Nonprofit · EIN 94-1541515
COMMUNITY FIRST CREDIT UNION
Tax-exempt · SANTA ROSA, CA 95401
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $47,791,718 | $44,667,904 | $3,123,814 | $805,920,075 | $727,846,875 | $78,073,200 |
| December 31, 2023 | 990 | $43,498,880 | $40,241,977 | $3,256,903 | $816,808,644 | $742,727,654 | $74,080,990 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $39,606,655
- Investment income
- $8,185,063
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $12,000
- Compensation of officers, directors and key employees
- $2,794,213
- Other salaries and wages
- $9,796,888
- Salaries, compensation and benefits (total)
- $15,457,728
- Professional fundraising fees
- $0
- Legal fees
- $161,440
- Accounting fees
- $199,380
- Occupancy
- $1,477,509
- Travel
- $182,378
- Depreciation
- $1,273,972
Balance sheet and other
- Total assets, start of year
- $816,808,644
- Total assets, end of year
- $805,920,075
- Total liabilities, end of year
- $727,846,875
- Net assets, end of year
- $78,073,200
- Land, buildings and equipment
- $10,009,939
- Publicly traded securities
- $55,539,431
- Gross unrelated business income
- $212,759
- Gross receipts
- $47,791,718
- Employees
- 194
- Volunteers
- 13
- Year formed
- 1959
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SCOTT JOHNSON | CEO Officer | 40 | $665,924 | $61,013 |
| FITZGERALD REYES | CFO Officer | 40 | $280,801 | $48,244 |
| MONIKA BESANCON | COO Key employee | 40 | $273,966 | $37,584 |
| CARY SHUMWAY | CLO Key employee | 40 | $250,698 | $23,868 |
| ANDREW DICKHUT | CMO Key employee | 40 | $225,991 | $32,291 |
| CHRISTOPHER KRAEMER | CIO Key employee | 40 | $159,415 | $37,867 |
| JOHN PETERSON | AVP BRANCH INFRASTRUCTURE Highest-paid employee | 40 | $157,600 | $33,639 |
| MARIO CARRANZA | VP CONSUMER LENDING Highest-paid employee | 40 | $171,195 | $18,388 |
| SARA GRIGGS | CPO Key employee | 40 | $158,791 | $28,815 |
| KATRICE COLLINS | VP MORTGAGE LENDING Highest-paid employee | 40 | $167,393 | $8,943 |
| MARGARET MCCAULEY | AVP FINANCE Highest-paid employee | 40 | $140,702 | $28,637 |
| ROSARIO HEXT | VP DIGITAL BANKING Highest-paid employee | 40 | $141,737 | $0 |
| CAROLYN WELCH | CHAIR Trustee or director | 1 | $0 | $0 |
| MARRIANNE MCBRIDE | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| BRIAN COCHRAN | TREASURER Trustee or director | 1 | $0 | $0 |
10 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JASON SCOTT | SECRETARY Trustee or director | 1 | $0 |
| MEDHANE KIDANE | DIRECTOR Trustee or director | 1 | $0 |
| KRISTEN MADSEN | DIRECTOR Trustee or director | 1 | $0 |
| TINA RIVERA | DIRECTOR Trustee or director | 1 | $0 |
| JENNIFER WEISS | DIRECTOR Trustee or director | 1 | $0 |
| ZHAO CHO QIU | SUPV CMTE CHAIR Trustee or director | 1 | $0 |
| ROY DAJALOS | SUPV CMTE SECRETARY Trustee or director | 1 | $0 |
| KATHLEEN DE CHADENEDES | SUPV CMTE MEMBER Trustee or director | 1 | $0 |
| CHRISTINE HAGGARTY | SUPV CMTE MEMBER Trustee or director | 1 | $0 |
| DAVID WILLIAMS | SUPV CMTE MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 27 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SCOTT JOHNSON | CEO Officer | 40 | $560,305 | $45,316 |
| FITZGERALD REYES | CFO Officer | 40 | $281,902 | $48,057 |
| MONIKA BESANCON | COO Key employee | 40 | $257,111 | $36,220 |
| ANDREW DICKHUT | CMO Key employee | 40 | $232,887 | $26,949 |
| CHRISTOPHER KRAEMER | CIO Key employee | 40 | $157,246 | $36,800 |
| JOHN PETERSON | AVP BRANCH INFRASTRUCTURE Highest-paid employee | 40 | $157,893 | $33,205 |
| JAY HUFFORD FORMER | CRO Key employee | 40 | $180,520 | $9,019 |
| SARA GRIGGS | CPO Key employee | 40 | $159,511 | $21,237 |
| CARY SHUMWAY | CLO Key employee | 40 | $168,210 | $12,078 |
| KATRICE COLLINS | VP MORTGAGE LENDING Highest-paid employee | 40 | $165,080 | $10,478 |
| MARIO CARRANZA | VP CONSUMER LENDING Highest-paid employee | 40 | $154,520 | $18,780 |
| KERRIE CHAMBERS | DIRECTOR MORTGAGE SALES Highest-paid employee | 40 | $133,887 | $25,829 |
| ROSARIO GARZA | VP DIGITAL BANKING Highest-paid employee | 40 | $139,023 | $10,271 |
