Nonprofit · EIN 95-1442266
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as ALTA VISTA CREDIT UNION
Tax-exempt · REDLANDS, CA 92374
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $12,219,705 | $11,609,482 | $610,223 | $212,565,513 | $194,239,747 | $18,325,766 |
| December 31, 2024 | 990 | $11,891,211 | $11,840,249 | $50,962 | $209,027,617 | $191,267,698 | $17,759,919 |
| December 31, 2023 | 990 | $11,695,246 | $11,026,897 | $668,349 | $216,029,104 | $198,364,758 | $17,664,346 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $10,898,265
- Investment income
- $1,321,440
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $6,995
- Compensation of officers, directors and key employees
- $1,367,685
- Other salaries and wages
- $2,082,786
- Salaries, compensation and benefits (total)
- $3,776,834
- Professional fundraising fees
- $0
- Legal fees
- $38,136
- Accounting fees
- $74,730
- Occupancy
- $423,380
- Travel
- $123,170
- Depreciation
- $489,913
Balance sheet and other
- Total assets, start of year
- $209,027,617
- Total assets, end of year
- $212,565,513
- Total liabilities, end of year
- $194,239,747
- Net assets, end of year
- $18,325,766
- Land, buildings and equipment
- $10,111,630
- Publicly traded securities
- $33,673,622
- Gross unrelated business income
- $12,306
- Gross receipts
- $12,219,705
- Employees
- 47
- Volunteers
- 8
- Year formed
- 1943
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID JUSTICE | CEO Officer | 40 | $330,347 | $19,591 |
| WILLIAM HERNANDEZ | VP OF LENDING Highest-paid employee | 40 | $184,502 | $10,337 |
| LORRAINE GONZALES | CAO Officer | 40 | $185,861 | $5,152 |
| JAMES DAWSON | VP OF BRAND SERVICES Highest-paid employee | 40 | $179,526 | $10,478 |
| BRANDY MAEWEATHER | VP OF MEMBER SERVICES Highest-paid employee | 40 | $134,606 | $4,961 |
| KANTI SARKER | CFO Officer | 40 | $128,452 | $10,772 |
| SADUDEE TISUTHIWONGSE | INTERIM CONTROLLER Highest-paid employee | 40 | $120,445 | $1,820 |
| THI JUAREZ | DIRECTOR OF INFORMATION SYSTEMS Highest-paid employee | 40 | $103,946 | $10,447 |
| STEPHANIE ORNELAS | CHAIRWOMAN Trustee or director | 1 | $0 | $0 |
| VINCENT LASTER | VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| CAMERON VALADEZ | TREASURER Trustee or director | 1 | $0 | $0 |
| GARY UNDERWOOD | SECRETARY Trustee or director | 1 | $0 | $0 |
| GEORGE TONE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ROBERT GEE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JACOB SPOOR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAMON ALEXANDER | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID JUSTICE | CEO Officer | 40 | $315,439 | $21,983 |
| KANTI SARKER | CFO Officer | 40 | $212,883 | $33,356 |
| WILLIAM HERNANDEZ | VP, LENDING Highest-paid employee | 40 | $168,390 | $11,779 |
| LORRAINE GONZALES | CAO Officer | 40 | $170,290 | $6,378 |
| JAMES DAWSON | VP, BRAND SERVICES Highest-paid employee | 40 | $157,811 | $11,083 |
| ARACELI TORIBIO | CONTROLLER Highest-paid employee | 40 | $119,987 | $12,010 |
| BRANDY MAEWEATHER | VP, MEMBER EXPERIENCE Highest-paid employee | 40 | $116,972 | $5,248 |
| SADUDEE TISUTHIWONGSE | SR. FINANCIAL ANALYST Highest-paid employee | 40 | $105,165 | $2,737 |
| STEPHANIE ORNELAS | CHAIRWOMAN Trustee or director | 1 | $0 | $0 |
| VINCENT LASTER | VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| CAMERON VALADEZ | TREASURER Trustee or director | 1 | $0 | $0 |
| GARY UNDERWOOD | SECRETARY Trustee or director | 1 | $0 | $0 |
