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Nonprofit · EIN 04-3642655

COMMUNITY CAPITAL OF VERMONT INC

Tax-exempt · BARRE, VT 05641

Financials

$493K$196K2021$326K$490K2023$438K$465K2024$382K$431K2025
Revenue Expenses · by fiscal year end
Financials of COMMUNITY CAPITAL OF VERMONT INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$382,163$430,804-$48,641$3,957,971$1,524,837$2,433,134
December 31, 2024990$438,273$464,672-$26,399$3,642,983$1,161,208$2,481,775
December 31, 2023990$325,527$490,496-$164,969$3,586,734$1,078,560$2,508,174
December 31, 2021990$492,505$196,019$296,486$4,326,394$1,586,917$2,739,477
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$177,576
of which government grants
$143,826
Program service revenue
$198,648
Investment income
$29,408
Other revenue
-$23,469

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$114,297
Other salaries and wages
$68,771
Salaries, compensation and benefits (total)
$212,737
Professional fundraising fees
$0
Legal fees
$10,433
Accounting fees
$43,700
Occupancy
$12,852
Travel
$5,078
Program services (functional)
$215,787
Management and general (functional)
$215,017

Balance sheet and other

Total assets, start of year
$3,642,983
Total assets, end of year
$3,957,971
Total liabilities, end of year
$1,524,837
Net assets, end of year
$2,433,134
Net assets without donor restrictions
$412,578
Net assets with donor restrictions
$2,020,556
Gross receipts
$382,163
Employees
2
Volunteers
12
Year formed
2001

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
ALEXANDER ROBEXECUTIVE DI
Officer
40$114,297
RONDA BERNSPRESIDENT
Trustee or director, Officer
1$0
MEAGHAN MCLAUGHLINTREASURER
Trustee or director, Officer
1$0
JEN RUSSELLSECRETARY
Trustee or director, Officer
1$0
BRITTANY WINFIELDVICE PRESIDE
Trustee or director, Officer
1$0
990 for the year ended December 31, 2024: 6 people
NameTitleHours / weekCompensation
ALEXANDER ROBEXECUTIVE DI
Officer
40$113,519
RONDA BERNSVICE PRESIDE
Trustee or director
–$0
MARY CHEVALIERTREASURER
Trustee or director
–$0
HEATHER HURLBERTPRESIDENT
Trustee or director, Officer
–$0
NATE MESSIERBOARD MEMBER
Trustee or director
–$0
KIMBERLY RUPESECRETARY
Trustee or director
–$0
990 for the year ended December 31, 2023: 6 people
NameTitleHours / weekCompensation
ALEXANDER ROBEXECUTIVE DI
Officer
40$107,815
RONDA BERNSVICE PRESIDE
Trustee or director
2$0
MARY CHEVALIERTREASURER
Trustee or director
2$0
HEATHER HURLBERTPRESIDENT
Trustee or director, Officer
2$0
NATE MESSIERBOARD MEMBER
Trustee or director
2$0
KIMBERLY RUPESECRETARY
Trustee or director
2$0
990 for the year ended December 31, 2021: 8 people
NameTitleHours / weekCompensation
ALEXANDER ROBEXECUTIVE DI
Officer
40$92,438
RONDA BERNSBOARD MEMBER
Trustee or director
2$0
MARY CHEVALIERTREASURER
Trustee or director, Officer
2$0
HEATHER HURLBERTSECRETARY
Trustee or director, Officer
2$0
NATE MESSIERBOARD MEMBER
Trustee or director
2$0
MONIQUE PRIESTLYBOARD MEMBER
Trustee or director
2$0
TYLER RICHARDSONVICE PRESIDE
Trustee or director, Officer
2$0
TRISH SEARSPRESIDENT
Trustee or director, Officer
2$0

Address and contacts

Address (IRS master file)
PO BOX 342, BARRE, VT 05641-0342
Principal officer (990 for 2025)
ALEXANDER ROB, PO BOX 342, BARRE, VT 05641
Signed the 990
ALEXANDER ROB, EXECUTIVE DIRECTOR
Phone
(802) 479-0167
Return prepared by
KITTELL BRANAGAN & SARGENT

Mission

TO HELP SMALL BUSINESSES AND LOWER INCOME ENTREPRENEURS PROSPER THROUGH THE PROVISION OF FLEXIBLE BUSINESS FINANCING.

990 for the year ended December 31, 2025

Program accomplishments

  • COMMUNITY CAPITAL OF VERMONT IS A STATEWIDE SMALL BUSINESS AND MICROENTERPRISE LENDER SERVING LOW AND MODERATE INCOME ENTRPRENEURS. OUR LOANS RANGE IN SIZE FROM 1,000 TO 100,000 AND CAN BE USED FOR BUSINESS START-UP OR GROWTH AND EXPANSION. CCVT SPECIALIZES IN PROVIDING LOANS TO BUSINESS OWNERS WHO LACK THE COLLATERAL OR CREDIT HISTORY TO QUALIFY FOR TRADITIONAL BANK LOANS.
    Expenses $215,787 · revenue $198,648

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
04-3642655
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (509(a)(2))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2002
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$3,957,971
Income (IRS master file)
$382,163

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$382,163$430,804$3,957,971XML
990December 2024$438,273$464,672$3,642,983XML
990December 2023$325,527$490,496$3,586,734XML
990December 2022$244,254$364,847$3,944,821IRS
990December 2021$492,505$196,019$4,326,394XML
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3642655).

Questions about COMMUNITY CAPITAL OF VERMONT INC

What is the EIN of COMMUNITY CAPITAL OF VERMONT INC?
The employer identification number (EIN) of COMMUNITY CAPITAL OF VERMONT INC is 04-3642655.
Is COMMUNITY CAPITAL OF VERMONT INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2002.
Are donations to COMMUNITY CAPITAL OF VERMONT INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does COMMUNITY CAPITAL OF VERMONT INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of COMMUNITY CAPITAL OF VERMONT INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did COMMUNITY CAPITAL OF VERMONT INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of COMMUNITY CAPITAL OF VERMONT INC?
The 990 for the year ended December 31, 2025 names ALEXANDER ROB.
Who are the officers and directors of COMMUNITY CAPITAL OF VERMONT INC?
The 990 for the year ended December 31, 2025 lists 5 people; 1 received compensation from the organization, the highest $114,297 (ALEXANDER ROB, EXECUTIVE DI).
How much revenue does COMMUNITY CAPITAL OF VERMONT INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $382,163, expenses of $430,804 and total assets of $3,957,971 at year end.

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