Nonprofit · EIN 93-4766350
MINDFUL LENDING
Tax-exempt · NORTH CHARLESTON, SC 29406
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $151,411 | $193,353 | -$41,942 | $773,569 | $62,839 | $710,730 |
| December 31, 2024 | 990 | $2,672 | $0 | $2,672 | $712,672 | $0 | $712,672 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $123,299
- of which government grants
- $123,299
- Program service revenue
- $0
- Investment income
- $28,112
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $119,078
- Salaries, compensation and benefits (total)
- $134,376
- Professional fundraising fees
- $0
- Legal fees
- $22,774
- Accounting fees
- $258
- Occupancy
- $10,242
- Program services (functional)
- $193,353
Balance sheet and other
- Total assets, start of year
- $712,672
- Total assets, end of year
- $773,569
- Total liabilities, end of year
- $62,839
- Net assets, end of year
- $710,730
- Net assets without donor restrictions
- $710,730
- Gross receipts
- $151,411
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2023
- State of legal domicile
- SC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID GEER | BOARD MEMBER Trustee or director | 0 | $0 |
| DEBRA STEWART | VICE CHAIRMAN Trustee or director | 0 | $0 |
| SHAWNA BLACKMAN | BOARD MEMBER Trustee or director | 0 | $0 |
| TRACY STRICKLAND | CEO Officer | 10 | $0 |
| TREY WILLIS | CHAIRMAN Officer | 0 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID GEER | BOARD MEMBER Trustee or director | 0 | $0 |
| DEBRA STEWART | VICE CHAIRMAN Trustee or director | 0 | $0 |
| SHAWNA BLACKMAN | BOARD MEMBER Trustee or director | 0 | $0 |
| TRACY STRICKLAND | CEO Officer | 10 | $0 |
| TREY WILLIS | CHAIRMAN Officer | 0 | $0 |
Address and contacts
- Address (IRS master file)
- 8084 RIVERS AVENUE STE 101, NORTH CHARLESTON, SC 29406-9235
- In care of
- % TRACY STRICKLAND
- Mailing address (990-N for 2023)
- 8084 RIVERS AVENUE STE 101, NORTH CHARLESTON SC 29406
- Principal officer (990 for 2025)
- TRACY STRICKLAND, 8084 RIVERS AVENUE STE 101, NORTH CHARLESTON, SC 29406
- Principal officer (990-N for 2023)
- CAPRICE ATTERBURY, 8084 RIVERS AVENUE STE 101, NORTH CHARLESTON SC 29406
- Signed the 990
- TRACY STRICKLAND, CEO
- Phone
- (843) 628-2115
- Return prepared by
- VERIS LLC
Mission
NON-PROFIT MORTGAGE LENDING TO LOW TO MODERATE INCOME HOMEBUYERS
Program accomplishments
- MINDFUL LENDING IS A NON-PROFIT LENDER. THE PRIMARY PURPOSE IS TO SERVE LOW TO MODERATE INCOME HOMEBUYERS IN THE STATE OF SOUTH CAROLINA.Expenses $193,353 · revenue $151,411
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-N on file |
IRS record
- EIN
- 93-4766350
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2025
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P99)
- Assets (IRS master file)
- $773,569
- Income (IRS master file)
- $151,411
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $151,411 | $193,353 | $773,569 | XML |
| 990 | December 2024 | $2,672 | $0 | $712,672 | XML |
| 990-N for 2023 Officer: CAPRICE ATTERBURY | December 31, 2023 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-4766350).
Questions about MINDFUL LENDING
- What is the EIN of MINDFUL LENDING?
- The employer identification number (EIN) of MINDFUL LENDING is 93-4766350.
- Is MINDFUL LENDING tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2025.
- Are donations to MINDFUL LENDING tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does MINDFUL LENDING file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MINDFUL LENDING due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MINDFUL LENDING last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MINDFUL LENDING?
- The 990 for the year ended December 31, 2025 names TRACY STRICKLAND.
- Who are the officers and directors of MINDFUL LENDING?
- The 990 for the year ended December 31, 2025 lists 5 people; 0 received compensation from the organization.
- How much revenue does MINDFUL LENDING have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $151,411, expenses of $193,353 and total assets of $773,569 at year end.
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