Nonprofit · EIN 06-1029943
ALBRIGHT CREDIT UNION
Tax-exempt · BETHEL, CT 06801
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $3,928,530 | $3,238,175 | $690,355 | $72,711,972 | $64,324,600 | $8,387,372 |
| December 31, 2024 | 990 | $4,107,488 | $3,351,829 | $755,659 | $70,316,879 | $62,619,862 | $7,697,017 |
| December 31, 2023 | 990 | $2,758,210 | $2,690,177 | $68,033 | $74,341,842 | $67,400,484 | $6,941,358 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,935,169
- Investment income
- $993,361
- Net gain from sales of assets
- -$35,459
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $414,924
- Other salaries and wages
- $521,769
- Salaries, compensation and benefits (total)
- $1,272,682
- Professional fundraising fees
- $0
- Legal fees
- $10,049
- Accounting fees
- $10,480
- Occupancy
- $110,628
- Travel
- $610
- Depreciation
- $121,403
- Program services (functional)
- $3,101,553
- Management and general (functional)
- $136,622
Balance sheet and other
- Total assets, start of year
- $70,316,879
- Total assets, end of year
- $72,711,972
- Total liabilities, end of year
- $64,324,600
- Net assets, end of year
- $8,387,372
- Land, buildings and equipment
- $422,656
- Gross unrelated business income
- $15,424
- Gross receipts
- $3,928,530
- Employees
- 13
- Volunteers
- 9
- Year formed
- 1980
- State of legal domicile
- CT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Sabrina DeFazio | President Trustee or director, Officer | 50 | $201,562 | $31,928 |
| Heidi Sztanko | Vice President Finance & IT Officer | 50 | $134,382 | $48,136 |
| Lisa Arconti | Vice President Member Care Officer, Key employee | 50 | $78,981 | $22,572 |
| Andrew Bard | Treasurer Trustee or director | 4 | $0 | $0 |
| Maciej Milewski | Chairperson Trustee or director | 4 | $0 | $0 |
| RuthAnne Salvatore | Director Trustee or director | 4 | $0 | $0 |
| Leo White | Director Trustee or director | 4 | $0 | $0 |
| Chris DePalma | Secretary Trustee or director | 3 | $0 | $0 |
| Frederick Karrat | Director Trustee or director | 3 | $0 | $0 |
| Gina Ramos | Director Trustee or director | 4 | $0 | $0 |
| Alyssa Angurio | Director Trustee or director | 4 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Andrew Bard | Treasurer Trustee or director | 4 | $0 |
| Maciej Milewski | Chairperson Trustee or director | 4 | $0 |
| RuthAnne Salvatore | Director Trustee or director | 4 | $0 |
| Leo White | Director Trustee or director | 4 | $0 |
| Chris DePalma | Secretary Trustee or director | 3 | $0 |
| Frederick Karrat | Director Trustee or director | 4 | $0 |
| Gina Ramos | Director Trustee or director | 4 | $0 |
| Alyssa Angurio | Director Trustee or director | 4 | $0 |
| Heidi Sztanko | Vice President Finance & IT Officer | 50 | $0 |
| Sabrina DeFazio | President Officer, Highest-paid employee | 50 | $0 |
| Lisa Arconti | Vice President Member Care Officer | 0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JoAnn Palladino | Former President Former | 50 | $80,165 | $8,009 |
| Chris DePalma | Secretary Trustee or director | 2 | $0 | $0 |
| Alyssa Angurio | Director Trustee or director | 1 | $0 | $0 |
| Daniel ONeill | Vice Chairperson Trustee or director | 2 | $0 | $0 |
| Gina Ramos | Director Trustee or director | 1 | $0 | $0 |
| Frederick Karrat | Director Trustee or director | 5 | $0 | $0 |
| Leo White | Director Trustee or director | 1 | $0 | $0 |
| Andrew Bard | Treasurer Trustee or director | 5 | $0 | $0 |
| Maciej Milewski | Chairperson Trustee or director | 5 | $0 | $0 |
| RuthAnne Salvatore | Director Trustee or director | 5 | $0 | $0 |
| Heidi Sztanko | Vice President Operations Officer | 50 | $0 | $0 |
| Lisa Arconti | Vice President Operations Officer | 0 | $0 | $0 |
| Sabrina DeFazio | President Officer, Highest-paid employee | 50 | $0 | $0 |
| Susan Schulz | Former Director Former | 1 | $0 | $0 |
| Dawn Norton | Former Director Former | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 14 RESEARCH DRIVE, BETHEL, CT 06801-1067
- In care of
- % HEIDI SZTANKO
- Principal officer (990 for 2025)
- Sabrina DeFazio, 2 Stony Hill Road, Bethel, CT 06801
- Signed the 990
- HEIDI SZTANKO, Vice President Finance & IT
- Phone
- (203) 796-4500
- Website
- www.albrightcu.com
Mission
Albright Credit Unions mission is to serve our members as the best-in-class provider of consumer financial services. We will fulfill our mission by placing a high value on customer satisfaction, quality service, full service delivery and continued credit union stability.
Program accomplishments
- Provided Credit Union Members with traditional financial services to meet their financial needs. These include: Loans: Home Equity, Mortgage, Auto and personal loans along with Visa credit cards. Savings: A choice of savings options including CDs and money market accounts, regular share, checking and club savings options. Convience: ATM access and home banking capabilities.Expenses $3,087,107 · revenue $3,913,106
- Provide tangentle financial services for the convenience of SVFCU members. This includes access to reduced insurance premiums.Expenses $14,446 · revenue $15,424
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 06-1029943
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2711: CONNECTICUT STATE BANKING DEPARTMENT GROUP RETURN
- Assets (IRS master file)
- $72,711,972
- Income (IRS master file)
- $3,928,530
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $3,928,530 | $3,238,175 | $72,711,972 | IRS |
| 990 | December 2024 | $4,107,488 | $3,351,829 | $70,316,879 | IRS |
| 990 | December 2023 | $2,758,210 | $2,690,177 | $74,341,842 | XML |
| 990 | December 2022 | $1,675,515 | $1,579,031 | $43,834,356 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 06-1029943).
Questions about ALBRIGHT CREDIT UNION
- What is the EIN of ALBRIGHT CREDIT UNION?
- The employer identification number (EIN) of ALBRIGHT CREDIT UNION is 06-1029943.
- Is ALBRIGHT CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to ALBRIGHT CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ALBRIGHT CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ALBRIGHT CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ALBRIGHT CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ALBRIGHT CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Sabrina DeFazio.
- Who are the officers and directors of ALBRIGHT CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 11 people; 3 received compensation from the organization, the highest $201,562 (Sabrina DeFazio, President).
- How much revenue does ALBRIGHT CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,928,530, expenses of $3,238,175 and total assets of $72,711,972 at year end.
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