Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 02-6005138

NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST

Tax-exempt · CONCORD, NH 03302

Financials

$8.5M$9.2M2023$9.9M$9.5M2024$10.8M$11.8M2025
Revenue Expenses · by fiscal year end
Financials of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$10,847,760$11,835,159-$987,399$701,444$819,156-$117,712
December 31, 2024990$9,905,928$9,510,481$395,447$1,286,780$417,093$869,687
December 31, 2023990$8,474,963$9,155,477-$680,514$848,132$373,892$474,240
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$10,828,868
Investment income
$18,892
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$11,502,544
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$47,088
Accounting fees
$63,529

Balance sheet and other

Total assets, start of year
$1,286,780
Total assets, end of year
$701,444
Total liabilities, end of year
$819,156
Net assets, end of year
-$117,712
Gross receipts
$10,847,760
Employees
0
Volunteers
8
Year formed
1950
State of legal domicile
NH

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationFrom related orgsOther / benefits
KRISTY MERRILLEXECUTIVE SECRETARY
Officer
5$0$222,417$33,385
SANDY TRACYSVP/COO
Officer
1$0$157,615$45,242
MARK PITKINCHAIRMAN
Trustee or director, Officer
2$0$0$0
CATHERINE BARDIERTRUSTEE
Trustee or director
1$0$0$0
VALERIE DILORENZOTRUSTEE
Trustee or director
1$0$0$0
STEFFANY GALLANTTRUSTEE
Trustee or director
1$0$0$0
KATHY MAGUIRETRUSTEE
Trustee or director
1$0$0$0
KEVIN MILLERTRUSTEE
Trustee or director
1$0$0$0
AMY RANKINSTRUSTEE
Trustee or director
1$0$0$0
990 for the year ended December 31, 2024: 8 people
NameTitleHours / weekCompensationFrom related orgsOther / benefits
KRISTY MERRILLEXECUTIVE SECRETARY
Officer
5$0$209,361$39,134
SANDY TRACYSVP/COO
Officer
1$0$149,350$54,578
MARK PITKINCHAIRMAN
Trustee or director, Officer
2$0$0$0
STEFFANY GALLANTTRUSTEE
Trustee or director
1$0$0$0
JAMES GRAHAMTRUSTEE
Trustee or director
1$0$0$0
KATHY MAGUIRETRUSTEE
Trustee or director
1$0$0$0
KEVIN MILLERTRUSTEE
Trustee or director
1$0$0$0
AMY RANKINSTRUSTEE
Trustee or director
1$0$0$0
990 for the year ended December 31, 2023: 8 people
NameTitleHours / weekCompensationFrom related orgsOther / benefits
KRISTY MERRILLEXECUTIVE SECRETARY
Officer
5$0$201,351$38,965
SANDY TRACYSPV/COO
Officer
1$0$142,950$63,815
MARK PITKINCHAIRMAN
Trustee or director, Officer
1$0$0$0
AMY RANKINSTRUSTEE
Trustee or director
2$0$0$0
STEFFANY GALLANTTRUSTEE
Trustee or director
1$0$0$0
JAMES GRAHAMTRUSTEE
Trustee or director
1$0$0$0
KATHY MAGUIRETRUSTEE
Trustee or director
1$0$0$0
KEVIN MILLERTRUSTEE
Trustee or director
1$0$0$0

Address and contacts

Address (IRS master file)
PO BOX 2586, CONCORD, NH 03302-2586
Principal officer (990 for 2025)
KRISTY MERRILL, PO BOX 2586, CONCORD, NH 03302
Signed the 990
KRISTY MERRILL, EXECUTIVE SECRETARY
Phone
(603) 224-5373
Return prepared by
WIPFLI ADVISORY LLC

Mission

THE PRIMARY PURPOSE OF THE INSURANCE TRUST IS TO OBTAIN VARIOUS INSURANCE BENEFIT PROGRAMS (LIFE, AD&D, HEALTH, DENTAL, ETC.) FOR ITS MEMBERS AT RATES LESS THAN THEY COULD INDIVIDUALLY OBTAIN.

990 for the year ended December 31, 2025

Program accomplishments

  • THE INSURANCE TRUST OFFERS HEALTH, DENTAL, & LIFE INSURANCE BENEFIT PLANS TO MEMBERS. THE TRUST OFFERS INSURANCE BENEFITS TO 16 MEMBERS, COVERING APPROXIMATELY 1,135 PARTICIPANTS AT DECEMBER 31, 2025.
    Expenses $11,835,159 · revenue $10,828,868

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
02-6005138
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
1958
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$701,444
Income (IRS master file)
$10,847,760

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$10,847,760$11,835,159$701,444XML
990December 2024$9,905,928$9,510,481$1,286,780IRS
990December 2023$8,474,963$9,155,477$848,132XML
990December 2022$7,965,087$8,065,072$1,555,012IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 02-6005138).

Questions about NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST

What is the EIN of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST?
The employer identification number (EIN) of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST is 02-6005138.
Is NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1958.
Are donations to NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST?
The 990 for the year ended December 31, 2025 names KRISTY MERRILL.
Who are the officers and directors of NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST?
The 990 for the year ended December 31, 2025 lists 9 people; 0 received compensation from the organization.
How much revenue does NEW HAMPSHIRE BANKERS ASSOCIATION INSURANCE TRUST have?
On its 990 for the year ended December 31, 2025 it reported revenue of $10,847,760, expenses of $11,835,159 and total assets of $701,444 at year end.

Other nonprofits in CONCORD

All nonprofits in CONCORD · New Hampshire