Nonprofit · EIN 94-1518911
UNITED LOCAL CREDIT UNION
Tax-exempt · FRESNO, CA 93726
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $6,383,220 | $5,330,836 | $1,052,384 | $121,456,226 | $98,556,189 | $22,900,037 |
| December 31, 2023 | 990 | $6,423,094 | $5,152,180 | $1,270,914 | $123,664,475 | $101,975,477 | $21,688,998 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $5,319,923
- Investment income
- $1,063,297
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $424,280
- Other salaries and wages
- $1,087,279
- Salaries, compensation and benefits (total)
- $2,177,430
- Professional fundraising fees
- $0
- Legal fees
- $29,010
- Accounting fees
- $38,837
- Occupancy
- $317,808
- Depreciation
- $97,450
Balance sheet and other
- Total assets, start of year
- $123,664,475
- Total assets, end of year
- $121,456,226
- Total liabilities, end of year
- $98,556,189
- Net assets, end of year
- $22,900,037
- Land, buildings and equipment
- $1,128,326
- Gross unrelated business income
- $4,073
- Gross receipts
- $6,383,220
- Employees
- 24
- Volunteers
- 5
- Year formed
- 1953
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANGELINA MALDONADO | PRESIDENT/CEO Officer | 40 | $265,666 | $39,798 |
| VIREN MISTRY | VICE PRESIDENT/COO Highest-paid employee | 40 | $115,635 | $37,663 |
| SHERWOOD BROWN | CONTROLLER Officer | 40 | $103,860 | $14,956 |
| ANDY ANDERSON | VICE BOARD CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| DENISE BENELLI | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JIM HAZELRIGG | BOARD CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| PAMELA NIELSEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LARS OAKANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANGELINA MALDONADO | PRESIDENT/CEO Officer | 40 | $261,668 | $37,490 |
| SHERWOOD BROWN | CONTROLLER Officer | 40 | $100,254 | $14,456 |
| ANDY ANDERSON | VICE BOARD CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| DENISE BENELLI | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JIM HAZELRIGG | BOARD CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| PAMELA NIELSEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LARS OAKANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3650 E ASHLAN AVE, FRESNO, CA 93726-3533
- Principal officer (990 for 2024)
- ANGELINA MALDONADO, 3650 EAST ASHLAN AVENUE, FRESNO, CA 93726
- Signed the 990
- ANGELINA MALDONADO, PRESIDENT/CEO
- Phone
- (559) 227-8329
- Website
- WWW.UNITEDLOCAL.ORG
- Return prepared by
- RSM US LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 94-1518911 or by the name UNITED LOCAL CREDIT UNION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
THE MISSION OF UNITED LOCAL CREDIT UNION IS TO BETTER THE LIVES OF EACH OF OUR HARD-WORKING MEMBERS VIA AN EXCELLENT FINANCIAL SERVICES RELATIONSHIP.
Program accomplishments
- UNITED LOCAL CREDIT UNION (THE CREDIT UNION) PROVIDES DEPOSIT SERVICES TO MEMBERS WHICH INCLUDES CHECKING, SAVINGS, CERTIFICATES OF DEPOSITS, IRA ACCOUNTS, COURTESY PAY, AND TRUST ACCOUNTS. THE TOTAL NUMBER OF MEMBERS AT THE CREDIT UNION AS OF 12/31/2024 WAS 8,219, WITH THE TOTAL DOLLAR AMOUNT OF SHARES AT YEAR-END OF $97,461,150.
- UNITED LOCAL CREDIT UNION PROVIDES ELECTRONIC BANKING SERVICES TO SUPPORT DEPOSITS AND LOANS WITH AUTOMATED TELLER MACHINES, E-STATEMENTS, BILL PAY, AUDIO RESPONSE, TELECONTACT SERVICES, SUPPLEMENTAL NOTARY, SIGNATURE GAURANTEES, AND WIRES.
- UNITED LOCAL CREDIT UNION PROVIDES FULL-SERVICE LENDING INCLUDING AUTO, UNSECURED, CREDIT CARD AND MORTGAGE LOANS. THE TOTAL NUMBER OF BORROWERS AT THE CREDIT UNION AT 12/31/2024 WAS 3,637, WITH TOTAL OUTSTANDING LOANS OF $77,904,342.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 94-1518911
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $121,456,226
- Income (IRS master file)
- $6,383,220
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $6,383,220 | $5,330,836 | $121,456,226 | XML |
| 990 | December 2023 | $6,423,094 | $5,152,180 | $123,664,475 | XML |
| 990 | December 2022 | $5,673,257 | $4,860,069 | $133,385,368 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1518911).
Questions about UNITED LOCAL CREDIT UNION
- What is the EIN of UNITED LOCAL CREDIT UNION?
- The employer identification number (EIN) of UNITED LOCAL CREDIT UNION is 94-1518911.
- Is UNITED LOCAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to UNITED LOCAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does UNITED LOCAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of UNITED LOCAL CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did UNITED LOCAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of UNITED LOCAL CREDIT UNION?
- The 990 for the year ended December 31, 2024 names ANGELINA MALDONADO.
- Who are the officers and directors of UNITED LOCAL CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 8 people; 3 received compensation from the organization, the highest $265,666 (ANGELINA MALDONADO, PRESIDENT/CEO).
- How much revenue does UNITED LOCAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $6,383,220, expenses of $5,330,836 and total assets of $121,456,226 at year end.
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