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Nonprofit · EIN 04-2025425

LYNN POLICE CREDIT UNION

Tax-exempt · LYNN, MA 01902

Financials

$281K$265K2023$357K$324K2024$429K$332K2025
Revenue Expenses · by fiscal year end
Financials of LYNN POLICE CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$428,766$331,940$96,826$10,797,750$7,801,000$2,996,750
December 31, 2024990$357,248$324,134$33,114$10,345,415$7,461,667$2,883,748
December 31, 2023990$281,118$265,079$16,039$10,712,892$7,930,043$2,782,849
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$233,611
Investment income
$195,155
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$122,092
Salaries, compensation and benefits (total)
$132,719
Professional fundraising fees
$0
Accounting fees
$13,240
Depreciation
$588

Balance sheet and other

Total assets, start of year
$10,345,415
Total assets, end of year
$10,797,750
Total liabilities, end of year
$7,801,000
Net assets, end of year
$2,996,750
Land, buildings and equipment
$5,696
Publicly traded securities
$746,365
Gross receipts
$428,766
Employees
7
Volunteers
5
Year formed
1945
State of legal domicile
MA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
KEVIN COPPINGERTREASURER
Trustee or director, Officer
15$32,701
CHRISTOPHER P REDDYASSISTANT TR
Trustee or director, Officer
15$32,701
EDWARD SHINNICKOPS MANAGER
Trustee or director, Officer
4$26,200
RICHARD CARROWPRESIDENT
Trustee or director, Officer
4$14,050
THOMAS N REDDYVICE PRESIDE
Trustee or director, Officer
6$8,600
ROBERT CORREALEDIRECTOR
Trustee or director
0.5$4,340
MARK O'TOOLECLERK
Trustee or director, Officer
5$3,500
CHRISTOPHER KELLYDIRECTOR
Trustee or director
4$0
MICHAEL KELTERSECURITY OFF
Trustee or director, Officer
4$0
GRACE MCMANUSDIRECTOR
Trustee or director
4$0
MICHAEL VAILIT OFFICER
Trustee or director
4$0
LAWRENCE WENTZELLDIRECTOR
Trustee or director
6$0
990 for the year ended December 31, 2024: 12 people
NameTitleHours / weekCompensation
KEVIN COPPINGERTREASURER
Trustee or director, Officer
15$31,276
CHRISTOPHER P REDDYASSISTANT TR
Trustee or director, Officer
15$31,276
EDWARD SHINNICKOPS MANAGER
Trustee or director, Officer
4$21,580
RICHARD CARROWPRESIDENT
Trustee or director, Officer
4$13,530
THOMAS N REDDYVICE PRESIDE
Trustee or director, Officer
6$8,600
MARK O'TOOLECLERK
Trustee or director, Officer
5$3,500
CHRISTOPHER KELLYDIRECTOR
Trustee or director
4$0
MICHAEL KELTERSECURITY OFF
Trustee or director, Officer
4$0
THOMAS MCDERMOTTDIRECTOR
Trustee or director
12$0
GRACE MCMANUSDIRECTOR
Trustee or director
4$0
MICHAEL VAILIT OFFICER
Trustee or director
4$0
LAWRENCE WENTZELLDIRECTOR
Trustee or director
6$0
990 for the year ended December 31, 2023: 12 people
NameTitleHours / weekCompensation
KEVIN COPPINGERTREASURER
Trustee or director, Officer
15$29,700
CHRISTOPHER P REDDYASSISTANT TR
Trustee or director, Officer
15$29,700
EDWARD SHINNICKDIRECTOR
Trustee or director, Officer
4$18,800
THOMAS N REDDYVICE PRESIDE
Trustee or director, Officer
6$13,740
RICHARD CARROWPRESIDENT
Trustee or director, Officer
4$4,740
MARK O'TOOLECLERK
Trustee or director, Officer
5$3,500
CHRISTOPHER KELLYDIRECTOR
Trustee or director
4$0
MICHAEL KELTERSECURITY OFF
Trustee or director, Officer
4$0
THOMAS MCDERMOTTDIRECTOR
Trustee or director
12$0
GRACE MCMANUSDIRECTOR
Trustee or director
4$0
MICHAEL VAILDIRECTOR
Trustee or director
4$0
LAWRENCE WENTZELLDIRECTOR
Trustee or director
6$0

Address and contacts

Address (IRS master file)
300 WASHINGTON ST, LYNN, MA 01902-4718
Principal officer (990 for 2025)
CHRISTOPHER P REDDY, 300 WASHINGTON STREET, LYNN, MA 01901
Signed the 990
CHRISTOPHER P REDDY, ASSISTANT TREASURER
Phone
(781) 595-2000
Return prepared by
MYSTIC ACCOUNTING GROUP LLP

Mission

CREDIT UNION - THRIFT SERVICES

990 for the year ended December 31, 2025

Program accomplishments

  • MAINTENANCE OF MEMBERS' SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 1,273. MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS IS 255.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
04-2025425
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1944
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$10,797,750
Income (IRS master file)
$428,766

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$428,766$331,940$10,797,750XML
990December 2024$357,248$324,134$10,345,415XML
990December 2023$281,118$265,079$10,712,892XML
990December 2022$232,462$224,372$11,934,340IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2025425).

Questions about LYNN POLICE CREDIT UNION

What is the EIN of LYNN POLICE CREDIT UNION?
The employer identification number (EIN) of LYNN POLICE CREDIT UNION is 04-2025425.
Is LYNN POLICE CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
Are donations to LYNN POLICE CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does LYNN POLICE CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of LYNN POLICE CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did LYNN POLICE CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of LYNN POLICE CREDIT UNION?
The 990 for the year ended December 31, 2025 names CHRISTOPHER P REDDY.
Who are the officers and directors of LYNN POLICE CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 12 people; 7 received compensation from the organization, the highest $32,701 (KEVIN COPPINGER, TREASURER).
How much revenue does LYNN POLICE CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $428,766, expenses of $331,940 and total assets of $10,797,750 at year end.

Other nonprofits in LYNN

All nonprofits in LYNN · Massachusetts