustee or director, Officer | 40 | $207,614 | $1,117 |
| MELISSA GOPNIK | VP OF INNOVATION Highest-paid employee | 40 | $156,762 | $21,963 |
| ASHLEY R WESSIER | CHIEF OF STAFF Highest-paid employee | 40 | $163,086 | $12,833 |
| KRYN BRADLEY ANDERSON | CFO Officer | 40 | $162,366 | $12,833 |
| SANDRA CHANDUVI | VP OF FINANCIAL Highest-paid employee | 40 | $152,631 | $18,096 |
| MARTIN CHRISTINE | VP OF GROWTH STRATEGIES Highest-paid employee | 40 | $153,594 | $11,464 |
| VAUGHN THEO | DIRECTOR OF PRODUCT SERVICES Highest-paid employee | 40 | $125,842 | $13,880 |
| ALIAH GREENE | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| FRANCO M BASEGGIO | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| MATTHEW RHODES-KROPF | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| CHAUNCY LENNON | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| SEBASTIAN CERIA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| BEN APPEN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ROSS A GARON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHELDON GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ALEKSANDRA SAKA MOJSILOVI | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MARIA BEHRENS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ROB LEVY | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JUSTINE ZINKIN | CEO Trustee or director, Officer | 40 | $204,528 | $1,117 |
| MELISSA GOPNIK | VP OF INNOVATION Highest-paid employee | 40 | $155,983 | $20,631 |
| KRYN ANDERSON | CFO Officer | 40 | $149,528 | $11,927 |
| SANDRA CHANDUVI | VP OF FINANCIAL Highest-paid employee | 40 | $142,895 | $16,952 |
| ASHLEY R WESSIER | CHIEF OF STAFF Highest-paid employee | 40 | $127,886 | $14,001 |
| KATHERY ZAPATA | CONTROLLER Highest-paid employee | 40 | $107,822 | $15,588 |
| MILAGROS DUBOUCHET | LEAD BUSINESS Highest-paid employee | 40 | $100,056 | $10,927 |
| ALIAH GREENE | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| FRANCO M BASEGGIO | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| MATTHEW RHODES-KROPF | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| CHAUNCY LENNON | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| SEBASTIAN CERIA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| BEN APPEN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ROSS A GARON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHELDON GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ALEKSANDRA SAKA MOJSILOVI | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MARIA BEHRENS | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 530 WEST 166TH STREET 4TH FLOOR, NEW YORK, NY 10032-4208
- In care of
- % CARMEN VELEZ
- Principal officer (990 for 2025)
- JUSTINE ZINKIN, 530 WEST 166TH STREET 4TH FLOOR, NEW YORK, NY 10032
- Signed the 990
- JUSTINE ZINKIN, CEO
- Phone
- (212) 927-5771
- Website
- WWW.NEIGHBORHOODTRUST.ORG
- Return prepared by
- SAX ADVISORS LLC
Mission
NEIGHBORHOOD TRUST FINANCIAL PARTNERS EMPOWERS LOW-INCOME INDIVIDUALS TO BECOME PRODUCTIVE PARTICIPANTS IN THE U.S. FINANCIAL SYSTEM AND ACHIEVE THEIR FINANCIAL GOALS.
Program accomplishments
- NEIGHBORHOOD TRUST FINANCIAL PARTNERS IS A NATIONAL, LEADING PROVIDER OF FINANCIAL EMPOWERMENT SERVICES FOR LOW-INCOME WORKERS. IN 2025, WE HELPED OVER 8,000 INDIVIDUALS TAKE CONTROL OF THEIR FINANCES, EMPOWERING THEM TO REDUCE AND PAY OFF DEBT, BUILD SAVINGS, IMPROVE CREDIT, AND WORK TOWARDS OTHER FINANCIAL GOALS. WE ARE COMMITTED TO ACHIEVING A SUSTAINABLE OPERATION VIA EARNED REVENUE FROM A PORTFOLIO OF CUSTOMERS, SO THAT PHILANTHROPY IS LEVERAGED TOWARDS INNOVATION, IMPACT, AND INFORMING THE FINANCIAL SERVICES FIELD.THROUGH TRUSTPLUS AND PATHWAYS, OUR TWO MAIN PROGRAM SERVICES, WE EMBED OUR PROPRIETARY FINANCIAL COACHING LINKED TO INCLUSIVE FINANCIAL PRODUCTS WITHIN EMPLOYERS, FINANCIAL INSTITUTIONS, AND WORKER ADVOCACY ORGANIZATIONS ACROSS THE COUNTRY. TRUSTPLUS IS OUR WORKER FINANCIAL HEALTH BENEFIT THAT BLENDS HUMAN-TOUCH FINANCIAL COACHING WITH FINANCIAL PRODUCTS AND WORKPLACE BENEFITS, SO THAT WORKERS CAN MAKE THE MOST OF EVERY HARD-EARNED PAYCHECK. OUR TECH-ENABLED SOLUTION ALLOWS US TO REACH WORKERS ACROSS THE COUNTRY AND OFFER LIVE FINANCIAL COACHING "ANYTIME, ANYWHERE." AS A SOCIAL ENTERPRISE, WE PARTNER WITH EMPLOYERS, BENEFITS NETWORKS, FINANCIAL INSTITUTIONS, AND FINTECHS AS CUSTOMERS. OUR PATHWAYS SERVICE PROMOTES FINANCIAL INCLUSION FOR UNDERSERVED COMMUNITIES BY INTEGRATING FINANCIAL COACHING INTO CREDIT UNIONS NATIONWIDE. IN PARTNERSHIP WITH CREDIT UNION ADVOCACY NETWORK, INCLUSIV, PATHWAYS TRAINS CREDIT UNION STAFF TO PROVIDE OUR MODEL OF TRUSTED, ACTION-ORIENTED FINANCIAL COACHING TO ITS MEMBERS, AND TRACK THEIR FINANCIAL HEALTH OUTCOMES VIA OUR PROPRIETARY TECHNOLOGY PLATFORM. UNDER OUR CONTRACT WITH THE NEW YORK CITY DEPARTMENT OF CONSUMER & WORKER PROTECTION, WE PROVIDE FINANCIAL COACHING TO NEW YORK CITY RESIDENTS VIA SEVEN FINANCIAL EMPOWERMENT CENTER SITES.Expenses $6,098,761 · revenue $502,431
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 13-3849263
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1996
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Arts, culture and humanities (A99)
- Assets (IRS master file)
- $8,587,584
- Income (IRS master file)
- $6,537,793
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $6,537,793 | $7,805,792 | $8,587,584 | XML |
| 990 | December 2024 | $7,192,288 | $7,902,833 | $10,223,699 | XML |
| 990 | December 2023 | $4,517,393 | $7,139,583 | $11,078,776 | XML |
| 990 | December 2022 | $10,843,702 | $6,923,214 | $14,037,415 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 13-3849263).
Questions about NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC
- What is the EIN of NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC?
- The employer identification number (EIN) of NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC is 13-3849263.
- Is NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1996.
- Are donations to NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC?
- The 990 for the year ended December 31, 2025 names JUSTINE ZINKIN.
- Who are the officers and directors of NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC?
- The 990 for the year ended December 31, 2025 lists 17 people; 7 received compensation from the organization, the highest $210,179 (JUSTINE ZINKIN, CEO).
- How much revenue does NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $6,537,793, expenses of $7,805,792 and total assets of $8,587,584 at year end.
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