Nonprofit · EIN 94-1696676
PREMIERONE CREDIT UNION
Tax-exempt · SAN JOSE, CA 95119
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $36,239,784 | $30,892,424 | $5,347,360 | $627,716,177 | $577,444,719 | $50,271,458 |
| December 31, 2023 | 990 | $27,652,598 | $25,491,013 | $2,161,585 | $619,994,421 | $576,977,872 | $43,016,549 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $29,098,982
- Investment income
- $6,824,544
- Net rental income
- $316,258
- Net gain from sales of assets
- $2,362,894
- Other revenue
- $316,258
Expenses
- Grants and similar amounts paid
- $9,500
- Benefits paid to members
- $7,654,465
- Compensation of officers, directors and key employees
- $2,637,063
- Other salaries and wages
- $6,738,615
- Salaries, compensation and benefits (total)
- $10,802,703
- Professional fundraising fees
- $0
- Legal fees
- $69,794
- Accounting fees
- $132,140
- Occupancy
- $1,073,492
- Travel
- $40,336
- Depreciation
- $856,469
Balance sheet and other
- Total assets, start of year
- $619,994,421
- Total assets, end of year
- $627,716,177
- Total liabilities, end of year
- $577,444,719
- Net assets, end of year
- $50,271,458
- Land, buildings and equipment
- $15,960,517
- Publicly traded securities
- $86,341,971
- Gross receipts
- $36,239,784
- Employees
- 101
- Volunteers
- 8
- Year formed
- 1968
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANDREA BREWER | PRESIDENT/CEO Officer | 60 | $625,579 | $51,552 |
| BRAD THOMAS | VP FINANCE/CFO Officer | 40 | $361,634 | $10,597 |
| DOROTHY GEMETTE | VP BUSINESS OPERATIONS Key employee | 40 | $243,168 | $50,198 |
| RICHARD TRESLER | VP MEMBER SERVICE Key employee | 40 | $258,353 | $34,662 |
| CHRISTOPHER CAPUTO | VP LENDING OPERATIONS Key employee | 40 | $248,754 | $26,723 |
| MANUEL CARINO | AVP INFORMATION TECHNOLOGY Key employee | 40 | $220,018 | $31,132 |
| JANICE JOHNSON | VP MARKETING Key employee | 40 | $214,864 | $33,320 |
| AIDA TANNOUS | VP HR & ORGANIZATIONAL DEVELOPMENT Key employee | 40 | $199,112 | $27,400 |
| NICOLE CAMARILLO | LOAN SERVICING MANAGER/AVP Highest-paid employee | 40 | $157,313 | $16,928 |
| MONIQUE EASLEY | DIRECTOR OF CONSUMER LENDING Highest-paid employee | 40 | $136,914 | $35,607 |
| THU CUSHING | INFORMATION SYSTEMS & DATA OFFICER Highest-paid employee | 40 | $164,813 | $5,681 |
| EDDIELLE PARODI | DIRECTOR OF FINANCE/CONTROLLER Highest-paid employee | 40 | $149,681 | $18,641 |
| ALLISON COBURN | DIRECTOR OF DIGITAL SERVICES Highest-paid employee | 40 | $160,751 | $5,870 |
| SEAMUS MORAN | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| MARCIA LILLIS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TOM SUCHEVITIS | TREASURER Trustee or director, Officer | 1 | $0 |
| THOMAS BREWER | SECRETARY Trustee or director, Officer | 1 | $0 |
| RICH TOLEDO | DIRECTOR Trustee or director | 1 | $0 |
| DON BARTELS | DIRECTOR Trustee or director | 1 | $0 |
| CHRISTINA SALVATIER | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANDREA BREWER | PRESIDENT/CEO Officer | 60 | $1,098,878 | $54,959 |
| BRADFORD THOMAS | VP FINANCE/CFO Officer | 40 | $299,361 | $10,110 |
| RICHARD TRESLER | VP MEMBER SERVICE Key employee | 40 | $256,525 | $31,977 |
| DOROTHY GEMETTE | VP BUSINESS OPERATIONS Key employee | 40 | $231,896 | $46,000 |
| CHRISTOPHER CAPUTO | VP LENDING OPERATIONS Key employee | 40 | $213,982 | $24,064 |
| JANICE JOHNSON | VP MARKETING Key employee | 40 | $204,711 | $30,055 |
| NICOLE CAMARILLO | LOAN SERVICING MANAGER/AVP Highest-paid employee | 40 | $152,027 | $15,369 |
| ALLISON COBURN | DIRECTOR OF DIGITAL SERVICES Highest-paid employee | 40 | $137,487 | $23,807 |
| MONIQUE EASLEY | DIRECTOR OF CONSUMER LENDING Highest-paid employee | 40 | $129,226 | $31,944 |
| THU CUSHING | INFORMATION SYSTEMS & DATA OFFICER Highest-paid employee | 40 | $155,135 | $5,438 |
| EDDIELLE PARODI | DIRECTOR OF FINANCE/CONTROLLER Highest-paid employee | 40 | $129,325 | $18,762 |
| SEAMUS MORAN | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| MARCIA LILLIS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| TOM SUCHEVITS | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS BREWER | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| RICH TOLEDO | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DON BARTELS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRISTINA SALVATIER | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6640 VIA DEL ORO, SAN JOSE, CA 95119-1450
- Principal officer (990 for 2024)
- ANDREA BREWER, 6640 VIA DEL ORO, SAN JOSE, CA 95119
- Signed the 990
- SHILPA EDLABADKAR, CFO
- Phone
- (855) 500-7128
- Website
- WWW.PREMIERONECU.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 94-1696676 or by the name PREMIERONE CREDIT UNION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
OUR MISSION IS TO DELIVER A BETTER FINANCIAL LIFE TO MEMBERS.
Program accomplishments
- ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT.
- ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT.
- ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE MONEY MARKET SAVINGS PRODUCT.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 94-1696676
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $627,716,177
- Income (IRS master file)
- $36,239,784
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $36,239,784 | $30,892,424 | $627,716,177 | XML |
| 990 | December 2023 | $27,652,598 | $25,491,013 | $619,994,421 | XML |
| 990 | December 2022 | $20,460,473 | $19,314,134 | $550,720,735 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1696676).
Questions about PREMIERONE CREDIT UNION
- What is the EIN of PREMIERONE CREDIT UNION?
- The employer identification number (EIN) of PREMIERONE CREDIT UNION is 94-1696676.
- Is PREMIERONE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to PREMIERONE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does PREMIERONE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of PREMIERONE CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did PREMIERONE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of PREMIERONE CREDIT UNION?
- The 990 for the year ended December 31, 2024 names ANDREA BREWER.
- Who are the officers and directors of PREMIERONE CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 20 people; 13 received compensation from the organization, the highest $625,579 (ANDREA BREWER, PRESIDENT/CEO).
- How much revenue does PREMIERONE CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $36,239,784, expenses of $30,892,424 and total assets of $627,716,177 at year end.
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