Nonprofit · EIN 95-1184903
SAN DIEGO COUNTY CREDIT UNION
Tax-exempt · SAN DIEGO, CA 92121
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $423,032,905 | $357,260,786 | $65,772,119 | $9,165,817,993 | $7,948,583,788 | $1,217,234,205 |
| December 31, 2023 | 990 | $447,679,679 | $357,399,536 | $90,280,143 | $13,480,213,226 | $11,760,617,452 | $1,719,595,774 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $266,664,068
- Investment income
- $142,146,866
- Net rental income
- $278,605
- Net gain from sales of assets
- $1,424,264
- Other revenue
- $14,221,971
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $76,515,868
- Compensation of officers, directors and key employees
- $26,528,753
- Other salaries and wages
- $56,666,391
- Salaries, compensation and benefits (total)
- $103,469,690
- Professional fundraising fees
- $0
- Legal fees
- $1,612,982
- Accounting fees
- $1,873,714
- Occupancy
- $19,525,499
- Travel
- $821,675
- Depreciation
- $2,949,004
Balance sheet and other
- Total assets, start of year
- $13,480,213,226
- Total assets, end of year
- $9,165,817,993
- Total liabilities, end of year
- $7,948,583,788
- Net assets, end of year
- $1,217,234,205
- Land, buildings and equipment
- $30,801,893
- Gross unrelated business income
- $2,268,534
- Gross receipts
- $423,288,083
- Employees
- 1,107
- Volunteers
- 13
- Year formed
- 1938
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TERESA CAMPBELL | CEO & PRESIDENT Trustee or director, Officer | 60 | $18,843,588 | $78,016 |
| NATHAN SCHMIDT | EVP, CHIEF EXPERIENCE OFFI Officer | 60 | $1,593,151 | $36,852 |
| DAVID PERKINS | EVP, INFORMATION TECHNOLOG Officer | 60 | $889,510 | $47,469 |
| MICHAEL BRADSHAW | EVP, REAL ESTATE LENDING Officer | 60 | $799,149 | $52,625 |
| AARON SATO | CFO & EXECUTIVE VICE PRESI Officer | 60 | $739,689 | $40,868 |
| CAROLYN KISSICK | EVP, ERM & CHIEF RISK OFFI Officer | 60 | $716,840 | $36,384 |
| RYAN LITTLE | EVP, CONSUMER LENDING Officer | 60 | $687,357 | $44,777 |
| CINDY LE | EVP, RETAIL Officer | 60 | $649,627 | $19,075 |
| SHEENA PEOPLES | EVP, OPERATIONS & CHIEF SA Officer | 60 | $599,729 | $27,863 |
| LAUREN LAPPINGA | EVP, HUMAN RESOURCES Officer | 60 | $573,955 | $41,320 |
| SCOTT CARROLL | CHIEF TECHNOLOGY OFFICER Highest-paid employee | 40 | $423,386 | $41,763 |
| BRADLEY BATES | SVP, INTERNAL AUDIT Highest-paid employee | 40 | $397,680 | $36,009 |
| DEJAN TASICH | FINANCIAL ADVISOR Highest-paid employee | 40 | $411,928 | $15,138 |
| DONALD JARRETT | SVP, REAL ESTATE Highest-paid employee | 40 | $357,341 | $59,885 |
| WILLIAM BURKE ALLRED | FINANCIAL ADVISOR Highest-paid employee | 40 | $393,353 | $15,215 |
13 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ASHLEE SCOTT | FORMER EVP, CHIEF FINANCIAL OFFICER (05/13/2022) Former | 40 | $204,656 |
| MICHELLE PAGNI | FORMER EVP, RETAIL Former | 40 | $184,657 |
| STEVE REUEL | DIRECTOR Trustee or director | 2 | $6,265 |
| CHRISTOPHER HART | DIRECTOR Trustee or director | 2 | $1,658 |
| KEN VAN RIPER | DIRECTOR Trustee or director | 2 | $1,150 |
| SHIRLEY JACKSON | DIRECTOR Trustee or director | 2 | $730 |
| HEATHER BENJAMIN | DIRECTOR Trustee or director | 2 | $387 |
| RICHARD COLLINS | DIRECTOR Trustee or director | 2 | $338 |
| ALFIE GONZAGA | DIRECTOR Trustee or director | 2 | $224 |
| LAURIE LEVENSON | DIRECTOR Trustee or director | 2 | $158 |
| ILAN AWERBUCH | DIRECTOR Trustee or director | 2 | $0 |
| PATRICIA HONEYCUTT | DIRECTOR Trustee or director | 2 | $0 |
| VANESSA YBARRA DAVIS | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 27 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TERESA CAMPBELL | CEO & PRESIDENT Trustee or director, Officer | 60 | $3,100,634 | $1,779,353 |
| CAROLYN KISSICK | EVP, ERM & CHIEF RISK OFFICE Key employee | 60 | $1,122,413 | $178,650 |
| NATHAN SCHMIDT | EVP, CHIEF EXPERIENCE OFFICER Key employee | 60 | $824,508 | $204,996 |
| MICHELLE PAGNI | FORMER EVP, RETAIL Former | 60 | $865,316 | $23,536 |
