Nonprofit · EIN 94-0362027
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as GREATER VALLEY CREDIT UNION
Tax-exempt · FRESNO, CA 93778
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,302,713 | $1,065,017 | $237,696 | $33,622,851 | $28,770,767 | $4,852,084 |
| December 31, 2024 | 990 | $1,176,942 | $1,078,984 | $97,958 | $32,429,343 | $27,815,012 | $4,614,331 |
| December 31, 2023 | 990 | $949,309 | $941,166 | $8,143 | $33,663,357 | $29,147,035 | $4,516,322 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $622,415
- Investment income
- $671,808
- Other revenue
- $8,490
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $326,096
- Salaries, compensation and benefits (total)
- $446,235
- Professional fundraising fees
- $0
- Accounting fees
- $16,500
- Occupancy
- $27,229
Balance sheet and other
- Total assets, start of year
- $32,429,343
- Total assets, end of year
- $33,622,851
- Total liabilities, end of year
- $28,770,767
- Net assets, end of year
- $4,852,084
- Land, buildings and equipment
- $145,604
- Gross unrelated business income
- $3,404
- Gross receipts
- $1,302,713
- Employees
- 5
- Volunteers
- 15
- Year formed
- 1936
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOSEPH YAMUNI | CEO Officer, Key employee, Highest-paid employee | 50 | $121,000 | $10,000 |
| LYANN PHANVONGKHAM | VP OF LENDING Officer, Key employee | 40 | $78,000 | $10,000 |
| ANTHONY BARRIOS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BILL MOSES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL AGUILAR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| TERRENCE CORTEZ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| STEVE FULLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RENE SHANCHEZ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN LIU | Board Member Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOSEPH YAMUNI | CEO Officer, Key employee, Highest-paid employee | 50 | $111,100 | $11,240 |
| BRUCE HIBBARD | President Officer, Key employee | 20 | $53,650 | $5,000 |
| SERGIO VENEGAS | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| BILL MOSES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL AGUILAR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| Curtis Scribner | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| STEVE FULLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| Rene Sanchez | Board Member Trustee or director | 1 | $0 | $0 |
| John Liu | Board Member Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRUCE HIBBARD | President Officer, Highest-paid employee | 40 | $142,000 | $7,500 |
| JOSEPH YAMUNI | CEO Officer, Key employee | 50 | $113,100 | $13,500 |
| SERGIO VENEGAS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BILL MOSES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL AGUILAR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| Curtis Scribner | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| STEVE FULLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| Rene Sanchez | Board Member Trustee or director | 1 | $0 | $0 |
| John Liu | Board Member Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 12681, FRESNO, CA 93778-2681
- In care of
- % GREATER VALLEY CREDIT UNION
- Principal officer (990 for 2025)
- Joey Yamuni, 1185 W Hedges Ave, Fresno, CA 93728
- Signed the 990
- Joey Yamuni, CEO
- Phone
- (559) 233-0867
- Website
- greatervalleycu.org
California records
California keeps its own records of charities and corporations. Search them by EIN 94-0362027 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
Provide financial services to the membership
Program accomplishments
- lendingExpenses $685,422 · revenue $622,415
- savingsExpenses $344,682 · revenue $671,808
- financial services to membership base, offering online banking, share drafts, debit cardsExpenses $34,912 · revenue $8,490
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 94-0362027
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $33,622,851
- Income (IRS master file)
- $1,302,713
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,302,713 | $1,065,017 | $33,622,851 | IRS |
| 990 | December 2024 | $1,176,942 | $1,078,984 | $32,429,343 | IRS |
| 990 | December 2023 | $949,309 | $941,166 | $33,663,357 | XML |
| 990 | December 2022 | $825,483 | $768,489 | $37,091,221 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-0362027).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 94-0362027.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 names Joey Yamuni.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $121,000 (JOSEPH YAMUNI, CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,302,713, expenses of $1,065,017 and total assets of $33,622,851 at year end.
Other nonprofits in FRESNO
- FRESNO COMMUNITY HOSPITAL AND MEDICAL CENTER EIN 94-1156276 · last filed 990 for 2025
- CALIFORNIAS VALUED TRUST EIN 77-6009955 · last filed 990 for 2025
- CENTRAL VALLEY REGIONAL CENTER INC EIN 94-2823126 · last filed 990 for 2025
- SAINT AGNES MEDICAL CENTER EIN 94-1437713 · last filed 990 for 2025
- COMMUNITY HOSPITALS OF CENTRAL CALIFORNIA EIN 94-2864615 · last filed 990 for 2025
- UNITED HEALTH CENTERS OF THE SAN JOAQUIN VALLEY EIN 94-1732538 · last filed 990 for 2025
- SANTE HEALTH FOUNDATION EIN 20-0517238 · last filed 990 for 2024
- EDUCATIONAL EMPLOYEES CREDIT UNION EIN 94-1031345 · last filed 990 for 2024