Nonprofit · EIN 93-0884418
OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Tax-exempt · MERIDIAN, ID 83646
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,736,751 | $8,186,759 | -$5,450,008 | $9,731,017 | $318 | $9,730,699 |
| December 31, 2024 | 990 | $10,873,217 | $279,100 | $10,594,117 | $15,180,707 | $0 | $15,180,707 |
| December 31, 2023 | 990 | $955,307 | $898,596 | $56,711 | $4,595,275 | $8,685 | $4,586,590 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,389,769
- Investment income
- $346,982
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $7,909,040
- Compensation of officers, directors and key employees
- $104,400
- Salaries, compensation and benefits (total)
- $104,400
- Professional fundraising fees
- $0
- Legal fees
- $6,171
- Accounting fees
- $17,792
- Travel
- $10,732
- Program services (functional)
- $7,909,040
Balance sheet and other
- Total assets, start of year
- $15,180,707
- Total assets, end of year
- $9,731,017
- Total liabilities, end of year
- $318
- Net assets, end of year
- $9,730,699
- Publicly traded securities
- $4,535,584
- Net assets without donor restrictions
- $9,730,699
- Gross receipts
- $2,736,751
- Employees
- 0
- Volunteers
- 0
- Year formed
- 1975
- State of legal domicile
- OR
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Candie Kinch | Executive Director Officer | 40 | $104,400 |
| Farmers New World Life Ins co | Director Institutional trustee | 0.5 | $0 |
| Pacific Life Insurance Co | Director Institutional trustee | 0.5 | $0 |
| Prudential Insurance Co of America | Director Institutional trustee | 0.5 | $0 |
| Standard Insurance Company | Director Institutional trustee | 0.5 | $0 |
| State Farm Life Ins Co | Director Institutional trustee | 0.5 | $0 |
| Northwestern Mutual Life Ins Co | Director Institutional trustee | 0.5 | $0 |
| Justin Delaney | Chairman of the Board of Directors Officer | 1 | $0 |
| Ryan Fleming | Secretary Treasurer of the Board Officer | 1 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Candie Kinch | Executive Director Officer | 40 | $102,000 |
| Farmers New World Life Insurance Company | Director Institutional trustee | 0.5 | $0 |
| LifeMap Assurance Company | Director Institutional trustee | 0.5 | $0 |
| Pacific Life Insurance Company | Director Institutional trustee | 0.5 | $0 |
| Prudential Insurance Company of America | Director Institutional trustee | 0.5 | $0 |
| Standard Insurance Company | Director Institutional trustee | 0.5 | $0 |
| State Farm Life Insurance Company | Director Institutional trustee | 0.5 | $0 |
| Northwestern Mutual Life Insurance Company | Director Institutional trustee | 0.5 | $0 |
| Justin Delaney | Chairman of the Board of Directors Officer | 1 | $0 |
| Ryan Fleming | Secretary/Treasurer of the Board of Directors Officer | 1 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Candie Kinch | Executive Director Officer | 40 | $97,800 |
| Farmers New World Life Insurance Company | Director Institutional trustee | 0.25 | $0 |
| LifeMap Assurance Company | Director Institutional trustee | 0.25 | $0 |
| Pacific Life Insurance Company | Director Institutional trustee | 0.25 | $0 |
| Prudential Insurance Company of America | Director Institutional trustee | 0.25 | $0 |
| Standard Insurance Company | Director Institutional trustee | 0.25 | $0 |
| State Farm Life Insurance Company | Director Institutional trustee | 0.25 | $0 |
| Northwestern Mutual Life Insurance Company | Director Institutional trustee | 0.25 | $0 |
| Justin Delaney | Chairman of the Board of Directors Officer | 1 | $0 |
| Ryan Fleming | Secretary/Treasurer of the Board of Directors Officer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 6700 N LINDER RD STE 156 PMB 138, MERIDIAN, ID 83646-6608
- Principal officer (990 for 2025)
- Candie Kinch, 6700 N LINDER RD STE 156 PMB 138, MERIDIAN, ID 836466608
- Signed the 990
- Candie Kinch, Executive Director
- Phone
- (855) 378-9510
Mission
To provide protection to Oregon resident policyholders and their beneficiaries in the event of the insolvency of the insurance company that issued their life health or annuity insurance policy.
Program accomplishments
- The Oregon Life and Health Insurance Guaranty Associations purpose is to provide protection to Oregon resident policyholders and their beneficiaires in the event of the failure of the insurance company that issued their life health or annuity insurance policy up to statutory limits. This activity is the Associations only program service and constitutes 100% of the Associations time. In 2025 the Association provided policyholder benefits to Oregon resident insureds of three insolvent insurers. The Association also provided support to insurance company receivers former insureds etc. of a number of insolvency estates.Expenses $7,909,040 · revenue $2,736,751
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 93-0884418
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1995
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $9,731,017
- Income (IRS master file)
- $2,736,751
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,736,751 | $8,186,759 | $9,731,017 | XML |
| 990 | December 2024 | $10,873,217 | $279,100 | $15,180,707 | XML |
| 990 | December 2023 | $955,307 | $898,596 | $4,595,275 | XML |
| 990 | December 2022 | $319,937 | $254,430 | $4,529,879 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-0884418).
Questions about OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
- What is the EIN of OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The employer identification number (EIN) of OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION is 93-0884418.
- Is OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1995.
- Are donations to OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 names Candie Kinch.
- Who are the officers and directors of OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $104,400 (Candie Kinch, Executive Director).
- How much revenue does OREGON LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,736,751, expenses of $8,186,759 and total assets of $9,731,017 at year end.
Other nonprofits in MERIDIAN
- IDAHO FOODBANK WAREHOUSE EIN 82-0425400 · last filed 990 for 2025
- BETTER BUSINESS BUREAU GREAT WEST & PACIFIC INC EIN 91-1614623 · last filed 990 for 2024
- IDAHO VIRTUAL ACADEMY INC EIN 01-0720150 · last filed 990 for 2025
- DAIRY AND FOOD NUTRITION COUNCIL OF THE SOUTHEAST EIN 81-4058275 · last filed 990 for 2025
- COLE VALLEY CHRISTIAN SCHOOLS INC EIN 86-2425049 · last filed 990 for 2025
- VANDE STEEG FOUNDATION INC EIN 84-4317600 · last filed 990-PF for 2024
- COMPASS PUBLIC CHARTER SCHOOL INC EIN 73-1729632 · last filed 990 for 2026
- THE AMBROSE SCHOOL INC EIN 82-0483624 · last filed 990 for 2025