Nonprofit · EIN 04-3418214
COMMUNITY CREDIT COUNSELING CORPORATION
Tax-exempt · NEPTUNE, NJ 07753
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| March 31, 2026 | 990 | $62,897 | $57,733 | $5,164 | $18,808 | $103,973 | -$85,165 |
| March 31, 2025 | 990 | $65,654 | $56,642 | $9,012 | $19,319 | $109,648 | -$90,329 |
| March 31, 2024 | 990 | $58,571 | $61,046 | -$2,475 | $4,430 | $103,771 | -$99,341 |
Financial details: 990 for the year ended March 31, 2026
Revenue
- Contributions, gifts and grants
- $30,736
- Program service revenue
- $32,161
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $20,400
- Salaries, compensation and benefits (total)
- $23,193
- Professional fundraising fees
- $0
- Accounting fees
- $2,525
- Occupancy
- $12,331
- Program services (functional)
- $49,306
- Management and general (functional)
- $8,427
Balance sheet and other
- Total assets, start of year
- $19,319
- Total assets, end of year
- $18,808
- Total liabilities, end of year
- $103,973
- Net assets, end of year
- -$85,165
- Net assets without donor restrictions
- -$85,165
- Gross receipts
- $62,897
- Employees
- 2
- Year formed
- 1998
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended March 31, 2026, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLES CAPOBIANCO | PRESIDENT Trustee or director, Officer | – | $0 |
| SAMUEL ZURICH | TRUSTEE Trustee or director | – | $0 |
| LISA JAMISON | TRUSTEE Trustee or director | – | $0 |
990 for the year ended March 31, 2025: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLES CAPOBIANCO | PRESIDENT Trustee or director, Officer | – | $0 |
| SAMUEL ZURICH | TRUSTEE Trustee or director | – | $0 |
| LISA JAMISON | TRUSTEE Trustee or director | – | $0 |
990 for the year ended March 31, 2024: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLES CAPOBIANCO | PRESIDENT Trustee or director, Officer | – | $0 |
| SAMUEL ZURICH | TRUSTEE Trustee or director | – | $0 |
| LISA JAMISON | TRUSTEE Trustee or director | – | $0 |
Address and contacts
- Address (IRS master file)
- 3455 STATE ROUTE 66, NEPTUNE, NJ 07753-2758
- In care of
- % NINA PALENTA
- Principal officer (990 for 2025)
- CHARLES CAPOBIANCO, 533 5TH STREET, EAST NORTHPORT, NY 11731
- Signed the 990
- CHARLES CAPOBIANCO, PRESIDENT
- Phone
- (800) 663-4416
- Website
- WWW.COMMCREDIT.ORG
- Return prepared by
- FREY & WAGNER CPA'S PC
Mission
TO PROVIDE CLIENTS DEBT MANAGEMENT ASSISTANCE AS WELL AS EDUCATIONAL AND COUNSELING SERVICES, WHICH PROMOTE THE RESPONSIBLE USE OF CONSUMER CREDIT AND PERSONAL FINANCES.
Program accomplishments
- TO PROVIDE CLIENTS AND THE GENERAL PUBLIC GUIDANCE IN REGARD TO CONSUMER CREDIT AND PERSONAL FINANCES THROUGH EDUCATIONAL PROGRAMS, ASSISTANCE IN CREATING AND CARRYING OUT DEBT MANAGEMENT PLANS, CREDIT COUNSELING, AND PUBLIC SEMINARS AND WORKSHOPS. IN FISCAL YEAR 2025/2026, THE ORGANIZATION EDUCATED APPROXIMATELY 1,200 INDIVIDUALS THROUGH FINANCIAL EDUCATION SEMINARS AND PROGRAMS INCLUDING THE FDIC MONEY SMART PROGRAM AND DEBT GUARD FINANCIAL LITERACY PROGRAMS, AS WELL AS PERSONAL FINANCIAL LITERACY MATERIALS DESIGNED BY THE ORGANIZATION. DURING THE YEAR, THE ORGANIZATION'S CREDIT COUNSELORS CONDUCTED APPROXIMATELY 600 COUNSELING SESSIONS, SERVICED APPROXIMATELY 85 DEBT MANAGEMENT PLANS FOR NEW CLIENTS, AND 175 FOR EXISTING CLIENTS RESPECTIVELY, AND HAD APPROXIMATELY 10 CLIENTS SUCCESSFULLY COMPLETE THEIR DEBT MANAGEMENT PLANS.Expenses $47,786 · revenue $32,161
- FOR THE FISCAL YEAR ENDED MARCH 31, 2026, THE ORGANIZATION INCURRED INTEREST EXPENSE OF 1,788 ON THE EIDL LOAN PAYABLE.Expenses $1,520
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in March, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | March 31, 2026 | August 17, 2026 | 990 on file |
| 2024 | March 31, 2025 | August 15, 2025 | 990 on file |
| 2023 | March 31, 2024 | August 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3418214
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1998
- Accounting year ends
- March
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S31)
- Assets (IRS master file)
- $18,808
- Income (IRS master file)
- $62,897
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | March 2026 | $62,897 | $57,733 | $18,808 | XML |
| 990 | March 2025 | $65,654 | $56,642 | $19,319 | XML |
| 990 | March 2024 | $58,571 | $61,046 | $4,430 | XML |
| 990 | March 2023 | $54,122 | $57,587 | $4,135 | IRS |
| 990 | March 2022 | – | – | – | IRS |
| 990 | March 2021 | – | – | – | IRS |
| 990 | March 2020 | – | – | – | IRS |
| 990 | March 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3418214).
Questions about COMMUNITY CREDIT COUNSELING CORPORATION
- What is the EIN of COMMUNITY CREDIT COUNSELING CORPORATION?
- The employer identification number (EIN) of COMMUNITY CREDIT COUNSELING CORPORATION is 04-3418214.
- Is COMMUNITY CREDIT COUNSELING CORPORATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1998.
- Are donations to COMMUNITY CREDIT COUNSELING CORPORATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does COMMUNITY CREDIT COUNSELING CORPORATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY CREDIT COUNSELING CORPORATION due?
- The return for tax year 2026 (the year ending March 31, 2027) is due August 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY CREDIT COUNSELING CORPORATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended March 2026.
- Who is the principal officer of COMMUNITY CREDIT COUNSELING CORPORATION?
- The 990 for the year ended March 31, 2026 names CHARLES CAPOBIANCO.
- Who are the officers and directors of COMMUNITY CREDIT COUNSELING CORPORATION?
- The 990 for the year ended March 31, 2026 lists 3 people; 0 received compensation from the organization.
- How much revenue does COMMUNITY CREDIT COUNSELING CORPORATION have?
- On its 990 for the year ended March 31, 2026 it reported revenue of $62,897, expenses of $57,733 and total assets of $18,808 at year end.
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