| MICHAEL BRADSHAW | EVP, REAL ESTATE LENDING Key employee | 60 | $750,786 | $46,363 |
| DAVID PERKINS | EVP, INFORMATION TECHNOLOGY Key employee | 60 | $595,519 | $192,319 |
| AARON SATO | CFO & EXECUTIVE VICE PRESIDENT Officer | 60 | $708,876 | $37,297 |
| RYAN LITTLE | EVP, CONSUMER LENDING Key employee | 60 | $657,750 | $42,056 |
| LAUREN LAPPINGA | EVP, HUMAN RESOURCES Key employee | 60 | $550,379 | $40,139 |
| SHEENA PEOPLES | EVP, OPERATIONS & CHIEF SALES Key employee | 60 | $518,319 | $24,664 |
| SCOTT CARROLL | CHIEF TECHNOLOGY OFFICER Highest-paid employee | 40 | $397,864 | $39,448 |
| DONALD JARRETT | SVP, REAL ESTATE Highest-paid employee | 40 | $352,969 | $53,121 |
| BRADLEY BATES | SVP, INTERNAL AUDIT Highest-paid employee | 40 | $370,397 | $30,912 |
| SCOTT MAXWELL | SVP, CHIEF IT SECURITY OFFICER Highest-paid employee | 40 | $326,026 | $39,544 |
| SUSAN FARGO | SVP, INVESTMENT & WEALTH Highest-paid employee | 40 | $293,719 | $45,081 |
| CINDY LE | EVP, RETAIL Key employee | 60 | $211,388 | $10,890 |
| STEVE REUEL | DIRECTOR Trustee or director | 2 | $12,580 | $0 |
| KEN VAN RIPER | DIRECTOR Trustee or director | 2 | $4,073 | $0 |
| CHRISTOPHER HART | DIRECTOR Trustee or director | 2 | $3,771 | $0 |
| LAURIE LEVENSON | DIRECTOR Trustee or director | 2 | $991 | $0 |
| ALFIE GONZAGA | DIRECTOR Trustee or director | 2 | $573 | $0 |
| ILAN AWERBUCH | DIRECTOR Trustee or director | 2 | $530 | $0 |
| HEATHER BENJAMIN | DIRECTOR Trustee or director | 2 | $499 | $0 |
| RICHARD COLLINS | DIRECTOR Trustee or director | 2 | $264 | $0 |
| PATRICIA HONEYCUTT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHIRLEY JACKSON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| VANESSA YBARRA DAVIS | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6545 SEQUENCE DR, SAN DIEGO, CA 92121-4363
- Principal officer (990 for 2024)
- TERESA CAMPBELL, 6545 SEQUENCE DRIVE, SAN DIEGO, CA 92121
- Signed the 990
- AARON SATO, TERESA CAMPBELL
- Phone
- (877) 732-2848
- Website
- WWW.SDCCU.COM
- Return prepared by
- CLIFTONLARSONALLEN LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 95-1184903 or by the name SAN DIEGO COUNTY CREDIT UNION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
A NOT-FOR-PROFIT CREDIT UNION WHOLLY OWNED BY ITS MEMBERS
Program accomplishments
- OFFER LOAN AND DEPOSIT PRODUCTS AND SERVICES TO MEMBERS, AS WELL AS OTHER FINANCIAL SERVICES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-1184903
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $9,165,817,993
- Income (IRS master file)
- $423,288,083
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $423,032,905 | $357,260,786 | $9,165,817,993 | XML |
| 990 | December 2023 | $447,679,679 | $357,399,536 | $13,480,213,226 | XML |
| 990 | December 2022 | $329,477,426 | $231,277,617 | $11,238,527,302 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-1184903).
Questions about SAN DIEGO COUNTY CREDIT UNION
- What is the EIN of SAN DIEGO COUNTY CREDIT UNION?
- The employer identification number (EIN) of SAN DIEGO COUNTY CREDIT UNION is 95-1184903.
- Is SAN DIEGO COUNTY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to SAN DIEGO COUNTY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does SAN DIEGO COUNTY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of SAN DIEGO COUNTY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SAN DIEGO COUNTY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of SAN DIEGO COUNTY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names TERESA CAMPBELL.
- Who are the officers and directors of SAN DIEGO COUNTY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 28 people; 25 received compensation from the organization, the highest $18,843,588 (TERESA CAMPBELL, CEO & PRESIDENT).
- How much revenue does SAN DIEGO COUNTY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $423,032,905, expenses of $357,260,786 and total assets of $9,165,817,993 at year end.
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