Nonprofit · EIN 04-2228208
HAVERHILL FIRE DEPARTMENT CREDIT UNION INC
Tax-exempt · HAVERHILL, MA 01830
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,132,187 | $1,037,097 | $95,090 | $26,859,612 | $24,278,608 | $2,581,004 |
| December 31, 2024 | 990 | $1,032,611 | $996,368 | $36,243 | $26,175,849 | $23,689,935 | $2,485,914 |
| December 31, 2023 | 990 | $921,738 | $849,431 | $72,307 | $24,837,825 | $22,388,154 | $2,449,671 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $788,178
- Investment income
- $284,057
- Net rental income
- -$20,122
- Other revenue
- $59,952
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $162,243
- Other salaries and wages
- $160,067
- Salaries, compensation and benefits (total)
- $358,338
- Professional fundraising fees
- $0
- Accounting fees
- $18,000
- Occupancy
- $29,801
- Depreciation
- $23,804
Balance sheet and other
- Total assets, start of year
- $26,175,849
- Total assets, end of year
- $26,859,612
- Total liabilities, end of year
- $24,278,608
- Net assets, end of year
- $2,581,004
- Land, buildings and equipment
- $799,524
- Gross receipts
- $1,157,109
- Employees
- 5
- Volunteers
- 10
- Year formed
- 1933
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID BUTT | MANAGER/TREA Officer | 40 | $144,598 | $4,338 |
| TOMMIE GARRETT | DIRECTOR/CUS Trustee or director | 10 | $13,307 | $0 |
| TYLER DAVID | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JAMES HINDS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| CHRISTOPHER JONES | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| TED MAZZOTTA | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RODNEY NUTTER | VICE PRESIDE Trustee or director, Officer | 0.5 | $0 | $0 |
| BRIAN RAY | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RICH SHELLENE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JON STRONACH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ERIC TARPY | PRESIDENT Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD WENTWORTH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID BUTT | MANAGER/TREA Officer | 40 | $137,144 | $4,114 |
| TOMMIE GARRETT | DIRECTOR Trustee or director | 10 | $12,716 | $0 |
| JAMES HINDS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| CHRISTOPHER JONES | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| TED MAZZOTTA | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RODNEY NUTTER | VICE PRESIDE Trustee or director, Officer | 0.5 | $0 | $0 |
| BRIAN RAY | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RICH SHELLENE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JON STRONACH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ERIC TARPY | PRESIDENT Trustee or director, Officer | 0.5 | $0 | $0 |
| DAVID TYLER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RICHARD WENTWORTH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID BUTT | MANAGER/TREA Officer | 40 | $133,416 | $4,002 |
| TOMMIE GARRETT | DIRECTOR Trustee or director | 10 | $12,340 | $0 |
| TYLER DAVID | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JAMES HINDS | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| CHRISTOPHER JONES | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| TED MAZZOTTA | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RODNEY NUTTER | VICE PRESIDE Trustee or director, Officer | 0.5 | $0 | $0 |
| BRIAN RAY | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| RICH SHELLENE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JON STRONACH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ERIC TARPY | PRESIDENT Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD WENTWORTH | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 75 KENOZA AVE, HAVERHILL, MA 01830-4132
- Principal officer (990 for 2025)
- DAVID BUTT, 75 KENOZA AVENUE, HAVERHILL, MA 01830
- Signed the 990
- DAVID BUTT, MANAGER/TREASURER
- Phone
- (978) 372-8833
- Website
- HFDCU.COM
- Return prepared by
- MYSTIC ACCOUNTING GROUP LLP
Mission
CREDIT UNION
Program accomplishments
- MAINTENANCE OF MEMBER ACCOUNTS. NUMBER OF DEPOSIT ACCOUNTS IS 2,499. NUMBER OF LOAN ACCOUNTS IS 525.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-2228208
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1941
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $26,859,612
- Income (IRS master file)
- $1,157,109
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,132,187 | $1,037,097 | $26,859,612 | XML |
| 990 | December 2024 | $1,032,611 | $996,368 | $26,175,849 | IRS |
| 990 | December 2023 | $921,738 | $849,431 | $24,837,825 | XML |
| 990 | December 2022 | $738,862 | $678,217 | $25,248,356 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2228208).
Questions about HAVERHILL FIRE DEPARTMENT CREDIT UNION INC
- What is the EIN of HAVERHILL FIRE DEPARTMENT CREDIT UNION INC?
- The employer identification number (EIN) of HAVERHILL FIRE DEPARTMENT CREDIT UNION INC is 04-2228208.
- Is HAVERHILL FIRE DEPARTMENT CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1941.
- Are donations to HAVERHILL FIRE DEPARTMENT CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does HAVERHILL FIRE DEPARTMENT CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HAVERHILL FIRE DEPARTMENT CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HAVERHILL FIRE DEPARTMENT CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HAVERHILL FIRE DEPARTMENT CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names DAVID BUTT.
- Who are the officers and directors of HAVERHILL FIRE DEPARTMENT CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 12 people; 2 received compensation from the organization, the highest $144,598 (DAVID BUTT, MANAGER/TREA).
- How much revenue does HAVERHILL FIRE DEPARTMENT CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,132,187, expenses of $1,037,097 and total assets of $26,859,612 at year end.
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