Nonprofit · EIN 95-3472345
COVENANT LIVING WEST
Also known as COVENANT RETIREMENT COMMUNITIES WES
Tax-exempt · SANTA BARBARA, CA 93105
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $138,103,766 | $122,529,828 | $15,573,938 | $481,542,302 | $269,019,696 | $212,522,606 |
| September 30, 2024 | 990 | $133,004,440 | $126,575,414 | $6,429,026 | $439,387,136 | $243,555,226 | $195,831,910 |
| September 30, 2023 | 990 | $136,714,805 | $128,477,391 | $8,237,414 | $406,388,231 | $239,893,248 | $166,494,983 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $1,380,409
- Program service revenue
- $119,543,478
- Investment income
- $12,685,007
- Net rental income
- $149,185
- Net gain from sales of assets
- $3,451,661
- Other revenue
- $4,494,872
Expenses
- Grants and similar amounts paid
- $44,552
- Compensation of officers, directors and key employees
- $1,210,782
- Other salaries and wages
- $44,774,777
- Salaries, compensation and benefits (total)
- $55,816,475
- Professional fundraising fees
- $0
- Legal fees
- $459,345
- Accounting fees
- $62,715
- Occupancy
- $6,133,988
- Travel
- $212,746
- Depreciation
- $17,400,006
- Program services (functional)
- $91,999,245
- Management and general (functional)
- $29,900,068
- Fundraising (functional)
- $630,515
Balance sheet and other
- Total assets, start of year
- $439,387,136
- Total assets, end of year
- $481,542,302
- Total liabilities, end of year
- $269,019,696
- Net assets, end of year
- $212,522,606
- Land, buildings and equipment
- $158,343,496
- Publicly traded securities
- $67,818,552
- Net assets without donor restrictions
- $208,691,878
- Net assets with donor restrictions
- $3,830,728
- Gross receipts
- $138,273,292
- Employees
- 1,241
- Volunteers
- 167
- Year formed
- 1975
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | FORMER DIRECTOR AND CLCS PRESIDENT/CEO - THRU 05/24 Former | 0 | $0 | $941,279 | $235,887 |
| DAVID G ERICKSON | DIRECTOR/EX-OFFICIO/CHIEF EXECUTIVE OFFICER Trustee or director, Officer | 1 | $0 | $661,650 | $149,211 |
| JEAN E JUSTIE | CHIEF FINANCIAL OFFICER/TREASURER/ASSISTANT SEC Officer | 1 | $0 | $585,593 | $108,168 |
| WILLIAM RABE | FORMER OFFICER/CURENT CHIEF INFORMATION AND TECHNOLOGY OFFICER Former | 0 | $0 | $495,439 | $74,300 |
| TANDERIA BROWN | CHIEF HUMAN RESOURCES OFFICER - PART YEAR Key employee | 1 | $0 | $394,651 | $61,258 |
| CORY KALLHEIM | GENERAL COUNSEL/ASSISTANT SECRETARY Officer | 1 | $0 | $327,540 | $81,213 |
| TODD SLETCHA | DIRECTOR/EX-OFFICIO/CMB PRESIDENT Trustee or director | 0.1 | $0 | $323,746 | $67,944 |
| PETER MILBOURN | ASSOCIATE VICE PRESIDENT, OPERATIONS Key employee | 4 | $0 | $322,709 | $50,065 |
| RYAN HUST | EXECUTIVE DIRECTOR Key employee | 40 | $288,395 | $0 | $65,905 |
| ROBERTA NEVERS | INTERIM CHIEF HUMAN RESOURCES OFFICER Key employee | 1 | $0 | $288,527 | $63,598 |
| LINDA PEREZ | EXECUTIVE DIRECTOR Key employee | 40 | $285,797 | $0 | $50,696 |
| DANIEL SCANSEN | EXECUTIVE DIRECTOR Key employee | 40 | $232,923 | $0 | $60,853 |
| SCOTT BIGLER | ASSOCIATE EXECUTIVE DIRECTOR Highest-paid employee | 40 | $213,241 | $0 | $53,660 |
| BRIAN MCBEE | EXECUTIVE DIRECTOR Key employee | 40 | $237,990 | $0 | $19,726 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/EX-OFFICIO/ECC PRES Trustee or director | 0.1 | $0 | $145,412 | $106,291 |
24 more people on this return
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTIN WHITTAKER | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $220,495 | $0 | $22,136 |
| LISA MOSS | REGIONAL DIRECTOR, HUMAN RESOURCES Highest-paid employee | 40 | $192,278 | $0 | $20,234 |
| JIANE BASSI | ASSOCIATE EXECUTIVE DIRECTOR Highest-paid employee | 40 | $177,631 | $0 | $30,718 |
| ANNA LEILA ANTONIO | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $173,933 | $0 | $29,688 |
| JAY PRINCE | FORMER SVP/COMMUNITY OPERATIONS/ASST. SECRETARY Former | 0 | $0 | $183,058 | $4,875 |
| EMILY WARNYGORA | CHIEF OF STAFF/ASST. SECRETARY Officer | 1 | $0 | $101,477 | $13,734 |
| JANET CREANEY | DIRECTOR/CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR/SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| AL LOPUS | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ALLAN ANDERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| CRAIG SWANSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| CURT ANDERSON | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MARY PALMER | DIRECTOR/EX-OFFICIO - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| MATHEW MANLOVE | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| RICK SHEPARD | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
990 for the year ended September 30, 2024: 39 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | DIRECTOR/CLCS PRESIDENT/CEO-PART YR Trustee or director, Officer | 1 | $0 | $928,155 | $33,657 |
| DAVID G ERICKSON | GEN COUNSEL PART YR/ASST SEC/CEO Trustee or director, Officer | 1 | $0 | $432,606 | $122,066 |
| JEAN E JUSTIE | CFO/TREASURER/ASST SECRETARY Officer | 1 | $0 | $459,684 | $90,531 |
| WILLIAM RABE | CHIEF INFO & TECH OFFICER/ASST SEC. Officer | 1 | $0 | $363,812 | $60,892 |
| TANDERIA BROWN | CHIEF HUMAN RESOURCES OFFICER Key employee | 1 | $0 | $304,715 | $65,889 |
| TODD SLECHTA | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $305,126 | $59,996 |
| PETER MILBOURN | ASSOCIATE VICE PRESIDENT, OPERATIONS Key employee | 5 | $0 | $272,233 | $59,223 |
| CORY KALLHEIM | GENERAL COUNSEL/ASST SECRETARY Officer | 1 | $0 | $255,332 | $70,455 |
| LINDA PEREZ | EXECUTIVE DIRECTOR Key employee | 40 | $250,838 | $0 | $44,785 |
| RYAN HUST | EXECUTIVE DIRECTOR Key employee | 40 | $214,609 | $0 | $61,698 |
| CORY STERN | FORMER INTERIM FINANCE LEAD/TREAS. Former | 0 | $0 | $233,582 | $34,904 |
| DANIEL SCANSEN | EXECUTIVE DIRECTOR Key employee | 40 | $227,155 | $0 | $23,053 |
| JAY PRINCE | SVP, COMMUNITY OPS/ASST SECRETARY Officer | 1 | $0 | $211,098 | $24,248 |
| BRIAN MCBEE | EXECUTIVE DIRECTOR Key employee | 40 | $208,040 | $0 | $20,324 |
| SCOTT BIGLER | ASSOCIATE EXECUTIVE DIRECTOR Highest-paid employee | 40 | $181,991 | $0 | $43,311 |
| CRISTIN WHITTAKER | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $199,120 | $0 | $19,262 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $108,641 | $105,500 |
| RACHAEL GERDIS | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $166,140 | $0 | $43,418 |
| DARLA LORENZEN | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $170,028 | $0 | $28,112 |
| ANNA LEILA ANTONIO | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $163,214 | $0 | $27,365 |
| EMILY WARNYGORA | SR. EXEC. ASST TO CEO/ASST SECRETARY Officer | 1 | $0 | $95,671 | $13,095 |
| JANET CREANEY | DIRECTOR/CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR/VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| ALLAN ANDERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ARTHUR DEROOY | DIRECTOR/EX-OFFICIO - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MATTHEW MANLOVE | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MARY PALMER | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| LOANN PETERSON | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| DIXIE REPPE | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| RICK SHEPARD | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
990 for the year ended September 30, 2023: 37 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | DIRECTOR/CLCS PRESIDENT/CEO Trustee or director, Officer | 1 | $0 | $934,218 | $35,015 |
| JEAN E JUSTIE | CFO/TREASURER/ASST SECRETARY Officer | 1 | $0 | $410,044 | $82,847 |
| DAVID G ERICKSON | SR VP & GEN COUNSEL/ASST SECRETARY Officer | 1 | $0 | $388,258 | $103,279 |
| WILLIAM RABE | SR VP ENTERPRISE OPS/ASST SECRETARY Officer | 1 | $0 | $414,211 | $57,438 |
| AMY LACROIX | FORMER SVP COMMUNITY OPS Former | 0 | $0 | $348,336 | $49,634 |
| PETER MILBOURN | ASSOCIATE VO, OPERATIONS Key employee | 5 | $0 | $282,825 | $56,339 |
| TODD SLECHTA | DIRECTOR/ EX-OFFICIO Trustee or director | 0.1 | $0 | $288,273 | $47,925 |
| TANDERIA BROWN | SVP OF HUMAN RESOURCES Key employee | 1 | $0 | $224,975 | $47,440 |
| RYAN HUST | EXECUTIVE DIRECTOR Key employee | 40 | $217,577 | $0 | $47,555 |
| CORY STERN | FORMER INTERIM FINANCE LEAD/TREAS. Former | 0 | $0 | $226,287 | $31,007 |
| LINDA PEREZ | EXECUTIVE DIRECTOR Key employee | 40 | $210,136 | $0 | $38,636 |
| DANIEL SCANSEN | EXECUTIVE DIRECTOR Key employee | 40 | $184,907 | $0 | $47,984 |
| SCOTT BIGLER | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $189,970 | $0 | $38,157 |
| BRIAN MCBEE | EXECUTIVE DIRECTOR Key employee | 40 | $191,362 | $0 | $34,512 |
| CRISTIN WHITTAKER | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $177,041 | $0 | $17,871 |
| DARLA LORENZEN | HEALTHCARE ADMINISTRATOR Highest-paid employee | 40 | $138,513 | $0 | $24,144 |
| TRACY SKAER-HENRY | ASSOCIATE EXECUTIVE DIRECTOR Highest-paid employee | 40 | $135,514 | $0 | $21,655 |
| LISA FULLER | DIRECTOR OF SALES Highest-paid employee | 40 | $145,841 | $0 | $5,727 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/ EX-OFFICIO Trustee or director | 0.1 | $0 | $62,214 | $45,946 |
| EMILY WARNYGORA | ASSISTANT SECRETARY Officer | 1 | $0 | $92,734 | $5,579 |
| JAY PRINCE | SVP, COMMUNITY OPS/ASST SECRETARY Officer | 1 | $0 | $0 | $0 |
| JANET CREANEY | DIRECTOR/ CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR/ VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/ SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ARTHUR DEROOY | DIRECTOR/ EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| LOANN PETERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| SUSAN POSTON | DIRECTOR/ EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| DIXIE REPPE | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MARY PALMER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2550 TREASURE DR, SANTA BARBARA, CA 93105-4148
- In care of
- % DAVID ERICKSON
- Principal officer (990 for 2024)
- DAVID ERICKSON, C/O CLCS 5700 OLD ORCHARD RD, SKOKIE, IL 60077
- Signed the 990
- JEAN E JUSTIE, CFO
- Phone
- (805) 687-0701
- Website
- WWW.COVLIVING.ORG
- Return prepared by
- PLANTE & MORAN PLLC
California records
California keeps its own records of charities and corporations. Search them by EIN 95-3472345 or by the name COVENANT LIVING WEST.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
(SEE SCHEDULE O)
Program accomplishments
- RESIDENTIAL LIVING: THE NUMBER OF PERSONS WHO BENEFITED FROM THE SERVICES WE PROVIDED FOR THE YEAR ENDED SEPTEMBER 30, 2025 WERE AS FOLLOWS: THERE WERE 1,091 RESIDENTS OCCUPYING 845 APARTMENTS AS OF 9/30/25. THE RESIDENCY FOR THE FISCAL YEAR TOTALED 390,926 RESIDENT DAYS.Expenses $42,677,748 · grants $44,552 · revenue $64,326,657
- SKILLED NURSING: THE NUMBER OF PERSONS WHO BENEFITED FROM THE SERVICES WE PROVIDED FOR THE YEAR ENDED SEPTEMBER 30, 2025 WERE AS FOLLOWS: THERE WERE A TOTAL OF 220 SKILLED CARE RESIDENTS AT 09/30/25. SKILLED CARE RESIDENCY FOR THE FISCAL YEAR TOTALED 79,693 RESIDENT DAYS.Expenses $35,294,905 · revenue $41,177,737
- ASSISTED LIVING: THE NUMBER OF PERSONS WHO BENEFITED FROM THE SERVICES WE PROVIDED FOR THE YEAR ENDED SEPTEMBER 30, 2025 WERE AS FOLLOWS: THERE WERE A TOTAL OF 145 ASSISTED LIVING RESIDENTS AT 09/30/2025. ASSISTED LIVING RESIDENCY FOR THE FISCAL YEAR TOTALED 55,327 RESIDENT DAYS. ASSISTED LIVING MEMORY SUPPORT: THE NUMBER OF PERSONS WHO BENEFITED FROM THE SERVICES WE PROVIDED FOR THE YEAR ENDED SEPTEMBER 30, 2025 WERE AS FOLLOWS: THERE WERE A TOTAL OF 38 ASSISTED LIVING MEMORY SUPPORT RESIDENTS AT 09/30/2025. ASSISTED LIVING MEMORY SUPPORT RESIDENCY FOR THE FISCAL YEAR TOTALED 13,696 RESIDENT DAYS.Expenses $14,026,592 · revenue $17,629,641
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 15, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 16, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 17, 2025 | 990 on file |
IRS record
- EIN
- 95-3472345
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Church
- Exempt since
- 1975
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P750)
- Group exemption
- 2650: EVANGELICAL COVENANT CHURCH
- Assets (IRS master file)
- $481,542,302
- Income (IRS master file)
- $138,273,292
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $138,103,766 | $122,529,828 | $481,542,302 | XML |
| 990 | September 2024 | $133,004,440 | $126,575,414 | $439,387,136 | XML |
| 990 | September 2023 | $136,714,805 | $128,477,391 | $406,388,231 | XML |
| 990 | September 2022 | $126,747,759 | $124,146,440 | $394,707,058 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990 | January 2019 | – | – | – | IRS |
| 990 | January 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-3472345).
Questions about COVENANT LIVING WEST
- What is the EIN of COVENANT LIVING WEST?
- The employer identification number (EIN) of COVENANT LIVING WEST is 95-3472345.
- Is COVENANT LIVING WEST tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1975.
- Which annual return does COVENANT LIVING WEST file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COVENANT LIVING WEST due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COVENANT LIVING WEST last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of COVENANT LIVING WEST?
- The 990 for the year ended September 30, 2025 names DAVID ERICKSON.
- Who are the officers and directors of COVENANT LIVING WEST?
- The 990 for the year ended September 30, 2025 lists 39 people; 9 received compensation from the organization.
- How much revenue does COVENANT LIVING WEST have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $138,103,766, expenses of $122,529,828 and total assets of $481,542,302 at year end.
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