| MICHAEL VAN LUVEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GEORGE TONE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAMON ALEXANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JACOB SPOOR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT GEE | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID JUSTICE | CEO Officer | 40 | $303,718 | $26,235 |
| KANTI SARKER | CFO Officer | 40 | $184,195 | $33,053 |
| WILLIAM HERNANDEZ | VP, LENDING Highest-paid employee | 40 | $182,679 | $12,268 |
| JAMES DAWSON | VP, BRAND SERVICES Highest-paid employee | 40 | $159,537 | $10,430 |
| LORRAINE GONZALES | CAO Officer | 40 | $160,477 | $9,365 |
| ARACELI TORIBIO | CONTROLLER Highest-paid employee | 40 | $117,365 | $13,623 |
| BRANDY MAEWEATHER | VP, MEMBER EXPERIENCE Highest-paid employee | 40 | $106,009 | $6,964 |
| SADUDEE TISUTHIWONGSE | SR. FINANCIAL ANALYST Highest-paid employee | 40 | $102,850 | $4,813 |
| STEPHANIE ORNELAS | CHAIRWOMAN Trustee or director | 1 | $0 | $0 |
| VINCENT LASTER | VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| CAMERON VALADEZ | TREASURER Trustee or director | 1 | $0 | $0 |
| GARY UNDERWOOD | SECRETARY Trustee or director | 1 | $0 | $0 |
| MICHAEL VAN LUVEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GEORGE TONE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAMON ALEXANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JACOB SPOOR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT GEE | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1425 W LUGONIA AVE, REDLANDS, CA 92374-2054
- Mailing address (990-N for 2009)
- 5050 N Citadel Ave, San Bernardino CA 92407
- Principal officer (990 for 2025)
- DAVID JUSTICE, 1425 W LUGONIA AVE, REDLANDS, CA 92374
- Principal officer (990-N for 2009)
- Louella P Deetz, 5050 N Citadel Ave, San Bernardino CA 92407
- Signed the 990
- DAVID JUSTICE, CEO
- Phone
- (909) 809-3838
- Website
- ALTAVISTACU.ORG
- Return prepared by
- TURNER WARREN HWANG & CONRAD ACCTCY
California records
California keeps its own records of charities and corporations. Search them by EIN 95-1442266 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, ALTA VISTA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Program accomplishments
- ALTA VISTA CREDIT UNION OFFERS DIGITAL BANKING IN VARIOUS FORMS, SUCH AS, ONLINE BANKING, MOBILE BANKING OR TELEPHONE BANKING, FOR THE CONVENIENCE OF THE MEMBERS.
- ALTA VISTA CREDIT UNION PROVIDES MEMBERS WITH FINANCIAL ADVICE AND PLANNING BY HELPING THEM CREATE STRONG, ACHIEVABLE FINANCIAL GOALS, BUILD THE PLANS TO GET THERE AND ADAPT TO CHANGES ALONG THE WAY.
- IN 2025, ALTA VISTA CREDIT UNION OFFERED FIXED HOME EQUITY LOAN PROGRAMS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-1442266
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $212,565,513
- Income (IRS master file)
- $12,219,705
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $12,219,705 | $11,609,482 | $212,565,513 | XML |
| 990 | December 2024 | $11,891,211 | $11,840,249 | $209,027,617 | IRS |
| 990 | December 2023 | $11,695,246 | $11,026,897 | $216,029,104 | XML |
| 990 | December 2022 | $9,891,431 | $8,627,321 | $232,172,374 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2009 Officer: Louella P Deetz | December 31, 2009 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-1442266).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 95-1442266.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 names DAVID JUSTICE.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 lists 16 people; 8 received compensation from the organization, the highest $330,347 (DAVID JUSTICE, CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $12,219,705, expenses of $11,609,482 and total assets of $212,565,513 at year end.
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