| CAROLYN WELCH | CHAIR Trustee or director | 1 | $0 | $0 |
| JASON SCOTT | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| BRIAN COCHRAN | TREASURER Trustee or director | 1 | $0 | $0 |
| CAREL VAN DEN HEUVEL | SECRETARY Trustee or director | 1 | $0 | $0 |
| MARRIANNE MCBRIDE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ARLENE COLOMBINI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN C BURKE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT SCOTT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TINA RIVERA | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ZHAO CHO QIU | SUPV CMTE CHAIR Trustee or director | 1 | $0 | $0 |
| ROY DAJALOS | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
| KATHLEEN DE CHADENEDES | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
| CHRISTINE HAGGARTY | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID WILLIAMS | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1105 N DUTTON AVE, SANTA ROSA, CA 95401-4667
- In care of
- % SCOTT JOHNSON
- Principal officer (990 for 2024)
- SCOTT JOHNSON, 1105 N DUTTON AVE, SANTA ROSA, CA 95401
- Signed the 990
- FITZGERALD REYES, CFO
- Phone
- (707) 543-2639
- Website
- WWW.COMFIRSTCU.ORG
- Return prepared by
- TURNER WARREN HWANG & CONRAD ACCTCY
California records
California keeps its own records of charities and corporations. Search them by EIN 94-1541515 or by the name COMMUNITY FIRST CREDIT UNION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
COMMUNITY FIRST CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, COMMUNITY FIRST CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Program accomplishments
- CFCU WAS NAMED ONE OF "THE BEST PLACES TO WORK" BY NORTH BAY BUSINESS JOURNAL! THE E-CONVENIENCES WE PIONEERED SET US APART AS THE TOP LOCALLY BASED BANK OR CU.
- OUR MOBILE BANKING APPLICATION WAS UPDATED IN 2024. WITH US YOU CAN ENJOY CONTACTLESS CARDS, DIGITAL CHAT, SMARTPHONE APP, AND COMPLETE SPANISH LANGUAGE SITE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 94-1541515
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $805,920,075
- Income (IRS master file)
- $47,791,718
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $47,791,718 | $44,667,904 | $805,920,075 | XML |
| 990 | December 2023 | $43,498,880 | $40,241,977 | $816,808,644 | XML |
| 990 | December 2022 | $36,766,136 | $28,206,770 | $823,669,192 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1541515).
Questions about COMMUNITY FIRST CREDIT UNION
- What is the EIN of COMMUNITY FIRST CREDIT UNION?
- The employer identification number (EIN) of COMMUNITY FIRST CREDIT UNION is 94-1541515.
- Is COMMUNITY FIRST CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to COMMUNITY FIRST CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does COMMUNITY FIRST CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY FIRST CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY FIRST CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of COMMUNITY FIRST CREDIT UNION?
- The 990 for the year ended December 31, 2024 names SCOTT JOHNSON.
- Who are the officers and directors of COMMUNITY FIRST CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 25 people; 12 received compensation from the organization, the highest $665,924 (SCOTT JOHNSON, CEO).
- How much revenue does COMMUNITY FIRST CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $47,791,718, expenses of $44,667,904 and total assets of $805,920,075 at year end.
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- SANTA ROSA COMMUNITY HEALTH CENTERS EIN 68-0365296 · last filed 990 for 2025
- REDWOOD EMPIRE FOOD BANK EIN 68-0121855 · last filed 990 for 2025
- SONOMA COUNTY INDIAN HEALTH PROJECT INC EIN 94-1741896 · last filed 990 for 2025
- COMMUNITY CHILD CARE COUNCIL OF SONOMA COUNTY INC EIN 94-2274620 · last filed 990 for 2025
- CANINE COMPANIONS FOR INDEPENDENCE EIN 94-2494324 · last filed 990 for 2025
- ST JOSEPH HOME CARE NETWORK EIN 68-0331084 · last filed 990 for 2024
- NATIONS FINEST EIN 94-2699571 · last filed 990 for 2024