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Nonprofit · EIN 99-4539172

HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC

Tax-exempt · INDIANAPOLIS, IN 46208

Financials

$3.8M$3.8M2025
Revenue Expenses · by fiscal year end
Financials of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$3,816,743$3,768,914$47,829$6,391,876$6,967,721-$575,845
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$125,000
of which government grants
$125,000
Program service revenue
$210,473
Investment income
$3,205,105
Net gain from sales of assets
$3,179,938
Other revenue
$276,165

Expenses

Grants and similar amounts paid
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Program services (functional)
$3,768,914

Balance sheet and other

Total assets, start of year
$906,631
Total assets, end of year
$6,391,876
Total liabilities, end of year
$6,967,721
Net assets, end of year
-$575,845
Net assets without donor restrictions
-$575,845
Gross receipts
$6,898,682
Employees
0
Volunteers
5
Year formed
2024
State of legal domicile
IN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationFrom related orgsOther / benefits
JIM MORRISBOARD PRESIDENT
Trustee or director, Officer
1$0$238,059$13,707
ANNIE COSTLOWBOARD TRESURER
Trustee or director, Officer
8$0$145,429$11,890
RACHEL NELSONDIRECTOR
Trustee or director
0.01$0$0$0
BRANDON TAYLORDIRECTOR
Trustee or director
0.01$0$0$0
MATT FORTNEYDIRECTOR
Trustee or director
0.01$0$0$0

Address and contacts

Address (IRS master file)
3135 N MERIDIAN ST, INDIANAPOLIS, IN 46208-4717
In care of
% ANNIE COSTLOW
Principal officer (990 for 2025)
JIM MORRIS, 3135 N MERIDIAN STREET, INDIANAPOLIS, IN 46208
Signed the 990
JIM MORRIS, BOARD PRESIDENT
Phone
(317) 921-2121
990-N for 2024 filed under this EIN
Most likely by a chapter, club or affiliate (it says receipts are normally $50,000 or less). Officer: Annie Costlow, 3135 N Meridian Street, Indianapolis IN 46208. Mailing address: 3135 N Meridian Street, Indianapolis IN 46208.
Return prepared by
PILE CPA'S

Mission

THE CORPORATION IS ORGANIZED AND SHALL OPERATE EXCLUSIVELY FOR CHARITABLE PURPOSES OF PROVIDING AFFORDABLE HOME MORTGAGES TO ASSIST LOW AND MODERATE-INCOME FAMILIES WHO LACK ACCESS TO CAPITAL, WITH THE PURPOSE OF PROVIDING SERVICES THAT EXPAND HOMEOWNERSHIP OPPORTUNITIES TO UNDERSERVED INDIVIDUALS AND FAMILIES, AND ANY OTHER PURPOSES DESCRIBED IN SECTION 501(C)3 OF THE INTERNAL REVENUE CODE OR ANY CORRESPONDING PROVISIONS OF FUTURE UNITED STATED REVENUE LAWS.

990 for the year ended December 31, 2025

Program accomplishments

  • PROVIDE ACCESSIBLE AND AFFORDABLE HOME MORTGAGES TO EMPOWER LOW- AND MODERATE-INCOME FAMILIES WHO HAVE LIMITED ACCESS TO TRADITIONAL CAPITAL, EXPANDING PATHWAYS TO SUSTAINABLE HOMEOWNERSHIP AND STRENGTHENING COMMUNITIES.
    Expenses $3,768,914 · revenue $3,666,576

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990-N on file
2023December 31, 2023May 15, 2024Check at the IRS

IRS record

EIN
99-4539172
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Supporting organization, Type I
Donations deductible (Pub 78)
Supporting organization, 50% limit
Exempt since
2025
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$6,391,876
Income (IRS master file)
$6,898,682

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$3,816,743$3,768,914$6,391,876IRS
990-N for 2024
Officer: Annie Costlow
Filed under this EIN, most likely by a chapter or affiliate
December 31, 2024≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 99-4539172).

Questions about HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC

What is the EIN of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC?
The employer identification number (EIN) of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC is 99-4539172.
Is HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2025.
Are donations to HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Supporting organization, 50% limit).
Which annual return does HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC?
The 990 for the year ended December 31, 2025 names JIM MORRIS.
Who are the officers and directors of HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC?
The 990 for the year ended December 31, 2025 lists 5 people; 0 received compensation from the organization.
How much revenue does HABITAT HOMEOWNERSHIP FINANCE SOLUTIONS INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $3,816,743, expenses of $3,768,914 and total assets of $6,391,876 at year end.

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