Nonprofit · EIN 06-0696607
ACHIEVE FINANCIAL CREDIT UNION INC
Tax-exempt · BERLIN, CT 06037
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $11,635,252 | $10,946,449 | $688,803 | $183,630,830 | $169,628,868 | $14,001,962 |
| December 31, 2024 | 990 | $11,449,976 | $11,158,011 | $291,965 | $181,973,848 | $169,819,873 | $12,153,975 |
| December 31, 2023 | 990 | $12,016,169 | $11,112,680 | $903,489 | $192,475,799 | $181,359,436 | $11,116,363 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $7,300,114
- Investment income
- $1,256,789
- Other revenue
- $3,078,349
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $930,558
- Other salaries and wages
- $1,820,214
- Salaries, compensation and benefits (total)
- $3,292,527
- Professional fundraising fees
- $0
- Legal fees
- $38,291
- Accounting fees
- $44,576
- Occupancy
- $437,602
- Travel
- $42,424
- Depreciation
- $436,519
Balance sheet and other
- Total assets, start of year
- $181,973,848
- Total assets, end of year
- $183,630,830
- Total liabilities, end of year
- $169,628,868
- Net assets, end of year
- $14,001,962
- Land, buildings and equipment
- $5,556,901
- Publicly traded securities
- $27,861,550
- Gross unrelated business income
- $25,350
- Gross receipts
- $11,635,252
- Employees
- 41
- Volunteers
- 0
- Year formed
- 1954
- State of legal domicile
- CT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANDREW KLIMKOSKI | PRESIDENT/CEO Officer | 50 | $451,973 | $43,302 |
| BRIAN SCAVONE | COO Highest-paid employee | 50 | $215,234 | $8,912 |
| MELISSA D'AGOSTINO | CHIEF EXPERIENCE OFFICER Key employee | 50 | $156,654 | $6,169 |
| ZACHARY PIPER | NETWORK ENGINEER Highest-paid employee | 40 | $106,698 | $13,086 |
| THOMAS LANGDON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN STAIRS | TREASURER/SECRETARY Trustee or director | 1 | $0 | $0 |
| WILLIAM ACKERMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN FREDERICKS | CHAIRMAN Trustee or director | 1 | $0 | $0 |
| ELAINE RICHARDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DENE WELAGE | VICE CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JASON SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANDREW KLIMKOSKI | PRESIDENT/CEO Officer | 50 | $411,199 | $35,631 |
| BRIAN SCAVONE | COO Highest-paid employee | 50 | $202,824 | $9,607 |
| MELISSA D'AGOSTINO | MEMBER EXPERIENCE OFFICER Highest-paid employee | 50 | $138,295 | $8,202 |
| SHAWN HONAN | CFO THROUGH 11/29/2024 Highest-paid employee | 1 | $125,461 | $0 |
| ZACHARY PIPER | NETWORK ENGINEER Highest-paid employee | 1 | $102,616 | $10,482 |
| THOMAS LANGDON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN STAIRS | TREASURER/SECRETARY Trustee or director | 1 | $0 | $0 |
| WILLIAM ACKERMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN FREDERICKS | CHAIRMAN Trustee or director | 1 | $0 | $0 |
| ELAINE RICHARDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DENE WELAGE | VICE CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JASON SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANDREW KLIMKOSKI | PRESIDENT/CEO Officer | 50 | $289,116 | $28,524 |
| BRIAN SCAVONE | COO Highest-paid employee | 50 | $202,697 | $8,519 |
| MELISSA D'AGOSTINO | MEMBER EXPERIENCE OFFICER Highest-paid employee | 50 | $137,599 | $5,950 |
| KAREN HAYES | DIRECTOR OF HUMAN RESOURCES Highest-paid employee | 50 | $101,013 | $4,300 |
| MATTHEW YUSSMAN | CFO THROUGH 5/5/2023 Officer | 50 | $86,853 | $2,695 |
| THOMAS LANGDON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN STAIRS | TREASURER/SECRETARY Trustee or director | 1 | $0 | $0 |
| WILLIAM ACKERMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN FREDERICKS | CHAIRMAN Trustee or director | 1 | $0 | $0 |
| ELAINE RICHARDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DENE WELAGE | VICE CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JASON SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 7030, BERLIN, CT 06037-7030
- Principal officer (990 for 2025)
- ANDREW KLIMKOSKI, PO BOX 7030, BERLIN, CT 06037
- Signed the 990
- ANDREW KLIMKOSKI, PRESIDENT/CEO
- Phone
- (860) 828-2790
- Website
- WWW.ACHIEVEFINANCIALCU.COM
- Return prepared by
- WHITTLESEY PC
Mission
WE PROVIDE FINANCIAL SERVICES FOR OUR MEMBERS.
Program accomplishments
- ORIGINATION AND MAINTENANCE OF MEMBERS' DEPOSIT ACCOUNTS
- ORIGINATION AND MAINTENANCE OF MEMBERS' LOAN ACCOUNTS
- PAYMENT OF INTEREST AND DIVIDENDS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 06-0696607
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2711: CONNECTICUT STATE BANKING DEPARTMENT GROUP RETURN
- Assets (IRS master file)
- $183,630,830
- Income (IRS master file)
- $11,635,252
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $11,635,252 | $10,946,449 | $183,630,830 | IRS |
| 990 | December 2024 | $11,449,976 | $11,158,011 | $181,973,848 | IRS |
| 990 | December 2023 | $12,016,169 | $11,112,680 | $192,475,799 | XML |
| 990 | December 2022 | $10,293,726 | $8,300,755 | $183,250,727 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 06-0696607).
Questions about ACHIEVE FINANCIAL CREDIT UNION INC
- What is the EIN of ACHIEVE FINANCIAL CREDIT UNION INC?
- The employer identification number (EIN) of ACHIEVE FINANCIAL CREDIT UNION INC is 06-0696607.
- Is ACHIEVE FINANCIAL CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to ACHIEVE FINANCIAL CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ACHIEVE FINANCIAL CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ACHIEVE FINANCIAL CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ACHIEVE FINANCIAL CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ACHIEVE FINANCIAL CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names ANDREW KLIMKOSKI.
- Who are the officers and directors of ACHIEVE FINANCIAL CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 11 people; 4 received compensation from the organization, the highest $451,973 (ANDREW KLIMKOSKI, PRESIDENT/CEO).
- How much revenue does ACHIEVE FINANCIAL CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $11,635,252, expenses of $10,946,449 and total assets of $183,630,830 at year end.
Other nonprofits in BERLIN
- INTERNATIONAL BROTHERHOOD OF ELECTRICAL WORKERS EIN 06-0892100 · last filed 990 for 2025
- THE VANTY FAMILY FOUNDATION EIN 39-7275274 · last filed 990-PF for 2025
- INTERNATIONAL ASSOCIATION OF LIONS CLUBS EIN 06-6068993 · last filed 990 for 2025
- NATIONAL ELECTRICAL CONTRACTORS OF ASSN INC EIN 06-0672066 · last filed 990 for 2025
- ADMINISTRATIVE MAINTENANCE FUND NATIONAL ELECTRICAL CONTRACTORS EIN 06-1456222 · last filed 990 for 2025
- COMMUNITY OUTREACH & OPTIMUM PERFOR MANCE EIN 88-3598486
- CONNECTICUT HUMAN RESOURCE COUNCIL EIN 06-1512337 · last filed 990 for 2025
- CONNECTICUT LABOR MANAGEMENT COOPERATIVE COMMITTEE TR EIN 06-6400524 · last filed 990 for 2025