Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 94-1588778

SISKIYOU CREDIT UNION

Tax-exempt · YREKA, CA 96097

Financials

$8.1M$6.9M2023$9M$8.1M2024$10.9M$9.5M2025
Revenue Expenses · by fiscal year end
Financials of SISKIYOU CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$10,937,912$9,518,924$1,418,988$145,742,658$132,517,575$13,225,083
December 31, 2024990 (amended)$9,010,102$8,146,834$863,268$146,551,119$134,842,081$11,709,038
December 31, 2023990$8,064,853$6,902,300$1,162,553$134,672,557$123,752,191$10,920,366
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$10,018,660
Investment income
$919,252
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$366,663
Other salaries and wages
$1,620,999
Salaries, compensation and benefits (total)
$2,543,133
Professional fundraising fees
$0
Legal fees
$5,102
Occupancy
$346,126
Travel
$77,479

Balance sheet and other

Total assets, start of year
$146,551,119
Total assets, end of year
$145,742,658
Total liabilities, end of year
$132,517,575
Net assets, end of year
$13,225,083
Land, buildings and equipment
$7,784,647
Publicly traded securities
$20,818,962
Gross unrelated business income
$39,743
Gross receipts
$10,937,912
Employees
39
Volunteers
10
Year formed
1962
State of legal domicile
CA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
HEATHER RIZZOCEO
Officer
40$194,859$15,276
CHRISTINE COOPERCOO
Officer
40$142,925$13,603
KATHLEEN BERGERONDirector
Trustee or director
1$0$0
PAUL MCCOYChairman
Trustee or director
1$0$0
MARYANN MUNSONDirector
Trustee or director
1$0$0
QUINTIN GADDYDirector
Trustee or director
1$0$0
GRACE BENNETTDirector
Trustee or director
1$0$0
KRISTIN LEATreasurer
Trustee or director
1$0$0
MARCUS ROBINSONDirector
Trustee or director
1$0$0
990 for the year ended December 31, 2024: 10 people
NameTitleHours / weekCompensationOther / benefits
CHRISTINE COOPERCOO
Officer
40$134,799$14,509
HEATHER RIZZOCEO
Officer
40$132,116$14,209
BECKY IVESCEO (FORMER)40$63,298$20,436
KATHLEEN BERGERONDirector
Trustee or director
1$0$0
PAUL MCCOYChairman
Trustee or director
1$0$0
MARYANN MUNSONDirector
Trustee or director
1$0$0
QUINTIN GADDYDirector
Trustee or director
1$0$0
GRACE BENNETTDirector
Trustee or director
1$0$0
KRISTIN LEADirector
Trustee or director
1$0$0
MARCUS ROBINSONDirector
Trustee or director
1$0$0
990 for the year ended December 31, 2023: 8 people
NameTitleHours / weekCompensationOther / benefits
BECKY IVESCEO
Officer
40$104,487$19,352
HEATHER RIZZOCOO
Officer
40$99,255$11,011
CHRISTINE COOPERCOO
Officer
40$84,475$11,779
KATHLEEN BERGERONDirector
Trustee or director
1$0$0
PAUL MCCOYChairman
Trustee or director
1$0$0
MARYANN MUNSONDirector
Trustee or director
1$0$0
JAMIE KOONDirector
Trustee or director
1$0$0
GRACE BENNETTDirector
Trustee or director
1$0$0

Address and contacts

Address (IRS master file)
1420 FAIRLANE RD, YREKA, CA 96097-9549
Principal officer (990 for 2025)
HEATHER RIZZO, PO BOX 1125, YREKA, CA 96097
Signed the 990
HEATHER RIZZO, President & CEO
Phone
(530) 842-1694
Return prepared by
FINANCIAL STANDARDS GROUP INC

California records

California keeps its own records of charities and corporations. Search them by EIN 94-1588778 or by the name SISKIYOU CREDIT UNION.

Attorney General, Registry of Charities and Fundraisers
Registration status and filed reports (CT-TR-1, RRF-1)

Mission

Siskiyou Credit Union is a Non-Profit Financial Cooperative That Provides Services For Their Members Including Savings And Loans. The Mission Of The Credit Union Is To Charge The Least In Their Loans And Pay The Most For Deposits To Its Members.

990 for the year ended December 31, 2025

Program accomplishments

  • Siskiyou Credit Union Is A Non-Profit Financial Cooperative That Provides Services For Their Members Including Savings And Loans. The Mission Of The Credit Union Is To Charge The Least In Their Loans And Pay The Most For Deposits To Its Members.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
94-1588778
Tax-exempt status
501(c)(14): State-chartered credit union
Exempt since
1961
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$145,742,658
Income (IRS master file)
$10,937,912

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$10,937,912$9,518,924$145,742,658XML
990December 2024$9,010,102$8,146,834$146,551,119IRS
990December 2023$8,064,853$6,902,300$134,672,557XML
990December 2022$5,311,193$5,373,719$120,249,330IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1588778).

Questions about SISKIYOU CREDIT UNION

What is the EIN of SISKIYOU CREDIT UNION?
The employer identification number (EIN) of SISKIYOU CREDIT UNION is 94-1588778.
Is SISKIYOU CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
Which annual return does SISKIYOU CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of SISKIYOU CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did SISKIYOU CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of SISKIYOU CREDIT UNION?
The 990 for the year ended December 31, 2025 names HEATHER RIZZO.
Who are the officers and directors of SISKIYOU CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $194,859 (HEATHER RIZZO, CEO).
How much revenue does SISKIYOU CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $10,937,912, expenses of $9,518,924 and total assets of $145,742,658 at year end.

Other nonprofits in YREKA

All nonprofits in YREKA · California