2025-08-04T15:35:04-04:00 2025-03-31 112819610 FREY & WAGNER CPA'S PC 145 PINELAWN RD SUITE 310N MELVILLE NY 11747 990 2024-04-01 043418214 COMMUNITY CREDIT COUNSELING CORPORATION COMM 8006634416 3455 STATE ROUTE 66 NEPTUNE NJ 07753 CHARLES CAPOBIANCO PRESIDENT 8006634416 2025-07-31 true false DAVID P FREY CPA P00204306 5164336800 2025-08-01 2024 2025-03-06 01:10:19Z CHARLES CAPOBIANCO 533 5TH STREET EAST NORTHPORT NY 11731 65654 false X WWW.COMMCREDIT.ORG X 1998 MA TO PROVIDE CLIENTS DEBT MANAGEMENT ASSISTANCE AS WELL AS EDUCATIONAL AND COUNSELING SERVICES, WHICH PROMOTE THE RESPONSIBLE USE OF CONSUMER CREDIT AND PERSONAL FINANCES. 3 3 2 0 20884 31949 37687 33705 0 0 58571 65654 0 0 12508 21063 0 0 48538 35579 61046 56642 -2475 9012 4430 19319 103771 109648 -99341 -90329 X TO PROVIDE CLIENTS DEBT MANAGEMENT ASSISTANCE AS WELL AS EDUCATIONAL AND COUNSELING SERVICES, WHICH PROMOTE THE RESPONSIBLE USE OF CONSUMER CREDIT AND PERSONAL FINANCES. false false 46637 TO PROVIDE CLIENTS AND THE GENERAL PUBLIC GUIDANCE IN REGARD TO CONSUMER CREDIT AND PERSONAL FINANCES THROUGH EDUCATIONAL PROGRAMS, ASSISTANCE IN CREATING AND CARRYING OUT DEBT MANAGEMENT PLANS, CREDIT COUNSELING, AND PUBLIC SEMINARS AND WORKSHOPS. IN FISCAL YEAR 2024/2025, THE ORGANIZATION EDUCATED APPROXIMATELY 1,250 INDIVIDUALS THROUGH FINANCIAL EDUCATION SEMINARS AND PROGRAMS INCLUDING THE FDIC MONEY SMART PROGRAM AND DEBT GUARD FINANCIAL LITERACY PROGRAMS, AS WELL AS PERSONAL FINANCIAL LITERACY MATERIALS DESIGNED BY THE ORGANIZATION. DURING THE YEAR, THE ORGANIZATION'S CREDIT COUNSELORS CONDUCTED APPROXIMATELY 575 COUNSELING SESSIONS, SERVICED APPROXIMATELY 90 DEBT MANAGEMENT PLANS FOR NEW CLIENTS, AND 180 FOR EXISTING CLIENTS RESPECTIVELY, AND HAD APPROXIMATELY 12 CLIENTS SUCCESSFULLY COMPLETE THEIR DEBT MANAGEMENT PLANS. 1952 FOR THE FISCAL YEAR ENDED MARCH 31, 2025, THE ORGANIZATION INCURRED INTEREST EXPENSE OF 1,767 ON THE EIDL LOAN PAYABLE. 1952 48589 true false false false false false false false true false false false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false 0 0 2 true false false false false false false false false X 3 3 false false false false false false false true true false false false true true true true true true true false MA NJ X X COMMUNITY CREDIT COUNSELING CORP 8002209654 3455 STATE ROUTE 66 NEPTUNE NJ 07753 X CHARLES CAPOBIANCO PRESIDENT X X 0 0 0 SAMUEL ZURICH TRUSTEE X 0 0 0 LISA JAMISON TRUSTEE X 0 0 0 false false false 31949 31949 CREDIT COUNSEL SERVICE FEES 33705 33705 33705 65654 33705 18400 17020 1380 2663 2264 399 2400 2400 2178 1851 327 12530 10650 1880 1767 1502 265 1789 1521 268 COMPUTER EXPENSE 5746 4884 862 BANK CHARGES 4432 4432 ACCREDITATION SERVICES 2604 2604 TELEPHONE EXPENSE 1718 1460 258 415 401 14 56642 48589 8053 0 916 680 1250 16300 374 449 840 840 1050 1050 4430 19319 15825 15881 40900 40900 47046 52867 103771 109648 X -99341 -90329 -99341 -90329 4430 19319 9012 X false false X 34977 20815 19330 20884 31949 127955 43576 38842 34792 37687 33705 188602 78553 59657 54122 58571 65654 316557 316557 78553 59657 54122 58571 65654 316557 1.00000 1.00000 0.00000 0.00000 X false false SECURITY DEPOSITS 1050 1050 EIDL LOAN PAYABLE 49322 ACCRUED EXPENSE 3045 CLIENT TRUST FUND PAYABLE 500 52867 FORM 990, PAGE 2, PART III, LINE 4A TO PROVIDE CLIENTS AND THE GENERAL PUBLIC GUIDANCE IN REGARD TO CONSUMER CREDIT AND PERSONAL FINANCES THROUGH EDUCATIONAL PROGRAMS, ASSISTANCE IN CREATING AND CARRYING OUT DEBT MANAGEMENT PLANS, CREDIT COUNSELING, AND PUBLIC SEMINARS AND WORKSHOPS. IN FISCAL YEAR 2024/2025, THE ORGANIZATION EDUCATED APPROXIMATELY 1,250 INDIVIDUALS THROUGH FINANCIAL EDUCATION SEMINARS AND PROGRAMS INCLUDING THE FDIC MONEY SMART PROGRAM AND DEBT GUARD FINANCIAL LITERACY PROGRAMS, AS WELL AS PERSONAL FINANCIAL LITERACY MATERIALS DESIGNED BY THE ORGANIZATION. DURING THE YEAR, THE ORGANIZATION'S CREDIT COUNSELORS CONDUCTED APPROXIMATELY 575 COUNSELING SESSIONS, SERVICED APPROXIMATELY 90 DEBT MANAGEMENT PLANS FOR NEW CLIENTS, AND 180 FOR EXISTING CLIENTS RESPECTIVELY, AND HAD APPROXIMATELY 12 CLIENTS SUCCESSFULLY COMPLETE THEIR DEBT MANAGEMENT PLANS. FORM 990, PAGE 2, PART III, LINE 4D FOR THE FISCAL YEAR ENDED MARCH 31, 2025, THE ORGANIZATION INCURRED INTEREST EXPENSE OF 1,767 ON THE EIDL LOAN PAYABLE. FORM 990, PAGE 6, PART VI, LINE 11B NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PAGE 6, PART VI, LINE 12C ALL EMPLOYEES MUST COMPLETE CONFIDENTIALITY AND CONFLICT OF INTEREST AGREEMENTS WHICH ARE MONITORED BY HUMAN RESOURCES AND REVIEWED BY IN-HOUSE COUNSEL. FORM 990, PAGE 6, PART VI, LINE 15A INDEPENDENT BOARD MEMBERS REVIEW AND APPROVE COMPENSATION OF ANY EXECUTIVE(S). FORM 990, PAGE 6, PART VI, LINE 15B INDEPENDENT BOARD MEMBERS REVIEW AND APPROVE COMPENSATION OF ANY KEY EMPLOYEE(S). FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC