Nonprofit · EIN 95-1585409
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as SOUTHLAND CREDIT UNION
Tax-exempt · LOS ALAMITOS, CA 90720
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $62,813,347 | $67,067,978 | -$4,254,631 | $1,266,650,484 | $1,191,025,547 | $75,624,937 |
| December 31, 2023 | 990 | $51,589,558 | $47,865,820 | $3,723,738 | $1,151,348,506 | $1,081,033,318 | $70,315,188 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $53,488,227
- Investment income
- $9,325,120
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $17,822,697
- Compensation of officers, directors and key employees
- $1,361,940
- Other salaries and wages
- $14,165,415
- Salaries, compensation and benefits (total)
- $19,468,782
- Professional fundraising fees
- $0
- Legal fees
- $1,781,339
- Accounting fees
- $318,041
- Occupancy
- $1,958,308
- Depreciation
- $1,624,664
Balance sheet and other
- Total assets, start of year
- $1,151,348,506
- Total assets, end of year
- $1,266,650,484
- Total liabilities, end of year
- $1,191,025,547
- Net assets, end of year
- $75,624,937
- Land, buildings and equipment
- $16,713,035
- Publicly traded securities
- $192,854,911
- Gross unrelated business income
- $82,929
- Gross receipts
- $62,813,347
- Employees
- 205
- Volunteers
- 12
- Year formed
- 1936
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| THOMAS LENT | PRESIDENT/CEO Officer | 40 | $564,431 | $68,460 |
| PAUL WALKER | MORTGAGE LOAN COUNSELO Highest-paid employee | 40 | $346,642 | $39,191 |
| RENE LEJAY | EVP/COO Officer | 40 | $335,389 | $38,546 |
| CHRISTOPHER BURNS | EVP/CFO Officer | 40 | $321,116 | $33,998 |
| CURTIS BANNOCK | VP/CIO Highest-paid employee | 40 | $246,201 | $34,983 |
| BERTRAND VILLAVERT | VP CONTROLLER Highest-paid employee | 40 | $233,833 | $35,160 |
| PATTY JIMENEZ | SVP LENDING Highest-paid employee | 40 | $238,623 | $28,005 |
| MATTHEW HERRICK | SVP SALES & MARKETING THRU 5/24 Highest-paid employee | 40 | $221,024 | $22,462 |
| MEGAN HISZPANSKI | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| ANNIE PEREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JUSTIN LAIRD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BECKY COOL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ANGELA AVERY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TOM WILLINGHAM | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| WALTER FINNIGAN | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRAD SILCOX | DIRECTOR Trustee or director | 1 | $0 |
| JOSE MANZANO | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| THOMAS LENT | PRESIDENT/CEO Officer | 40 | $574,296 | $64,817 |
| RENE LEJAY | EVP/COO Officer | 40 | $350,213 | $37,188 |
| CHRISTOPHER BURNS | SVP/CFO Officer | 40 | $321,233 | $34,785 |
| MATTHEW HERRICK | SVP SALES & MARKETING Highest-paid employee | 40 | $283,961 | $39,067 |
| CURTIS BANNOCK | VP/CIO Highest-paid employee | 40 | $244,954 | $31,094 |
| BERTRAND VILLAVERT | VP CONTROLLER Highest-paid employee | 40 | $241,405 | $34,458 |
| PATTY JIMENEZ | VP LENDING Highest-paid employee | 40 | $239,369 | $27,524 |
| BARBARA BANNISTER | VP HUMAN RESOURCES Highest-paid employee | 40 | $240,797 | $23,979 |
| BRAD SILCOX | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| BECKY COOL | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| TOM WILLINGHAM | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| ANGELA AVERY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| WALTER FINNIGAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JUSTIN LAIRD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ANNIE PEREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MEGAN HISZPANSKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOSE MANZANO | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 10701 LOS ALAMITOS BLVD, LOS ALAMITOS, CA 90720-2353
- Principal officer (990 for 2024)
- THOMAS LENT, 10701 LOS ALAMITOS BLVD, LOS ALAMITOS, CA 90720
- Signed the 990
- THOMAS LENT, PRESIDENT/CEO
- Phone
- (562) 862-6831
- Website
- WWW.SOUTHLANDCU.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 95-1585409 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
WE ARE DEDICATED TO PROVIDING OUR MEMBERS WITH EXCEPTIONAL, COMPREHENSIVE, AND INNOVATIVE FINANCIAL SOLUTIONS, DELIVERED WITH UNIQUELY PERSONAL SOUTHLAND SERVICE.
Program accomplishments
- PROVIDED LOW COST LOANS AND HIGH-YIELD DEPOSIT OPTIONS FOR OUR MEMBERSHIP. EDUCATED OUR MEMBERSHIP TO ENSURE FINANCIAL LITERACY AND SECURITY. DURING 2024, 19,061 LOANS WERE GRANTED AND SERVICES WERE PROVIDED TO 70,059 MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-1585409
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $1,266,650,484
- Income (IRS master file)
- $62,813,347
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $62,813,347 | $67,067,978 | $1,266,650,484 | XML |
| 990 | December 2023 | $51,589,558 | $47,865,820 | $1,151,348,506 | XML |
| 990 | December 2022 | $39,973,545 | $34,996,029 | $1,085,641,771 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-1585409).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 95-1585409.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2024 names THOMAS LENT.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2024 lists 17 people; 8 received compensation from the organization, the highest $564,431 (THOMAS LENT, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $62,813,347, expenses of $67,067,978 and total assets of $1,266,650,484 at year end.
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